Cost of Living Comparison Between Ubud and Carmel, IN Cost of Living Comparison Between Ubud and Carmel, IN

🙂 Solo nomad: Ubud is 44.7% cheaper than Carmel, IN without rent, and 71.2% cheaper with rent.
🙂 Family of 3: Ubud is 57.1% cheaper than Carmel, IN without rent, and 68.4% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Carmel, IN
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$25.22 $25.22
-88.10%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$75 $75
-83.30%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$11.2 $11.2
-71.61%
Cappuccino
$2.21 Rp 35.9K
$4.68 $4.68
-52.78%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.78 $2.78
-60.43%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.99 $1.99
-86.93%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$6.12 $6.12
-59.15%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$6.55 $6.55
-51.15%
🛒 Groceries & Markets
Ubud
Carmel, IN
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$0.77 $0.77
93.51%
White Bread (500g)
$1.67 Rp 27K
$2.73 $2.73
-38.83%
Rice (white) (1kg)
$1.14 Rp 18.5K
$4.8 $4.8
-76.25%
Eggs
$2.27 Rp 36.9K
$3.46 $3.46
-34.39%
Local Cheese (1kg)
$13.94 Rp 226.3K
$9.43 $9.43
47.83%
Chicken Fillets (1kg)
$4 Rp 64.8K
$11.05 $11.05
-63.80%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$14.77 $14.77
-23.49%
Apples (1kg)
$3.6 Rp 58.4K
$5.11 $5.11
-29.55%
Banana (1kg)
$1.53 Rp 24.8K
$1.55 $1.55
-1.29%
Oranges (1kg)
$2.65 Rp 43K
$4.48 $4.48
-40.85%
Tomato (1kg)
$1.38 Rp 22.4K
$4.18 $4.18
-66.99%
Potato (1kg)
$1.58 Rp 25.6K
$2.42 $2.42
-34.71%
Onion (1kg)
$2.16 Rp 35.1K
$2.69 $2.69
-19.70%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.75 $1.75
-40.57%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$2.08 $2.08
-73.08%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$9.21 $9.21
-75.79%
Wine (Bottle)
$14.98 Rp 243.2K
$13.26 $13.26
12.97%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$2.17 $2.17
11.98%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$3.81 $3.81
-30.71%
🚌 Getting Around
Ubud
Carmel, IN
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$2.37 $2.37
-86.50%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
-
-
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$2.05 $2.05
-76.10%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.42 $1.42
-76.06%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$34.42 $34.42
-82.45%
Gasoline (1 liter)
$0.73 Rp 11.9K
$0.86 $0.86
-15.12%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$24.4K $24.4K
7.51%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$22.7K $22.7K
40.75%
🧾 Monthly Utilities & Internet
Ubud
Carmel, IN
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$235 $235
-73.34%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$63.5 $63.5
-93.55%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$65.9 $65.9
-63.10%
🎉 Sport & Entertainment
Ubud
Carmel, IN
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$69.6 $69.6
-67.52%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$32.59 $32.59
-80.79%
Cinema Ticket
$3.29 Rp 53.4K
$12.47 $12.47
-73.62%
🧸 Childcare & Education
Ubud
Carmel, IN
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$1,757 $1,757
-94.70%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$27.2K $27.2K
-77.62%
👕👟 Clothing & Footwear
Ubud
Carmel, IN
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$47.24 $47.24
11.81%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$41.36 $41.36
-39.94%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$87.3 $87.3
-2.39%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$106 $106
-31.91%
🏠 Accommodation & Living
Ubud
Carmel, IN
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,492 $1,492
-82.65%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$1,259 $1,259
-87.38%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$2,563 $2,563
-77.47%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$1,887 $1,887
-82.19%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$1,886 $1,886
-46.96%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$1,784 $1,784
-51.77%
💵 Salaries & Financials
Ubud
Carmel, IN
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$6,682 $6,682
-97.27%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.56
102.44%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Carmel, IN: October 29, 2025

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