Cost of Living Comparison Between Ubud and Armidale Cost of Living Comparison Between Ubud and Armidale

🙂 Solo nomad: Ubud is 33.4% cheaper than Armidale without rent, and 53.7% cheaper with rent.
🙂 Family of 3: Ubud is 53.2% cheaper than Armidale without rent, and 53.8% cheaper with rent.
Currency
🍽 Eating Out
Ubud
Armidale
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$16.1 A$24.66
-81.37%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$78.7 A$121
-84.10%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$9.68 A$14.84
-67.15%
Cappuccino
$2.21 Rp 35.9K
$3.44 A$5.27
-35.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$2.62 A$4.01
-58.02%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$2.09 A$3.2
-87.56%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$6.59 A$10.1
-62.06%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$6.91 A$10.59
-53.69%
🛒 Groceries & Markets
Ubud
Armidale
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.15 A$1.76
29.57%
White Bread (500g)
$1.67 Rp 27K
$1.15 A$1.77
45.22%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.46 A$2.23
-21.92%
Eggs
$2.27 Rp 36.9K
$3.77 A$5.77
-39.79%
Local Cheese (1kg)
$13.94 Rp 226.3K
$8.74 A$13.4
59.50%
Chicken Fillets (1kg)
$4 Rp 64.8K
$8.18 A$12.53
-51.10%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$13.54 A$20.74
-16.54%
Apples (1kg)
$3.6 Rp 58.4K
$2.54 A$3.89
41.73%
Banana (1kg)
$1.53 Rp 24.8K
$2.71 A$4.15
-43.54%
Oranges (1kg)
$2.65 Rp 43K
$2.41 A$3.7
9.96%
Tomato (1kg)
$1.38 Rp 22.4K
$2.84 A$4.36
-51.41%
Potato (1kg)
$1.58 Rp 25.6K
$1.64 A$2.51
-3.66%
Onion (1kg)
$2.16 Rp 35.1K
$2.1 A$3.21
2.86%
Lettuce (1 head)
$1.04 Rp 16.9K
$2.17 A$3.32
-52.07%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$1.59 A$2.43
-64.78%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$30.46 A$46.66
-92.68%
Wine (Bottle)
$14.98 Rp 243.2K
$14.25 A$21.84
5.12%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$4.51 A$6.92
-46.12%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$5.43 A$8.32
-51.38%
🚌 Getting Around
Ubud
Armidale
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$2.66 A$4.07
-87.97%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$65.2 A$99.9
-84.49%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$3.54 A$5.42
-86.16%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.63 A$2.49
-79.14%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$34.01 A$52.1
-82.24%
Gasoline (1 liter)
$0.73 Rp 11.9K
$1.17 A$1.8
-37.61%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$28.5K A$43.7K
-8.05%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$22.8K A$34.9K
40.37%
🧾 Monthly Utilities & Internet
Ubud
Armidale
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$105 A$160
-40.19%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$27.44 A$42.03
-85.06%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$53.5 A$81.9
-54.53%
🎉 Sport & Entertainment
Ubud
Armidale
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$38.86 A$59.5
-41.84%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$15.88 A$24.33
-60.58%
Cinema Ticket
$3.29 Rp 53.4K
$13.25 A$20.3
-75.17%
🧸 Childcare & Education
Ubud
Armidale
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$1,613 A$2,472
-94.22%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$12.2K A$18.7K
-50.16%
👕👟 Clothing & Footwear
Ubud
Armidale
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$67.5 A$103
-21.70%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$50.6 A$77.5
-50.89%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$101 A$154
-15.34%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$108 A$165
-32.85%
🏠 Accommodation & Living
Ubud
Armidale
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$1,260 A$1,930
-79.46%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$523 A$801
-69.63%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$2,001 A$3,066
-71.14%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$853 A$1,306
-60.57%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$5,836 A$8,941
-82.86%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$4,615 A$7,071
-81.36%
💵 Salaries & Financials
Ubud
Armidale
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$2,688 A$4,118
-93.21%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.34
109.46%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for Armidale: October 29, 2025

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