Cost of Living Comparison Between Ubud and Naga Cost of Living Comparison Between Ubud and Naga

😐 Solo nomad: Ubud is 33.5% more expensive than Naga without rent, and 5.2% cheaper with rent.
🙂 Family of 3: Ubud is 1.2% cheaper than Naga without rent, and 3.2% more expensive with rent.
Currency
🍽 Eating Out
Ubud
Naga
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$3.47 ₱193
-13.54%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$17.92 ₱998
-30.13%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$3.38 ₱188
-5.92%
Cappuccino
$2.21 Rp 35.9K
$2.36 ₱131
-6.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$0.77 ₱42.74
42.86%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.37 ₱20.48
-29.73%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$1.37 ₱76.1
82.48%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$2.08 ₱116
53.85%
🛒 Groceries & Markets
Ubud
Naga
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.91 ₱106
-21.99%
White Bread (500g)
$1.67 Rp 27K
$1.26 ₱70.2
32.54%
Rice (white) (1kg)
$1.14 Rp 18.5K
$0.93 ₱51.9
22.58%
Eggs
$2.27 Rp 36.9K
$1.75 ₱97.2
29.71%
Local Cheese (1kg)
$13.94 Rp 226.3K
$8.1 ₱451
72.10%
Chicken Fillets (1kg)
$4 Rp 64.8K
$4.33 ₱241
-7.62%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$7.9 ₱440
43.04%
Apples (1kg)
$3.6 Rp 58.4K
$2.88 ₱160
25.00%
Banana (1kg)
$1.53 Rp 24.8K
$1.58 ₱88.2
-3.16%
Oranges (1kg)
$2.65 Rp 43K
$2.62 ₱146
1.15%
Tomato (1kg)
$1.38 Rp 22.4K
$1.62 ₱90.1
-14.81%
Potato (1kg)
$1.58 Rp 25.6K
$2.24 ₱124
-29.46%
Onion (1kg)
$2.16 Rp 35.1K
$2.61 ₱145
-17.24%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.07 ₱59.7
-2.80%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.76 ₱42.24
-26.32%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$2.53 ₱141
-11.86%
Wine (Bottle)
$14.98 Rp 243.2K
$4.05 ₱225
269.88%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.19 ₱66.5
104.20%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.02 ₱113
30.69%
🚌 Getting Around
Ubud
Naga
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.28 ₱15.66
14.29%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$0.81 ₱45.33
-39.51%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.22 ₱12.2
54.55%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$2.07 ₱115
191.79%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.14 ₱63.7
-35.96%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$26.5K ₱1.5M
-1.07%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$20.1K ₱1.1M
59.03%
🧾 Monthly Utilities & Internet
Ubud
Naga
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$112 ₱6,230
-44.04%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$32.2 ₱1,793
-87.27%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$26.69 ₱1,486
-8.88%
🎉 Sport & Entertainment
Ubud
Naga
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$33.61 ₱1,872
-32.76%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
-
-
Cinema Ticket
$3.29 Rp 53.4K
$5.85 ₱326
-43.76%
🧸 Childcare & Education
Ubud
Naga
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$152 ₱8,453
-38.60%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$4,394 ₱244.7K
38.76%
👕👟 Clothing & Footwear
Ubud
Naga
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$45.24 ₱2,519
16.76%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$26.71 ₱1,487
-7.00%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$75.8 ₱4,222
12.41%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$53.3 ₱2,970
35.89%
🏠 Accommodation & Living
Ubud
Naga
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$268 ₱14.9K
-3.45%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$180 ₱10K
-11.79%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$322 ₱17.9K
79.62%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$264 ₱14.7K
27.34%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$2,139 ₱119.1K
-53.22%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
-
-
💵 Salaries & Financials
Ubud
Naga
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$155 ₱8,626
17.76%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.67
99.10%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Naga: October 28, 2025

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