Cost of Living Comparison Between Ubud and Muzaffarabad Cost of Living Comparison Between Ubud and Muzaffarabad

😐 Solo nomad: Ubud is 147.3% more expensive than Muzaffarabad without rent, and 159% more expensive with rent.
😐 Family of 3: Ubud is 157.4% more expensive than Muzaffarabad without rent, and 124.4% more expensive with rent.
Currency
🍽 Eating Out
Ubud
Muzaffarabad
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$1.44 PKR 408
108.33%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$14.19 PKR 4,006
-11.77%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$2.17 PKR 614
46.54%
Local Non-Alcoholic Beer (0.5 liter draught)
-
$1.39 PKR 394
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$3.4 PKR 959
-
Cappuccino
$2.21 Rp 35.9K
$1.04 PKR 294
112.50%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$0.32 PKR 89.8
243.75%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.21 PKR 59.1
23.81%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
-
-
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
-
-
🛒 Groceries & Markets
Ubud
Muzaffarabad
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$0.78 PKR 222
91.03%
White Bread (500g)
$1.67 Rp 27K
$0.56 PKR 159
198.21%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.25 PKR 354
-8.80%
Eggs
$2.27 Rp 36.9K
$1.13 PKR 319
100.88%
Local Cheese (1kg)
$13.94 Rp 226.3K
$6.02 PKR 1,699
131.56%
Chicken Fillets (1kg)
$4 Rp 64.8K
$2.69 PKR 761
48.70%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$2.98 PKR 842
279.19%
Apples (1kg)
$3.6 Rp 58.4K
$1.03 PKR 290
249.51%
Banana (1kg)
$1.53 Rp 24.8K
$0.68 PKR 191
125.00%
Oranges (1kg)
$2.65 Rp 43K
$0.55 PKR 155
381.82%
Tomato (1kg)
$1.38 Rp 22.4K
$0.44 PKR 123
213.64%
Potato (1kg)
$1.58 Rp 25.6K
$0.33 PKR 94.1
378.79%
Onion (1kg)
$2.16 Rp 35.1K
$0.46 PKR 130
369.57%
Lettuce (1 head)
$1.04 Rp 16.9K
$0.24 PKR 67.4
333.33%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.34 PKR 95.4
64.71%
Bottle of Non-Alcoholic Wine (Mid-Range)
-
$1.38 PKR 391
-
Local Non-Alcoholic Beer (0.5 liter bottle)
-
$0.99 PKR 280
-
Imported Non-Alcoholic Beer (0.33 liter bottle)
-
$2.27 PKR 642
-
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$1.43 PKR 405
55.94%
Wine (Bottle)
$14.98 Rp 243.2K
-
-
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
-
-
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
-
-
🚌 Getting Around
Ubud
Muzaffarabad
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.33 PKR 94.2
-3.03%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$7.27 PKR 2,052
39.20%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$0.9 PKR 255
-45.56%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.36 PKR 101
-5.56%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$2.55 PKR 721
136.86%
Gasoline (1 liter)
$0.73 Rp 11.9K
$0.89 PKR 250
-17.98%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$18K PKR 5.1M
45.61%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$22.8K PKR 6.4M
39.96%
🧾 Monthly Utilities & Internet
Ubud
Muzaffarabad
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$53.7 PKR 15.2K
16.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$4.03 PKR 1,139
1.74%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$11.71 PKR 3,307
107.69%
🎉 Sport & Entertainment
Ubud
Muzaffarabad
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$7.16 PKR 2,022
215.64%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$5.39 PKR 1,523
16.14%
Cinema Ticket
$3.29 Rp 53.4K
$3.52 PKR 994
-6.53%
🧸 Childcare & Education
Ubud
Muzaffarabad
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$24.66 PKR 6,965
278.02%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$967 PKR 273.2K
530.48%
👕👟 Clothing & Footwear
Ubud
Muzaffarabad
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$5.27 PKR 1,489
902.28%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$9.04 PKR 2,555
174.78%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$88.4 PKR 25K
-3.61%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$10.78 PKR 3,046
572.26%
🏠 Accommodation & Living
Ubud
Muzaffarabad
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$59.2 PKR 16.7K
336.92%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$26.73 PKR 7,551
494.35%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$141 PKR 39.9K
309.31%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$108 PKR 30.6K
210.70%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$523 PKR 147.8K
91.11%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$507 PKR 143.1K
69.84%
💵 Salaries & Financials
Ubud
Muzaffarabad
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$167 PKR 47.3K
8.98%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
19
-30.11%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Muzaffarabad: October 28, 2025

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