Cost of Living Comparison Between Ubud and Karlovac Cost of Living Comparison Between Ubud and Karlovac

🙂 Solo nomad: Ubud is 10.7% cheaper than Karlovac without rent, and 41.3% cheaper with rent.

🙂 Family of 3: Ubud is 33.1% cheaper than Karlovac without rent, and 36.8% cheaper with rent.

Meal at Budget Restaurant

$3 Rp 48.8K

$12.53 €10.82

-76.06%

Three-Course Dinner for Two, Mid-Range

$12.52 Rp 203.2K

$46.33 €40

-72.98%

Fast Food Meal (McDonalds, etc)

$3.18 Rp 51.6K

$7.89 €6.82

-59.70%

Cappuccino

$2.21 Rp 35.9K

$1.94 €1.67

13.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.1 Rp 17.9K

$2.49 €2.15

-55.82%

Water (0.33 liter bottle)

$0.26 Rp 4,217

$1.41 €1.21

-81.56%

Local Beer (0.5 liter draught)

$2.5 Rp 40.5K

$2.24 €1.94

11.61%

Imported Beer (0.33 liter bottle)

$3.2 Rp 51.9K

$2.29 €1.98

39.74%

Milk (1 liter)

$1.49 Rp 24.2K

$1.14 €0.98

30.70%

White Bread (500g)

$1.67 Rp 27K

$1.18 €1.01

41.53%

Rice (white) (1kg)

$1.14 Rp 18.5K

$1.87 €1.62

-39.04%

Eggs

$2.27 Rp 36.9K

$3.5 €3.03

-35.14%

Local Cheese (1kg)

$13.94 Rp 226.3K

$9.95 €8.59

40.10%

Chicken Fillets (1kg)

$4 Rp 64.8K

$11.49 €9.92

-65.19%

Beef Round Steak (1kg)

$11.3 Rp 183.4K

$13.74 €11.86

-17.76%

Apples (1kg)

$3.6 Rp 58.4K

$1.71 €1.48

110.53%

Banana (1kg)

$1.53 Rp 24.8K

$1.98 €1.71

-22.73%

Oranges (1kg)

$2.65 Rp 43K

$1.78 €1.54

48.88%

Tomato (1kg)

$1.38 Rp 22.4K

$2.07 €1.78

-33.33%

Potato (1kg)

$1.58 Rp 25.6K

$1.63 €1.41

-3.07%

Onion (1kg)

$2.16 Rp 35.1K

$1.07 €0.92

101.87%

Lettuce (1 head)

$1.04 Rp 16.9K

$1.72 €1.49

-39.53%

Water (1.5 liter bottle)

$0.56 Rp 9,114

$1.05 €0.91

-46.67%

Cigarettes 20 Pack (Marlboro, Camel)

$2.23 Rp 36.3K

$5.45 €4.7

-59.08%

Wine (Bottle)

$14.98 Rp 243.2K

$6.55 €5.65

128.70%

Local Beer (0.5 liter bottle)

$2.43 Rp 39.5K

$1.76 €1.52

38.07%

Imported Beer (0.33 liter bottle)

$2.64 Rp 42.8K

$2.54 €2.19

3.94%

One-way Ticket (Public Transport)

$0.32 Rp 5,203

$1.77 €1.53

-81.92%

Public Transport Monthly Pass (Regular Price)

$10.12 Rp 164.3K

$42.72 €36.88

-76.31%

Taxi Start (Normal Tariff)

$0.49 Rp 7,888

$3.14 €2.71

-84.39%

Taxi (Normal Tariff) (1km)

$0.34 Rp 5,573

$1.32 €1.14

-74.24%

Taxi 1hour Waiting (Normal Tariff)

$6.04 Rp 98K

$8.96 €7.74

-32.59%

Gasoline (1 liter)

$0.73 Rp 11.9K

$1.71 €1.47

-57.31%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 425.6M

$36.5K €31.5K

-28.18%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 518.5M

$26.1K €22.5K

22.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$62.6 Rp 1M

$187 €161

-66.44%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.1 Rp 66.6K

$23.32 €20.14

-82.42%

Internet (50+ Mbps, Unlimited Data)

$24.32 Rp 394.7K

$32.16 €27.77

-24.38%

Gym Membership (Monthly)

$22.6 Rp 366.9K

$35.02 €30.23

-35.47%

Tennis Court (1 Hour on Weekend)

$6.26 Rp 101.5K

$14.97 €12.93

-58.18%

Cinema Ticket

$3.29 Rp 53.4K

$6.51 €5.62

-49.46%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$93.2 Rp 1.5M

$241 €208

-61.26%

International Primary School, 1 Child (Yearly)

$6,098 Rp 99M

$1,390 €1,200

338.68%

Jeans (Levis 501 Or Similar)

$52.8 Rp 857.4K

$103 €89.1

-48.83%

Summer Dress (H&M, Zara, etc)

$24.84 Rp 403.3K

$35.13 €30.34

-29.29%

Sport Shoes (Adidas, Nike)

$85.2 Rp 1.4M

$70.8 €61.1

20.36%

Men's Leather Business Shoes

$72.5 Rp 1.2M

$76 €65.6

-4.59%

1-bedroom Apartment, City Center (Monthly)

$259 Rp 4.2M

$421 €364

-38.58%

1-bedroom Apartment, Outside City Center (Monthly)

$159 Rp 2.6M

$330 €285

-51.81%

3-bedroom Apartment, City Center (Monthly)

$578 Rp 9.4M

$643 €555

-10.23%

3-bedroom Apartment, Outside City Center (Monthly)

$336 Rp 5.5M

$476 €411

-29.37%

Buy Apartment in City Center (m2)

$1,000 Rp 16.2M

$2,779 €2,399

-64.00%

Buy Apartment Outside City Center (m2)

$860 Rp 14M

$2,294 €1,981

-62.49%

Average Monthly Net Salary (After Tax)

$182 Rp 3M

$1,250 €1,079

-85.40%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

4.47

197.09%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Karlovac: October 26, 2025

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