Cost of Living Comparison Between Ubud and Napier Cost of Living Comparison Between Ubud and Napier

🙂 Solo nomad: Ubud is 37.2% cheaper than Napier without rent, and 62% cheaper with rent.
🙂 Family of 3: Ubud is 44.5% cheaper than Napier without rent, and 64.2% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Napier
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$19.58 NZ$32.3
-84.68%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$97.7 NZ$161
-87.19%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$11.24 NZ$18.53
-71.71%
Cappuccino
$2.21 Rp 35.9K
$3.64 NZ$6
-39.29%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.32 NZ$3.82
-52.59%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.15 NZ$3.55
-87.91%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$7.32 NZ$12.07
-65.85%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$6.21 NZ$10.25
-48.47%
🛒 Groceries & Markets
Ubud
Napier
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.68 NZ$2.76
-11.31%
White Bread (500g)
$1.67 Rp 27K
$1.67 NZ$2.76
-
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.82 NZ$3
-37.36%
Eggs
$2.27 Rp 36.9K
$6.03 NZ$9.95
-62.35%
Local Cheese (1kg)
$13.94 Rp 226.3K
$8.04 NZ$13.26
73.38%
Chicken Fillets (1kg)
$4 Rp 64.8K
$9.44 NZ$15.57
-57.63%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$12.6 NZ$20.77
-10.32%
Apples (1kg)
$3.6 Rp 58.4K
$2.49 NZ$4.11
44.58%
Banana (1kg)
$1.53 Rp 24.8K
$1.88 NZ$3.1
-18.62%
Oranges (1kg)
$2.65 Rp 43K
$2.43 NZ$4.01
9.05%
Tomato (1kg)
$1.38 Rp 22.4K
$3.48 NZ$5.73
-60.34%
Potato (1kg)
$1.58 Rp 25.6K
$2.09 NZ$3.44
-24.40%
Onion (1kg)
$2.16 Rp 35.1K
$2.26 NZ$3.73
-4.42%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.07 NZ$3.42
-49.76%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.26 NZ$2.07
-55.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$20.72 NZ$34.17
-89.24%
Wine (Bottle)
$14.98 Rp 243.2K
$8.78 NZ$14.48
70.62%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.44 NZ$4.02
-0.41%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.69 NZ$4.43
-1.86%
🚌 Getting Around
Ubud
Napier
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.79 NZ$2.96
-82.12%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$48.02 NZ$79.2
-78.93%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$2.65 NZ$4.36
-81.51%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.71 NZ$2.82
-80.12%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$35.03 NZ$57.8
-82.76%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.72 NZ$2.84
-57.56%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$27.3K NZ$45K
-3.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$22.9K NZ$37.7K
39.59%
🧾 Monthly Utilities & Internet
Ubud
Napier
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$200 NZ$330
-68.75%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$37.81 NZ$62.4
-89.16%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$48.48 NZ$80
-49.83%
🎉 Sport & Entertainment
Ubud
Napier
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$37.77 NZ$62.3
-40.16%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$11.52 NZ$19
-45.66%
Cinema Ticket
$3.29 Rp 53.4K
$9.11 NZ$15.03
-63.89%
🧸 Childcare & Education
Ubud
Napier
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$752 NZ$1,240
-87.60%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$12.2K NZ$20K
-49.81%
👕👟 Clothing & Footwear
Ubud
Napier
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$98.5 NZ$162
-46.36%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$58.3 NZ$96.1
-57.36%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$103 NZ$170
-17.36%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$127 NZ$209
-42.77%
🏠 Accommodation & Living
Ubud
Napier
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,297 NZ$2,139
-80.04%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$769 NZ$1,268
-79.33%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,611 NZ$2,657
-64.15%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,626 NZ$2,682
-79.33%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$2,377 NZ$3,921
-57.92%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$1,932 NZ$3,186
-55.46%
💵 Salaries & Financials
Ubud
Napier
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$4,209 NZ$6,942
-95.67%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.69
98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Napier: October 27, 2025

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