Cost of Living Comparison Between Ubud and Kefalonia Cost of Living Comparison Between Ubud and Kefalonia

🙂 Solo nomad: Ubud is 36.1% cheaper than Kefalonia without rent, and 53.2% cheaper with rent.

🙂 Family of 3: Ubud is 45.2% cheaper than Kefalonia without rent, and 51.8% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$17.37 €15

-82.73%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$57.8 €49.91

-78.34%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$9.69 €8.36

-67.18%

Cappuccino

$2.21 Rp 35.9K

$3.1 €2.67

-28.71%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.18 €1.88

-49.54%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$0.56 €0.48

-53.57%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$4.83 €4.17

-48.24%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$5.96 €5.15

-46.31%

Milk (1 liter)

$1.49 Rp 24.2K

$1.64 €1.42

-9.15%

White Bread (500g)

$1.67 Rp 27K

$1.46 €1.26

14.38%

Rice (white) (1kg)

$1.14 Rp 18.5K

$2.49 €2.15

-54.22%

Eggs

$2.27 Rp 36.9K

$4.24 €3.66

-46.46%

Local Cheese (1kg)

$13.94 Rp 226.3K

$13.78 €11.9

1.16%

Chicken Fillets (1kg)

$4 Rp 64.8K

$10.04 €8.67

-60.16%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$14.05 €12.13

-19.57%

Apples (1kg)

$3.6 Rp 58.4K

$2.25 €1.94

60.00%

Banana (1kg)

$1.53 Rp 24.8K

$2.14 €1.85

-28.50%

Oranges (1kg)

$2.65 Rp 43K

$1.46 €1.26

81.51%

Tomato (1kg)

$1.38 Rp 22.4K

$2.06 €1.78

-33.01%

Potato (1kg)

$1.58 Rp 25.6K

$1.28 €1.1

23.44%

Onion (1kg)

$2.16 Rp 35.1K

$1.26 €1.08

71.43%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.02 €0.88

1.96%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$0.81 €0.7

-30.86%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$5.29 €4.56

-57.84%

Wine (Bottle)

$14.98 Rp 243.2K

$7.14 €6.16

109.80%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$2.65 €2.29

-8.30%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$2.83 €2.44

-6.71%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.54 €1.33

-79.22%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$46.74 €40.35

-78.35%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$4.69 €4.05

-89.55%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$13.53 €11.68

-55.36%

Gasoline (1 liter)

$0.73 Rp 11.9K

$2.09 €1.8

-65.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$31.9K €27.5K

-17.69%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$26.8K €23.2K

19.12%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$294 €254

-78.72%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$22.69 €19.59

-81.93%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$33.11 €28.59

-26.55%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$48.85 €42.17

-53.74%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$22.74 €19.63

-72.47%

Cinema Ticket

$3.29 Rp 53.4K

$9.62 €8.31

-65.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$417 €360

-77.65%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$6,002 €5,182

1.59%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$88 €76

-39.97%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$38.66 €33.38

-35.75%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$97.1 €83.9

-12.24%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$107 €92.5

-32.36%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$560 €483

-53.77%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$451 €389

-64.73%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$1,143 €987

-49.48%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$829 €716

-59.46%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$2,741 €2,367

-63.50%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$2,288 €1,975

-62.39%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$1,167 €1,008

-84.37%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.43

199.77%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Kefalonia: October 27, 2025

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