Cost of Living Comparison Between Ubud, Bali and Zgharta Cost of Living Comparison Between Ubud, Bali and Zgharta

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $986 in Zgharta.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,591 in Zgharta.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,196 in Zgharta.

Living in Ubud, Bali is roughly 40% more expensive than in Zgharta, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 1% above, Zgharta is 28% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$12.04 LBP 1.1M

-72.51%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$64.1 LBP 5.7M

-39.07%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$9.83 LBP 879.9K

-42.83%

Cappuccino

$2.64 Rp 46.9K

$4.43 LBP 396.1K

-40.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$2.39 LBP 214.2K

-33.89%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.91 LBP 81.6K

-21.98%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$4.82 LBP 431.3K

-43.36%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$4.72 LBP 422.1K

-8.47%

Milk (1 liter)

$1.54 Rp 27.4K

$1.88 LBP 168.2K

-18.09%

White Bread (500g)

$2.30 Rp 40.8K

$0.82 LBP 73.3K

180.49%

Rice (white) (1kg)

$1.03 Rp 18.3K

$2.20 LBP 197.3K

-53.18%

Eggs

$2.12 Rp 37.7K

$3.88 LBP 347.4K

-45.36%

Local Cheese (1kg)

$17.30 Rp 307.5K

$13.61 LBP 1.2M

27.11%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$10.63 LBP 951.1K

-62.09%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$14.31 LBP 1.3M

-13.21%

Apples (1kg)

$3.70 Rp 65.7K

$3.12 LBP 279.4K

18.59%

Banana (1kg)

$1.62 Rp 28.7K

$1.72 LBP 154.0K

-5.81%

Oranges (1kg)

$2.27 Rp 40.3K

$1.66 LBP 148.8K

36.75%

Tomato (1kg)

$1.99 Rp 35.4K

$1.47 LBP 131.2K

35.37%

Potato (1kg)

$1.83 Rp 32.5K

$1.42 LBP 126.7K

28.87%

Onion (1kg)

$2.25 Rp 40.1K

$1.64 LBP 146.4K

37.20%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.20 LBP 107.5K

-13.33%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.69 LBP 61.5K

-18.84%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.96 LBP 265.2K

-25.00%

Wine (Bottle)

$23.22 Rp 412.7K

$10.01 LBP 896.3K

131.97%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.34 LBP 119.8K

78.36%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$2.51 LBP 224.6K

14.34%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$4.97 LBP 445.1K

-90.74%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$2.28 LBP 203.9K

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$22.32 LBP 2.0M

-74.46%

Gasoline (1 liter)

$0.76 Rp 13.6K

$1.03 LBP 91.8K

-26.21%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$53.3K LBP 4.8B

-53.93%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$33.0K LBP 3.0B

-5.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$229 LBP 20.5M

-64.16%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$23.53 LBP 2.1M

-73.10%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$37.88 LBP 3.4M

-51.06%

Gym Membership (Monthly)

$56.1 Rp 996.2K

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$10.01 LBP 896.3K

-57.44%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$676 LBP 60.5M

-27.68%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$10.6K LBP 950.4M

-45.45%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$68.8 LBP 6.2M

-33.12%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$48.45 LBP 4.3M

-25.99%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$139 LBP 12.4M

-42.68%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$119 LBP 10.7M

-32.21%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

25.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Zgharta: August 16, 2026

Cost Breakdown

Dining out: $39.00 in Ubud, Bali vs $64.0 in Zgharta. Groceries flip the comparison at $293 vs $280, with Zgharta cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgharta: Cost of Living - Frequently Asked Questions

Zgharta wins on cost – living expenses run 40% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zgharta the obvious pick if budget is a priority.

You'd need roughly $2,069 in Ubud, Bali and $1,479 in Zgharta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 4% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,379 per month in Ubud, Bali versus $986 in Zgharta – a 40% gap that adds up to real savings over time for anyone picking the cheaper option.

At $986 in Zgharta versus $1,379 in Ubud, Bali, a $2,000 budget is realistic in Zgharta but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zgharta the clear choice for anyone on this budget.

Both work as nomad bases, but Zgharta delivers better value – similar infrastructure at $986 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zgharta hard to pass up.

Safety-wise, Ubud, Bali and Zgharta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zgharta gentler on the wallet – expenses run 40% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.