Cost of Living Comparison Between Ubud and Banja Luka Cost of Living Comparison Between Ubud and Banja Luka

🙂 Solo nomad: Ubud is 12.1% cheaper than Banja Luka without rent, and 36.7% cheaper with rent.
🙂 Family of 3: Ubud is 21.5% cheaper than Banja Luka without rent, and 30.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Banja Luka
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$8.79 BAM 14.83
-65.87%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$41.55 BAM 70.1
-69.87%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$8.91 BAM 15.04
-64.31%
Cappuccino
$2.21 Rp 35.9K
$1.65 BAM 2.78
33.94%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$1.92 BAM 3.24
-42.71%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$1.2 BAM 2.03
-78.33%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$2.07 BAM 3.5
20.77%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$2.88 BAM 4.86
11.11%
🛒 Groceries & Markets
Ubud
Banja Luka
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.4 BAM 2.36
6.43%
White Bread (500g)
$1.67 Rp 27K
$1.24 BAM 2.1
34.68%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.58 BAM 2.66
-27.85%
Eggs
$2.27 Rp 36.9K
$2.92 BAM 4.93
-22.26%
Local Cheese (1kg)
$13.94 Rp 226.3K
$9.2 BAM 15.54
51.52%
Chicken Fillets (1kg)
$4 Rp 64.8K
$8.97 BAM 15.15
-55.41%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$11.97 BAM 20.2
-5.60%
Apples (1kg)
$3.6 Rp 58.4K
$1.39 BAM 2.34
158.99%
Banana (1kg)
$1.53 Rp 24.8K
$1.65 BAM 2.79
-7.27%
Oranges (1kg)
$2.65 Rp 43K
$1.95 BAM 3.29
35.90%
Tomato (1kg)
$1.38 Rp 22.4K
$2.01 BAM 3.39
-31.34%
Potato (1kg)
$1.58 Rp 25.6K
$1.19 BAM 2.01
32.77%
Onion (1kg)
$2.16 Rp 35.1K
$1.31 BAM 2.21
64.89%
Lettuce (1 head)
$1.04 Rp 16.9K
$1.27 BAM 2.14
-18.11%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.77 BAM 1.29
-27.27%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$3.8 BAM 6.41
-41.32%
Wine (Bottle)
$14.98 Rp 243.2K
$7.08 BAM 11.95
111.58%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$0.7 BAM 1.18
247.14%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$1.13 BAM 1.91
133.63%
🚌 Getting Around
Ubud
Banja Luka
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$1.42 BAM 2.39
-77.46%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$36.2 BAM 61.1
-72.04%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.43 BAM 2.41
-65.73%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.1 BAM 1.86
-69.09%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$8.89 BAM 15.01
-32.06%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.54 BAM 2.61
-52.60%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$28.3K BAM 47.8K
-7.37%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$26.5K BAM 44.8K
20.33%
🧾 Monthly Utilities & Internet
Ubud
Banja Luka
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$169 BAM 286
-63.00%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$19.35 BAM 32.66
-78.81%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$23.22 BAM 39.19
4.74%
🎉 Sport & Entertainment
Ubud
Banja Luka
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$27.91 BAM 47.11
-19.03%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$9.91 BAM 16.72
-36.83%
Cinema Ticket
$3.29 Rp 53.4K
$4.66 BAM 7.87
-29.40%
🧸 Childcare & Education
Ubud
Banja Luka
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$240 BAM 405
-61.14%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$3,633 BAM 6,132
67.86%
👕👟 Clothing & Footwear
Ubud
Banja Luka
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$75.8 BAM 128
-30.31%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$36.95 BAM 62.4
-32.77%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$88.8 BAM 150
-4.01%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$125 BAM 211
-42.14%
🏠 Accommodation & Living
Ubud
Banja Luka
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$461 BAM 779
-43.88%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$321 BAM 542
-50.55%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$637 BAM 1,075
-9.31%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$464 BAM 783
-27.52%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$3,118 BAM 5,262
-67.91%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$2,152 BAM 3,632
-60.02%
💵 Salaries & Financials
Ubud
Banja Luka
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$825 BAM 1,393
-77.89%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.02
164.54%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Banja Luka: October 29, 2025

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