Cost of Living Comparison Between Ubud and An Najaf Cost of Living Comparison Between Ubud and An Najaf

😐 Solo nomad: Ubud is 32.9% more expensive than An Najaf without rent, and 6.5% more expensive with rent.
😐 Family of 3: Ubud is 13.7% more expensive than An Najaf without rent, and 17.3% more expensive with rent.
Currency
🍽 Eating Out
Ubud
An Najaf
Difference
Meal at Budget Restaurant
$3 Rp 48.8K
$3.96 IQD 5,186
-24.24%
Three-Course Dinner for Two, Mid-Range
$12.52 Rp 203.2K
$23.12 IQD 30.3K
-45.85%
Fast Food Meal (McDonalds, etc)
$3.18 Rp 51.6K
$4.86 IQD 6,355
-34.57%
Cappuccino
$2.21 Rp 35.9K
$2.74 IQD 3,588
-19.34%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.1 Rp 17.9K
$0.39 IQD 512
182.05%
Water (0.33 liter bottle)
$0.26 Rp 4,217
$0.18 IQD 238
44.44%
Local Beer (0.5 liter draught)
$2.5 Rp 40.5K
$3.51 IQD 4,597
-28.77%
Imported Beer (0.33 liter bottle)
$3.2 Rp 51.9K
$2.89 IQD 3,788
10.73%
🛒 Groceries & Markets
Ubud
An Najaf
Difference
Milk (1 liter)
$1.49 Rp 24.2K
$1.3 IQD 1,704
14.62%
White Bread (500g)
$1.67 Rp 27K
$0.85 IQD 1,112
96.47%
Rice (white) (1kg)
$1.14 Rp 18.5K
$1.58 IQD 2,069
-27.85%
Eggs
$2.27 Rp 36.9K
$1.81 IQD 2,363
25.41%
Local Cheese (1kg)
$13.94 Rp 226.3K
$2.41 IQD 3,156
478.42%
Chicken Fillets (1kg)
$4 Rp 64.8K
$5.04 IQD 6,600
-20.63%
Beef Round Steak (1kg)
$11.3 Rp 183.4K
$10.54 IQD 13.8K
7.21%
Apples (1kg)
$3.6 Rp 58.4K
$1.26 IQD 1,653
185.71%
Banana (1kg)
$1.53 Rp 24.8K
$1.22 IQD 1,591
25.41%
Oranges (1kg)
$2.65 Rp 43K
$1.02 IQD 1,334
159.80%
Tomato (1kg)
$1.38 Rp 22.4K
$0.74 IQD 964
86.49%
Potato (1kg)
$1.58 Rp 25.6K
$0.69 IQD 897
128.99%
Onion (1kg)
$2.16 Rp 35.1K
$0.66 IQD 868
227.27%
Lettuce (1 head)
$1.04 Rp 16.9K
$0.65 IQD 857
60.00%
Water (1.5 liter bottle)
$0.56 Rp 9,114
$0.39 IQD 511
43.59%
Cigarettes 20 Pack (Marlboro, Camel)
$2.23 Rp 36.3K
$1.5 IQD 1,960
48.67%
Wine (Bottle)
$14.98 Rp 243.2K
$14.96 IQD 19.6K
0.13%
Local Beer (0.5 liter bottle)
$2.43 Rp 39.5K
$1.76 IQD 2,310
38.07%
Imported Beer (0.33 liter bottle)
$2.64 Rp 42.8K
$2.15 IQD 2,811
22.79%
🚌 Getting Around
Ubud
An Najaf
Difference
One-way Ticket (Public Transport)
$0.32 Rp 5,203
$0.36 IQD 477
-11.11%
Public Transport Monthly Pass (Regular Price)
$10.12 Rp 164.3K
$34.26 IQD 44.8K
-70.46%
Taxi Start (Normal Tariff)
$0.49 Rp 7,888
$1.87 IQD 2,443
-73.80%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,573
$1.53 IQD 2,005
-77.78%
Taxi 1hour Waiting (Normal Tariff)
$6.04 Rp 98K
$5.04 IQD 6,597
19.84%
Gasoline (1 liter)
$0.73 Rp 11.9K
$0.45 IQD 584
62.22%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.2K Rp 425.6M
$11.4K IQD 14.9M
130.84%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.9K Rp 518.5M
$19.9K IQD 26M
60.63%
🧾 Monthly Utilities & Internet
Ubud
An Najaf
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$62.6 Rp 1M
$58.1 IQD 76.1K
7.73%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.1 Rp 66.6K
$22.76 IQD 29.8K
-81.99%
Internet (50+ Mbps, Unlimited Data)
$24.32 Rp 394.7K
$34.09 IQD 44.6K
-28.66%
🎉 Sport & Entertainment
Ubud
An Najaf
Difference
Gym Membership (Monthly)
$22.6 Rp 366.9K
$29.9 IQD 39.1K
-24.41%
Tennis Court (1 Hour on Weekend)
$6.26 Rp 101.5K
$14.8 IQD 19.4K
-57.70%
Cinema Ticket
$3.29 Rp 53.4K
$7.5 IQD 9,816
-56.13%
🧸 Childcare & Education
Ubud
An Najaf
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$93.2 Rp 1.5M
$167 IQD 218.2K
-44.08%
International Primary School, 1 Child (Yearly)
$6,098 Rp 99M
$928 IQD 1.2M
556.77%
👕👟 Clothing & Footwear
Ubud
An Najaf
Difference
Jeans (Levis 501 Or Similar)
$52.8 Rp 857.4K
$16.29 IQD 21.3K
224.25%
Summer Dress (H&M, Zara, etc)
$24.84 Rp 403.3K
$25.5 IQD 33.4K
-2.59%
Sport Shoes (Adidas, Nike)
$85.2 Rp 1.4M
$65.7 IQD 86K
29.68%
Men's Leather Business Shoes
$72.5 Rp 1.2M
$42.88 IQD 56.1K
69.01%
🏠 Accommodation & Living
Ubud
An Najaf
Difference
1-bedroom Apartment, City Center (Monthly)
$259 Rp 4.2M
$242 IQD 316.6K
7.02%
1-bedroom Apartment, Outside City Center (Monthly)
$159 Rp 2.6M
$135 IQD 177.3K
17.26%
3-bedroom Apartment, City Center (Monthly)
$578 Rp 9.4M
$387 IQD 506.2K
49.36%
3-bedroom Apartment, Outside City Center (Monthly)
$336 Rp 5.5M
$155 IQD 202.9K
116.85%
Buy Apartment in City Center (m2)
$1,000 Rp 16.2M
$1,232 IQD 1.6M
-18.77%
Buy Apartment Outside City Center (m2)
$860 Rp 14M
$493 IQD 644.8K
74.69%
💵 Salaries & Financials
Ubud
An Najaf
Difference
Average Monthly Net Salary (After Tax)
$182 Rp 3M
$746 IQD 977K
-75.56%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.67
134.22%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud: October 29, 2025

Last update for An Najaf: October 28, 2025

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