Cost of Living Comparison Between Ubud and Masterton Cost of Living Comparison Between Ubud and Masterton

🙂 Solo nomad: Ubud is 30.9% cheaper than Masterton without rent, and 50.1% cheaper with rent.

🙂 Family of 3: Ubud is 38.4% cheaper than Masterton without rent, and 53.1% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$10.22 NZ$16.85

-70.65%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$89.4 NZ$147

-86.00%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$9.27 NZ$15.29

-65.70%

Cappuccino

$2.21 Rp 35.9K

$3.31 NZ$5.45

-33.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.05 NZ$3.38

-46.34%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$1.57 NZ$2.59

-83.44%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$3.6 NZ$5.94

-30.56%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$4.33 NZ$7.13

-26.10%

Milk (1 liter)

$1.49 Rp 24.2K

$1.55 NZ$2.55

-3.87%

White Bread (500g)

$1.67 Rp 27K

$1.6 NZ$2.64

4.37%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.2 NZ$1.98

-5.00%

Eggs

$2.27 Rp 36.9K

$6.29 NZ$10.37

-63.91%

Local Cheese (1kg)

$13.94 Rp 226.3K

$7.16 NZ$11.81

94.69%

Chicken Fillets (1kg)

$4 Rp 64.8K

$9.16 NZ$15.11

-56.33%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$12.45 NZ$20.53

-9.24%

Apples (1kg)

$3.6 Rp 58.4K

$1.85 NZ$3.06

94.59%

Banana (1kg)

$1.53 Rp 24.8K

$1.86 NZ$3.07

-17.74%

Oranges (1kg)

$2.65 Rp 43K

$2.51 NZ$4.13

5.58%

Tomato (1kg)

$1.38 Rp 22.4K

$3.43 NZ$5.66

-59.77%

Potato (1kg)

$1.58 Rp 25.6K

$1.38 NZ$2.28

14.49%

Onion (1kg)

$2.16 Rp 35.1K

$1.18 NZ$1.94

83.05%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.84 NZ$3.04

-43.48%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$0.9 NZ$1.48

-37.78%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$20.06 NZ$33.09

-88.88%

Wine (Bottle)

$14.98 Rp 243.2K

$8.43 NZ$13.91

77.70%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$2.32 NZ$3.82

4.74%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$2.71 NZ$4.46

-2.58%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$2.38 NZ$3.92

-86.55%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$63.7 NZ$105

-84.10%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.45 NZ$4.04

-80.00%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.86 NZ$3.06

-81.72%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$41.8 NZ$68.9

-85.55%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.65 NZ$2.72

-55.76%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$23.9K NZ$39.4K

9.80%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$23.3K NZ$38.4K

37.35%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$79.7 NZ$131

-21.43%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$32.25 NZ$53.2

-87.29%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$47.83 NZ$78.9

-49.15%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$40.72 NZ$67.2

-44.50%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$9 NZ$14.84

-30.44%

Cinema Ticket

$3.29 Rp 53.4K

$8.28 NZ$13.66

-60.27%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$409 NZ$675

-77.23%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$4,761 NZ$7,852

28.08%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$69.6 NZ$115

-24.15%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$30.08 NZ$49.62

-17.42%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$102 NZ$169

-16.75%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$116 NZ$191

-37.34%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$779 NZ$1,285

-66.78%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$610 NZ$1,006

-73.95%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,230 NZ$2,029

-53.05%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$1,096 NZ$1,808

-69.33%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$4,092 NZ$6,750

-75.55%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$3,501 NZ$5,774

-75.42%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$1,871 NZ$3,086

-90.25%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.69

98.51%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Masterton: October 28, 2025

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