Cost of Living Comparison Between Ubud, Bali and Zgharta Cost of Living Comparison Between Ubud, Bali and Zgharta

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $877 in Zgharta.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $1,403 in Zgharta.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $1,928 in Zgharta.

Living in Ubud, Bali is roughly 59% more expensive than Zgharta, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 5% above, Zgharta is 34% below.

Meal at Budget Restaurant

$3.40 Rp 60.2K

$10.94 LBP 978.8K

-68.92%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 573.6K

$59.2 LBP 5.3M

-45.33%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 88.6K

$7.87 LBP 704.2K

-36.47%

Cappuccino

$2.82 Rp 50.0K

$3.26 LBP 291.8K

-13.50%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.4K

$1.57 LBP 140.2K

-12.10%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$0.92 LBP 82.2K

-20.65%

Local Beer (0.5 liter draught)

$2.98 Rp 52.8K

$3.44 LBP 307.5K

-13.37%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.3K

$4.95 LBP 443.2K

-19.80%

Milk (1 liter)

$1.79 Rp 31.8K

$1.78 LBP 159.4K

0.56%

White Bread (500g)

$2.46 Rp 43.7K

$0.78 LBP 70.2K

215.38%

Rice (white) (1kg)

$1.20 Rp 21.2K

$1.81 LBP 161.7K

-33.70%

Eggs

$2.39 Rp 42.3K

$3.17 LBP 283.9K

-24.61%

Local Cheese (1kg)

$14.40 Rp 255.1K

$11.49 LBP 1.0M

25.33%

Chicken Fillets (1kg)

$4.28 Rp 75.9K

$9.68 LBP 866.7K

-55.79%

Beef Round Steak (1kg)

$11.82 Rp 209.4K

$11.28 LBP 1.0M

4.79%

Apples (1kg)

$3.78 Rp 67.0K

$1.81 LBP 161.9K

108.84%

Banana (1kg)

$1.63 Rp 28.9K

$1.47 LBP 131.6K

10.88%

Oranges (1kg)

$2.80 Rp 49.6K

$1.11 LBP 99.2K

152.25%

Tomato (1kg)

$2.26 Rp 40.0K

$1.05 LBP 94.0K

115.24%

Potato (1kg)

$2.00 Rp 35.3K

$0.94 LBP 83.7K

112.77%

Onion (1kg)

$2.21 Rp 39.2K

$1.01 LBP 90.2K

118.81%

Lettuce (1 head)

$1.07 Rp 18.9K

$0.88 LBP 78.9K

21.59%

Water (1.5 liter bottle)

$0.76 Rp 13.5K

$0.52 LBP 46.5K

46.15%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.4K

$2.46 LBP 220.6K

27.24%

Wine (Bottle)

$23.81 Rp 421.9K

$9.92 LBP 887.9K

140.02%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.3K

$1.23 LBP 110.4K

130.89%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.2K

$2.21 LBP 197.5K

25.79%

One-way Ticket (Public Transport)

$0.27 Rp 4,726

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 148.2K

Taxi Start (Normal Tariff)

$0.45 Rp 8,034

$4.92 LBP 440.7K

-90.85%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,578

$1.27 LBP 113.6K

-66.14%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 105.9K

$19.90 LBP 1.8M

-69.95%

Gasoline (1 liter)

$0.80 Rp 14.2K

$0.88 LBP 78.7K

-9.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 457.2M

$34.8K LBP 3.1B

-25.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 563.4M

$28.2K LBP 2.5B

12.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$217 LBP 19.4M

-62.84%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.3K

$38.23 LBP 3.4M

-89.17%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 427.2K

$36.49 LBP 3.3M

-33.90%

Gym Membership (Monthly)

$97.8 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.64 Rp 117.7K

Cinema Ticket

$4.04 Rp 71.5K

$7.83 LBP 700.9K

-48.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$302 LBP 27.1M

-1.79%

International Primary School, 1 Child (Yearly)

$6,590 Rp 116.7M

$4,359 LBP 390.1M

51.19%

Jeans (Levis 501 Or Similar)

$55.1 Rp 976.8K

$72.4 LBP 6.5M

-23.80%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 682.1K

$44.47 LBP 4.0M

-13.40%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$125 LBP 11.2M

-30.99%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$93.5 LBP 8.4M

-16.65%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.0M

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.2M

Buy Apartment in City Center (m2)

$2,829 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.4M

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.16

19.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Zgharta: June 13, 2026

Cost Breakdown

Dining out: $32.00 in Ubud, Bali vs $59.0 in Zgharta. Groceries flip the comparison at $299 vs $235, with Zgharta cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgharta: Cost of Living - Frequently Asked Questions

Zgharta wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zgharta the obvious pick if budget is a priority.

You'd need roughly $2,091 in Ubud, Bali and $1,316 in Zgharta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,394 per month in Ubud, Bali versus $877 in Zgharta – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

At $877 in Zgharta versus $1,394 in Ubud, Bali, a $2,000 budget is realistic in Zgharta but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zgharta the clear choice for anyone on this budget.

Both work as nomad bases, but Zgharta delivers better value – similar infrastructure at $877 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zgharta hard to pass up.

Safety-wise, Ubud, Bali and Zgharta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zgharta gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.