Cost of Living Comparison Between Ubud, Bali and Zgharta Cost of Living Comparison Between Ubud, Bali and Zgharta

Monthly Cost of Living

Monthly costs for one person with rent: $1,374 in Ubud, Bali versus $998 in Zgharta.

Estimated couple costs with rent: $2,313 in Ubud, Bali versus $1,601 in Zgharta.

Monthly costs for a family of three with rent: $3,252 in Ubud, Bali versus $2,205 in Zgharta.

Living in Ubud, Bali is roughly 38% more expensive than in Zgharta, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, Zgharta is 26% below.

Meal at Budget Restaurant

$3.32 Rp 59.5K

$11.79 LBP 1.1M

-71.84%

Three-Course Dinner for Two, Mid-Range

$35.33 Rp 632.8K

$68.6 LBP 6.1M

-48.49%

Fast Food Meal (McDonalds, etc)

$5.33 Rp 95.5K

$9.86 LBP 882.9K

-45.94%

Cappuccino

$2.75 Rp 49.3K

$4.50 LBP 402.8K

-38.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.73 Rp 31.0K

$2.38 LBP 212.6K

-27.31%

Water (0.33 liter bottle)

$0.80 Rp 14.3K

$0.89 LBP 79.6K

-10.11%

Local Beer (0.5 liter draught)

$2.95 Rp 52.8K

$5.07 LBP 453.7K

-41.81%

Imported Beer (0.33 liter bottle)

$4.44 Rp 79.5K

$4.83 LBP 432.5K

-8.07%

Milk (1 liter)

$1.50 Rp 26.9K

$1.92 LBP 171.7K

-21.87%

White Bread (500g)

$2.30 Rp 41.1K

$0.92 LBP 82.1K

150.00%

Rice (white) (1kg)

$1.10 Rp 19.7K

$2.33 LBP 208.5K

-52.79%

Eggs

$2.16 Rp 38.7K

$3.51 LBP 314.1K

-38.46%

Local Cheese (1kg)

$17.09 Rp 306.1K

$11.17 LBP 1.0M

53.00%

Chicken Fillets (1kg)

$3.88 Rp 69.4K

$10.63 LBP 951.3K

-63.50%

Beef Round Steak (1kg)

$11.92 Rp 213.4K

$14.96 LBP 1.3M

-20.32%

Apples (1kg)

$3.57 Rp 63.9K

$3.03 LBP 271.0K

17.82%

Banana (1kg)

$1.58 Rp 28.4K

$1.71 LBP 152.7K

-7.60%

Oranges (1kg)

$2.36 Rp 42.3K

$1.68 LBP 150.3K

40.48%

Tomato (1kg)

$1.97 Rp 35.2K

$1.49 LBP 133.1K

32.21%

Potato (1kg)

$1.81 Rp 32.4K

$1.20 LBP 107.3K

50.83%

Onion (1kg)

$2.39 Rp 42.8K

$1.52 LBP 136.5K

57.24%

Lettuce (1 head)

$1.02 Rp 18.2K

$1.21 LBP 108.2K

-15.70%

Water (1.5 liter bottle)

$0.49 Rp 8,802

$0.68 LBP 60.6K

-27.94%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 40.2K

$3.05 LBP 272.8K

-26.23%

Wine (Bottle)

$22.30 Rp 399.4K

$11.12 LBP 995.5K

100.54%

Local Beer (0.5 liter bottle)

$2.37 Rp 42.4K

$1.28 LBP 114.9K

85.16%

Imported Beer (0.33 liter bottle)

$2.90 Rp 51.9K

$2.49 LBP 223.1K

16.47%

One-way Ticket (Public Transport)

$0.25 Rp 4,462

Public Transport Monthly Pass (Regular Price)

$8.55 Rp 153.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,915

$4.87 LBP 435.6K

-90.97%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,564

$2.29 LBP 205.2K

-81.66%

Taxi 1hour Waiting (Normal Tariff)

$5.66 Rp 101.4K

$22.84 LBP 2.0M

-75.22%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.03 LBP 92.2K

-21.36%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.7K Rp 425.2M

$53.9K LBP 4.8B

-55.94%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 554.8M

$32.4K LBP 2.9B

-4.39%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.3 Rp 1.5M

$229 LBP 20.5M

-64.05%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.30 Rp 112.8K

$21.86 LBP 2.0M

-71.18%

Internet (50+ Mbps, Unlimited Data)

$18.63 Rp 333.8K

$38.56 LBP 3.5M

-51.69%

Gym Membership (Monthly)

$54.7 Rp 980.3K

Tennis Court (1 Hour on Weekend)

$18.45 Rp 330.4K

Cinema Ticket

$4.24 Rp 75.9K

$9.81 LBP 878.0K

-56.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$484 Rp 8.7M

$693 LBP 62.0M

-30.17%

International Primary School, 1 Child (Yearly)

$5,590 Rp 100.1M

$10.5K LBP 940.0M

-46.77%

Jeans (Levis 501 Or Similar)

$45.77 Rp 819.8K

$68.3 LBP 6.1M

-32.94%

Summer Dress (H&M, Zara, etc)

$35.69 Rp 639.3K

$48.50 LBP 4.3M

-26.41%

Sport Shoes (Adidas, Nike)

$78.3 Rp 1.4M

$136 LBP 12.2M

-42.59%

Men's Leather Business Shoes

$80.1 Rp 1.4M

$122 LBP 10.9M

-34.41%

1-bedroom Apartment, City Center (Monthly)

$1,147 Rp 20.5M

1-bedroom Apartment, Outside City Center (Monthly)

$678 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,504 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,688 Rp 30.2M

Buy Apartment in City Center (m2)

$2,788 Rp 49.9M

Buy Apartment Outside City Center (m2)

$2,257 Rp 40.4M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 28, 2026

Last update for Zgharta: September 29, 2026

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $69.0 in Zgharta. Groceries flip the comparison at $286 vs $276, with Zgharta cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgharta: Cost of Living - Frequently Asked Questions

Zgharta wins on cost – living expenses run 38% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zgharta the obvious pick if budget is a priority.

You'd need roughly $2,062 in Ubud, Bali and $1,497 in Zgharta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,374 per month in Ubud, Bali versus $998 in Zgharta – a 38% gap that adds up to real savings over time for anyone picking the cheaper option.

At $998 in Zgharta versus $1,374 in Ubud, Bali, a $2,000 budget is realistic in Zgharta but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zgharta the clear choice for anyone on this budget.

Both work as nomad bases, but Zgharta delivers better value – similar infrastructure at $998 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zgharta hard to pass up.

Safety-wise, Ubud, Bali and Zgharta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zgharta gentler on the wallet – expenses run 38% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.