Cost of Living Comparison Between Ubud and Hamilton Cost of Living Comparison Between Ubud and Hamilton

🙂 Solo nomad: Ubud is 37.7% cheaper than Hamilton without rent, and 60.9% cheaper with rent.
🙂 Family of 3: Ubud is 46.3% cheaper than Hamilton without rent, and 61.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Hamilton
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$13.79 NZ$22.75
-78.25%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$85.1 NZ$140
-85.29%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$8.71 NZ$14.36
-63.49%
Cappuccino
$2.21 Rp 35.9K
$3.53 NZ$5.82
-37.39%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.41 NZ$3.97
-54.36%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.92 NZ$4.81
-91.10%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$6.89 NZ$11.37
-63.72%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$6.09 NZ$10.04
-47.45%
🛒 Groceries & Markets
Ubud
Hamilton
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.59 NZ$2.63
-6.29%
White Bread (500g)
$1.67 Rp 27K
$1.28 NZ$2.1
30.47%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.98 NZ$3.27
-42.42%
Eggs
$2.27 Rp 36.9K
$5.8 NZ$9.57
-60.86%
Local Cheese (1kg)
$13.94 Rp 226.3K
$5.82 NZ$9.6
139.52%
Chicken Fillets (1kg)
$4 Rp 64.8K
$8.08 NZ$13.32
-50.50%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$11.05 NZ$18.23
2.26%
Apples (1kg)
$3.6 Rp 58.4K
$2.77 NZ$4.56
29.96%
Banana (1kg)
$1.53 Rp 24.8K
$2.88 NZ$4.75
-46.87%
Oranges (1kg)
$2.65 Rp 43K
$2.94 NZ$4.85
-9.86%
Tomato (1kg)
$1.38 Rp 22.4K
$6.81 NZ$11.24
-79.74%
Potato (1kg)
$1.58 Rp 25.6K
$2.2 NZ$3.62
-28.18%
Onion (1kg)
$2.16 Rp 35.1K
$1.97 NZ$3.25
9.64%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.59 NZ$4.28
-59.85%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.02 NZ$1.68
-45.10%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$25.81 NZ$42.56
-91.36%
Wine (Bottle)
$14.98 Rp 243.2K
$11.43 NZ$18.85
31.06%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$3.57 NZ$5.89
-31.93%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$4.5 NZ$7.42
-41.33%
🚌 Getting Around
Ubud
Hamilton
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.67 NZ$2.76
-80.84%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$47.97 NZ$79.1
-78.90%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$4.24 NZ$7
-88.44%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.94 NZ$3.2
-82.47%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$42.77 NZ$70.5
-85.88%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.69 NZ$2.79
-56.80%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$23.4K NZ$38.7K
11.86%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$23.2K NZ$38.3K
37.70%
🧾 Monthly Utilities & Internet
Ubud
Hamilton
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$91 NZ$150
-31.18%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$39.28 NZ$64.8
-89.56%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$53 NZ$87.5
-54.14%
🎉 Sport & Entertainment
Ubud
Hamilton
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$32.17 NZ$53.1
-29.75%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$16.44 NZ$27.11
-61.92%
Cinema Ticket
$3.29 Rp 53.4K
$13.63 NZ$22.47
-75.86%
🧸 Childcare & Education
Ubud
Hamilton
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$830 NZ$1,369
-88.77%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$18K NZ$29.7K
-66.11%
👕👟 Clothing & Footwear
Ubud
Hamilton
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$61.3 NZ$101
-13.85%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$40.61 NZ$67
-38.83%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$90.1 NZ$149
-5.42%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$119 NZ$196
-39.05%
🏠 Accommodation & Living
Ubud
Hamilton
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$982 NZ$1,620
-73.65%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$877 NZ$1,447
-81.89%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$1,225 NZ$2,021
-52.86%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,576 NZ$2,599
-78.67%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$5,447 NZ$8,984
-81.63%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$4,724 NZ$7,791
-81.79%
💵 Salaries & Financials
Ubud
Hamilton
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$2,676 NZ$4,413
-93.18%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.83
94.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Hamilton: October 29, 2025

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