Cost of Living Comparison Between Ubud, Bali and Zhenjiang Cost of Living Comparison Between Ubud, Bali and Zhenjiang

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $707 in Zhenjiang.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $1,194 in Zhenjiang.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $1,681 in Zhenjiang.

Living in Ubud, Bali is roughly 98% more expensive than in Zhenjiang, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 2% above, Zhenjiang is 49% below.

Currency
🍽 Eating Out
Ubud, Bali
Zhenjiang
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$3.03 ¥20.29
11.22%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.4K
$29.72 ¥199
29.85%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$4.36 ¥29.25
26.61%
Cappuccino
$2.64 Rp 46.6K
$2.62 ¥17.55
0.76%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$0.56 ¥3.73
198.21%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$0.33 ¥2.23
133.33%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$1.17 ¥7.86
124.79%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$2.34 ¥15.68
82.91%
🛒 Groceries & Markets
Ubud, Bali
Zhenjiang
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$1.83 ¥12.29
-15.30%
White Bread (500g)
$2.22 Rp 39.2K
$1.46 ¥9.75
52.05%
Rice (white) (1kg)
$1.13 Rp 19.8K
$0.92 ¥6.18
22.83%
Eggs
$2.09 Rp 36.8K
$1.62 ¥10.87
29.01%
Local Cheese (1kg)
$17.39 Rp 306.7K
$14.37 ¥96.3
21.02%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$2.92 ¥19.55
32.53%
Beef Round Steak (1kg)
$12.55 Rp 221.3K
$13.20 ¥88.5
-4.92%
Apples (1kg)
$3.62 Rp 63.8K
$1.80 ¥12.09
101.11%
Banana (1kg)
$1.56 Rp 27.5K
$1.80 ¥12.09
-13.33%
Oranges (1kg)
$2.35 Rp 41.5K
$1.80 ¥12.10
30.56%
Tomato (1kg)
$2.06 Rp 36.2K
$1.73 ¥11.61
19.08%
Potato (1kg)
$1.90 Rp 33.5K
$0.86 ¥5.78
120.93%
Onion (1kg)
$2.34 Rp 41.2K
$0.99 ¥6.61
136.36%
Lettuce (1 head)
$1.03 Rp 18.2K
$0.47 ¥3.12
119.15%
Water (1.5 liter bottle)
$0.55 Rp 9,781
$0.60 ¥4.05
-8.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$4.47 ¥29.96
-49.66%
Wine (Bottle)
$23.81 Rp 419.8K
$10.99 ¥73.6
116.65%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
$0.88 ¥5.92
162.50%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
$1.56 ¥10.43
79.49%
🚌 Getting Around
Ubud, Bali
Zhenjiang
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,803
$0.16 ¥1.06
68.75%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
$7.35 ¥49.26
17.82%
Taxi Start (Normal Tariff)
$0.48 Rp 8,490
$1.51 ¥10.12
-68.21%
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,865
$0.47 ¥3.15
-4.26%
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
$4.50 ¥30.17
27.11%
Gasoline (1 liter)
$0.76 Rp 13.4K
$1.24 ¥8.34
-38.71%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.7M
$17.8K ¥119.4K
37.44%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.4M
$18.1K ¥121.5K
77.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zhenjiang
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$63.0 ¥422
32.70%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$8.50 ¥57.0
-24.00%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.9K
$7.39 ¥49.51
156.97%
🎉 Sport & Entertainment
Ubud, Bali
Zhenjiang
Difference
Gym Membership (Monthly)
$56.0 Rp 987.0K
$43.75 ¥293
27.93%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.3K
$29.27 ¥196
-36.39%
Cinema Ticket
$4.28 Rp 75.5K
$9.10 ¥61.0
-52.97%
🧸 Childcare & Education
Ubud, Bali
Zhenjiang
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$452 ¥3,028
7.68%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.3M
$27.2K ¥182.4K
-78.48%
👕👟 Clothing & Footwear
Ubud, Bali
Zhenjiang
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.3K
$44.72 ¥300
1.88%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.5K
$29.83 ¥200
21.96%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$66.4 ¥445
23.47%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$82.7 ¥554
-2.77%
🏠 Accommodation & Living
Ubud, Bali
Zhenjiang
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$223 ¥1,492
401.46%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$147 ¥983
377.74%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$515 ¥3,451
586.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$366 ¥2,454
381.26%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
$1,995 ¥13.4K
41.66%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$882 ¥5,913
159.74%
💵 Salaries & Financials
Ubud, Bali
Zhenjiang
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$978 ¥6,554
-82.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.35
311.34%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Zhenjiang: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $223 in Zhenjiang. Housing cost is often the main lever when comparing two cities.

Zhenjiang pays 476% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $30.00 in Zhenjiang for a mid-range dinner for two. Groceries echo the gap at $293 vs $219 per month, with Zhenjiang cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zhenjiang: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zhenjiang?
Zhenjiang wins on cost – living expenses run 98% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zhenjiang the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zhenjiang?
On paper, salaries run 476% lower in Zhenjiang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zhenjiang?
Rent for a central apartment: $1,117 in Ubud, Bali versus $223 in Zhenjiang. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zhenjiang?
Childcare runs $487 in Ubud, Bali versus $452 in Zhenjiang. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zhenjiang?
Supermarket bills run roughly 34% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $2,000/month in Ubud, Bali or in Zhenjiang?
At $707 in Zhenjiang versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in Zhenjiang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zhenjiang the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zhenjiang?
Both work as nomad bases, but Zhenjiang delivers better value – similar infrastructure at $707 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zhenjiang hard to pass up.
How safe is Ubud, Bali compared to Zhenjiang?
Safety-wise, Ubud, Bali and Zhenjiang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zhenjiang gentler on the wallet – expenses run 98% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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