Cost of Living Comparison Between Ubud and Lusaka Cost of Living Comparison Between Ubud and Lusaka

🙂 Solo nomad: Ubud is 11.8% cheaper than Lusaka without rent, and 13.3% cheaper with rent.

🙂 Family of 3: Ubud is 10.7% cheaper than Lusaka without rent, and 24.8% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$7.31 ZMW 180

-58.96%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$25.24 ZMW 621

-50.40%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$3.65 ZMW 89.8

-12.88%

Cappuccino

$2.21 Rp 35.9K

$1.94 ZMW 47.7

13.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$0.73 ZMW 17.91

50.68%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$0.34 ZMW 8.36

-23.53%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$0.88 ZMW 21.69

184.09%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$1.84 ZMW 45.19

73.91%

Milk (1 liter)

$1.49 Rp 24.2K

$1.27 ZMW 31.34

17.32%

White Bread (500g)

$1.67 Rp 27K

$0.8 ZMW 19.66

108.75%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.66 ZMW 40.9

-31.33%

Eggs

$2.27 Rp 36.9K

$1.79 ZMW 44.03

26.82%

Local Cheese (1kg)

$13.94 Rp 226.3K

$7.84 ZMW 193

77.81%

Chicken Fillets (1kg)

$4 Rp 64.8K

$3.81 ZMW 93.7

4.99%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$4.73 ZMW 116

138.90%

Apples (1kg)

$3.6 Rp 58.4K

$2.49 ZMW 61.2

44.58%

Banana (1kg)

$1.53 Rp 24.8K

$1.66 ZMW 40.93

-7.83%

Oranges (1kg)

$2.65 Rp 43K

$2.79 ZMW 68.6

-5.02%

Tomato (1kg)

$1.38 Rp 22.4K

$1.12 ZMW 27.52

23.21%

Potato (1kg)

$1.58 Rp 25.6K

$1.87 ZMW 46.08

-15.51%

Onion (1kg)

$2.16 Rp 35.1K

$1.38 ZMW 33.86

56.52%

Lettuce (1 head)

$1.04 Rp 16.9K

$0.93 ZMW 22.89

11.83%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$0.49 ZMW 12.01

14.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$2.43 ZMW 59.7

-8.23%

Wine (Bottle)

$14.98 Rp 243.2K

$6.7 ZMW 165

123.58%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.09 ZMW 26.83

122.94%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$1.57 ZMW 38.64

68.15%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.02 ZMW 25.19

-68.63%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$38.27 ZMW 942

-73.56%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$2.67 ZMW 65.6

-81.65%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.15 ZMW 28.23

-70.43%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$9.45 ZMW 232

-36.08%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.2 ZMW 29.51

-39.17%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$8,101 ZMW 199.3K

223.66%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$28.1K ZMW 692K

13.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$91.5 ZMW 2,250

-31.54%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$53.1 ZMW 1,305

-92.27%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$127 ZMW 3,118

-80.81%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$45.64 ZMW 1,123

-50.48%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$13.97 ZMW 344

-55.19%

Cinema Ticket

$3.29 Rp 53.4K

$4.13 ZMW 102

-20.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$174 ZMW 4,278

-46.39%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$9,526 ZMW 234.3K

-35.99%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$18.76 ZMW 461

181.56%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$17.25 ZMW 424

44.00%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$84.2 ZMW 2,072

1.19%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$72.2 ZMW 1,775

0.42%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$223 ZMW 5,475

16.29%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$124 ZMW 3,052

28.06%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,034 ZMW 25.4K

-44.13%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$605 ZMW 14.9K

-44.43%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$2,020 ZMW 49.7K

-50.46%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$4,856 ZMW 119.5K

-82.28%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$314 ZMW 7,714

-41.82%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

-46.88%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Lusaka: October 27, 2025

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