Cost of Living Comparison Between Ubud and Kardzhali Cost of Living Comparison Between Ubud and Kardzhali

😐 Solo nomad: Ubud is 5% more expensive than Kardzhali without rent, and 0.1% more expensive with rent.
🙂 Family of 3: Ubud is 15.6% cheaper than Kardzhali without rent, and 2.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Kardzhali
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$8.83 BGN 14.9
-66.02%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$26.31 BGN 44.38
-52.41%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$9.03 BGN 15.23
-64.78%
Cappuccino
$2.21 Rp 35.9K
$1.2 BGN 2.03
84.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$0.87 BGN 1.47
26.44%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.42 BGN 2.39
-81.69%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$1.61 BGN 2.72
55.28%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$1.34 BGN 2.26
138.81%
🛒 Groceries & Markets
Ubud
Kardzhali
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.9 BGN 3.2
-21.58%
White Bread (500g)
$1.67 Rp 27K
$0.83 BGN 1.39
101.20%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.79 BGN 3.02
-36.31%
Eggs
$2.27 Rp 36.9K
$3.18 BGN 5.37
-28.62%
Local Cheese (1kg)
$13.94 Rp 226.3K
$12.34 BGN 20.81
12.97%
Chicken Fillets (1kg)
$4 Rp 64.8K
$8.63 BGN 14.55
-53.65%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$12.99 BGN 21.92
-13.01%
Apples (1kg)
$3.6 Rp 58.4K
$1.82 BGN 3.07
97.80%
Banana (1kg)
$1.53 Rp 24.8K
$1.92 BGN 3.24
-20.31%
Oranges (1kg)
$2.65 Rp 43K
$2.01 BGN 3.39
31.84%
Tomato (1kg)
$1.38 Rp 22.4K
$2.23 BGN 3.77
-38.12%
Potato (1kg)
$1.58 Rp 25.6K
$0.93 BGN 1.56
69.89%
Onion (1kg)
$2.16 Rp 35.1K
$1.01 BGN 1.7
113.86%
Lettuce (1 head)
$1.04 Rp 16.9K
$0.82 BGN 1.39
26.83%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.67 BGN 1.12
-16.42%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$3.79 BGN 6.38
-41.16%
Wine (Bottle)
$14.98 Rp 243.2K
$7.63 BGN 12.86
96.33%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.08 BGN 1.83
125.00%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.75 BGN 2.94
50.86%
🚌 Getting Around
Ubud
Kardzhali
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.28 BGN 0.47
14.29%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$8.75 BGN 14.75
15.66%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.04 BGN 1.76
-52.88%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$0.66 BGN 1.12
-48.48%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$14.42 BGN 24.33
-58.11%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.47 BGN 2.49
-50.34%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$32.8K BGN 55.3K
-20.08%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$28.3K BGN 47.7K
12.94%
🧾 Monthly Utilities & Internet
Ubud
Kardzhali
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$61.7 BGN 104
1.54%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$18.05 BGN 30.45
-77.29%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$5.88 BGN 9.92
313.61%
🎉 Sport & Entertainment
Ubud
Kardzhali
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$29.21 BGN 49.27
-22.63%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$14.66 BGN 24.74
-57.30%
Cinema Ticket
$3.29 Rp 53.4K
$9.29 BGN 15.67
-64.59%
🧸 Childcare & Education
Ubud
Kardzhali
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$634 BGN 1,070
-85.31%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$9,159 BGN 15.5K
-33.42%
👕👟 Clothing & Footwear
Ubud
Kardzhali
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$29.64 BGN 49.99
78.21%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$17.59 BGN 29.68
41.22%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$47.36 BGN 79.9
79.98%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$88.4 BGN 149
-18.06%
🏠 Accommodation & Living
Ubud
Kardzhali
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$120 BGN 203
115.57%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$117 BGN 197
36.35%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$240 BGN 404
141.11%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$203 BGN 342
65.76%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$1,175 BGN 1,982
-14.87%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$898 BGN 1,516
-4.23%
💵 Salaries & Financials
Ubud
Kardzhali
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$1,574 BGN 2,655
-88.41%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
3.1
328.39%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Kardzhali: October 29, 2025

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