Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zimba

For one person, living is cheaper in Zimba: $131 a month against $1,349 in Ubud, Bali, rent and utilities included – about $14,600 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zimba

🇿🇲 Zambia

$131

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zimba

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zimba actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $131 in Zimba.

Ubud, Bali $1,349
Zimba $131

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $205 in Zimba.

Ubud, Bali $2,305
Zimba $205

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $278 in Zimba.

Ubud, Bali $3,261
Zimba $278

Living in Ubud, Bali is roughly 927% more expensive than in Zimba, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.2K

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.0K

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.3K

$3.08 ZMW 62.3

79.55%

Cappuccino

$2.72 Rp 49.3K

$1.53 ZMW 30.91

77.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.8K

$0.78 ZMW 15.83

117.95%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.34 ZMW 6.82

123.53%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$0.79 ZMW 15.89

235.44%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.4K

$0.98 ZMW 19.89

346.94%

Milk (1 liter)

$1.49 Rp 27.0K

White Bread (500g)

$2.28 Rp 41.3K

$0.98 ZMW 19.86

132.65%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.52 ZMW 30.62

-21.71%

Eggs

$2.04 Rp 36.9K

$1.27 ZMW 25.73

60.63%

Local Cheese (1kg)

$17.70 Rp 320.8K

Chicken Fillets (1kg)

$3.96 Rp 71.8K

Beef Round Steak (1kg)

$12.19 Rp 221.0K

$3.57 ZMW 72.1

241.46%

Apples (1kg)

$3.66 Rp 66.3K

$1.70 ZMW 34.42

115.29%

Banana (1kg)

$1.52 Rp 27.5K

$1.47 ZMW 29.73

3.40%

Oranges (1kg)

$2.23 Rp 40.4K

$3.00 ZMW 60.6

-25.67%

Tomato (1kg)

$1.97 Rp 35.8K

$0.73 ZMW 14.74

169.86%

Potato (1kg)

$1.85 Rp 33.5K

Onion (1kg)

$2.42 Rp 43.9K

$0.77 ZMW 15.53

214.29%

Lettuce (1 head)

$0.99 Rp 17.9K

$0.81 ZMW 16.35

22.22%

Water (1.5 liter bottle)

$0.51 Rp 9,306

$0.52 ZMW 10.44

-1.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

Wine (Bottle)

$22.24 Rp 403.1K

$5.91 ZMW 119

276.31%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.76 ZMW 15.37

197.37%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.8K

$0.99 ZMW 19.98

200.00%

One-way Ticket (Public Transport)

$0.25 Rp 4,550

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.8K

Taxi Start (Normal Tariff)

$0.44 Rp 7,967

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,796

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.0K

Gasoline (1 liter)

$0.82 Rp 15.0K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.1M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.5M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.8K

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 336.7K

Gym Membership (Monthly)

$49.48 Rp 896.9K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 319.9K

Cinema Ticket

$4.27 Rp 77.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.8M

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.1K

Summer Dress (H&M, Zara, etc)

$34.95 Rp 633.5K

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

Men's Leather Business Shoes

$79.4 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.6M

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.2M

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zimba: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zimba

–

Groceries & Markets

Ubud, Bali

$288 21.4%

Zimba

–

Eating Out

Ubud, Bali

$108 8%

Zimba

–

Clothing & Footwear

Ubud, Bali

$108 8%

Zimba

–

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zimba

–

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zimba

–

Getting Around

Ubud, Bali

$11 0.9%

Zimba

–

Good to know

🇮🇩 Ubud, Bali

🇿🇲 Zimba

🕒 Local time

09:32 9:32 AM

03:32 3:32 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

💱 Currency

Indonesian Rupiah IDR Rp

Zambian Kwacha ZMW ZK

📈 Exchange rate

100,000 IDR = 5.52 USD

100,000 IDR = 4.95 EUR

100 ZMW = 4.95 USD

100 ZMW = 4.44 EUR

Exchange rates and currency converter

ZMW, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 30, 2026: 1 USD = 18,125 IDR (100,000 IDR = 5.52 USD). 1 EUR = 20,199 IDR (100,000 IDR = 4.95 EUR).

Zambian Kwacha exchange rates as of October 30, 2026: 1 USD = 20.2 ZMW (100 ZMW = 4.95 USD). 1 EUR = 22.51 ZMW (100 ZMW = 4.44 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zimba 9,630 km ≈ 13 h nonstop flight

From you

Ubud, Bali
Zimba

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zimba: Cost of Living - Frequently Asked Questions

Zimba wins on cost – living expenses run 90% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zimba the obvious pick if budget is a priority.

You’d need roughly $2,023 in Ubud, Bali and $197 in Zimba to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 209% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you’ll spend $1,349 per month in Ubud, Bali versus $131 in Zimba – Zimba is about 90% cheaper, which adds up to real savings over time.

At $131 in Zimba versus $1,349 in Ubud, Bali, a $800 budget is realistic in Zimba but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zimba the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.