Cost of Living Comparison Between Ubud and Karlovo Cost of Living Comparison Between Ubud and Karlovo

😐 Solo nomad: Ubud is 0.7% more expensive than Karlovo without rent, and 8.1% cheaper with rent.

😐 Family of 3: Ubud is 4.3% more expensive than Karlovo without rent, and 8% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$7.54 BGN 12.73

-60.21%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$35.87 BGN 60.5

-65.10%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$8.98 BGN 15.14

-64.59%

Cappuccino

$2.21 Rp 35.9K

$1.5 BGN 2.52

47.33%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$1.07 BGN 1.81

2.80%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$0.66 BGN 1.11

-60.61%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$2.04 BGN 3.44

22.55%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$1.73 BGN 2.92

84.97%

Milk (1 liter)

$1.49 Rp 24.2K

$1.21 BGN 2.04

23.14%

White Bread (500g)

$1.67 Rp 27K

$0.92 BGN 1.55

81.52%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.9 BGN 3.21

-40.00%

Eggs

$2.27 Rp 36.9K

$3.31 BGN 5.59

-31.42%

Local Cheese (1kg)

$13.94 Rp 226.3K

$9.16 BGN 15.46

52.18%

Chicken Fillets (1kg)

$4 Rp 64.8K

$7.83 BGN 13.2

-48.91%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$5.87 BGN 9.9

92.50%

Apples (1kg)

$3.6 Rp 58.4K

$1.33 BGN 2.24

170.68%

Banana (1kg)

$1.53 Rp 24.8K

$2.03 BGN 3.43

-24.63%

Oranges (1kg)

$2.65 Rp 43K

$2 BGN 3.37

32.50%

Tomato (1kg)

$1.38 Rp 22.4K

$2.21 BGN 3.73

-37.56%

Potato (1kg)

$1.58 Rp 25.6K

$0.45 BGN 0.76

251.11%

Onion (1kg)

$2.16 Rp 35.1K

$0.9 BGN 1.53

140.00%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.01 BGN 1.71

2.97%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$0.73 BGN 1.23

-23.29%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$3.55 BGN 5.99

-37.18%

Wine (Bottle)

$14.98 Rp 243.2K

$7.13 BGN 12.02

110.10%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.02 BGN 1.72

138.24%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$1.74 BGN 2.94

51.72%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.16 BGN 1.95

-72.41%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$26.2 BGN 44.19

-61.37%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$1.2 BGN 2.03

-59.17%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$0.71 BGN 1.2

-52.11%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$12.99 BGN 21.91

-53.50%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.49 BGN 2.51

-51.01%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$31.7K BGN 53.5K

-17.40%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$25.5K BGN 42.9K

25.46%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$95.2 BGN 161

-34.22%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$16.87 BGN 28.46

-75.70%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$13.05 BGN 22.02

86.36%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$29.32 BGN 49.46

-22.92%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$14.81 BGN 24.99

-57.73%

Cinema Ticket

$3.29 Rp 53.4K

$6.02 BGN 10.16

-45.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$234 BGN 394

-60.12%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$4,191 BGN 7,070

45.50%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$29.87 BGN 50.4

76.83%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$11.92 BGN 20.11

108.39%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$59.2 BGN 99.9

43.96%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$46.89 BGN 79.1

54.55%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$295 BGN 497

-12.20%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$198 BGN 335

-19.94%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$480 BGN 810

20.34%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$353 BGN 595

-4.69%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$1,252 BGN 2,111

-20.06%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$936 BGN 1,579

-8.09%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$484 BGN 816

-62.27%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.57

190.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Karlovo: October 28, 2025

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