Cost of Living Comparison Between Ubud, Bali and Zgharta Cost of Living Comparison Between Ubud, Bali and Zgharta

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $905 in Zgharta.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,431 in Zgharta.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $1,957 in Zgharta.

Living in Ubud, Bali is roughly 59% more expensive than Zgharta, driven mainly by Sport & Entertainment.

The two cities straddle the global median: Ubud, Bali is 7% above, Zgharta is 32% below.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$10.97 LBP 981.7K

-67.46%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$61.1 LBP 5.5M

-46.64%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$7.96 LBP 712.0K

-36.31%

Cappuccino

$2.83 Rp 49.0K

$3.43 LBP 306.9K

-17.49%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$1.59 LBP 142.6K

-15.72%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$0.92 LBP 82.5K

-25.00%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$3.60 LBP 321.9K

-16.94%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$4.90 LBP 438.8K

-21.43%

Milk (1 liter)

$1.74 Rp 30.2K

$1.70 LBP 152.0K

2.35%

White Bread (500g)

$2.54 Rp 44.0K

$0.78 LBP 70.1K

225.64%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.74 LBP 156.0K

-31.61%

Eggs

$2.43 Rp 42.0K

$3.12 LBP 278.8K

-22.12%

Local Cheese (1kg)

$14.66 Rp 254.1K

$11.14 LBP 996.8K

31.60%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$9.36 LBP 837.7K

-55.34%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$11.46 LBP 1.0M

4.19%

Apples (1kg)

$3.69 Rp 63.9K

$1.79 LBP 160.5K

106.15%

Banana (1kg)

$1.61 Rp 27.8K

$1.53 LBP 137.0K

5.23%

Oranges (1kg)

$2.69 Rp 46.5K

$1.09 LBP 97.8K

146.79%

Tomato (1kg)

$2.33 Rp 40.4K

$1.09 LBP 97.9K

113.76%

Potato (1kg)

$1.91 Rp 33.0K

$1.02 LBP 91.1K

87.25%

Onion (1kg)

$2.19 Rp 37.9K

$1.04 LBP 93.2K

110.58%

Lettuce (1 head)

$1.06 Rp 18.3K

$0.86 LBP 77.3K

23.26%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$0.52 LBP 46.3K

38.46%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$2.44 LBP 218.7K

28.28%

Wine (Bottle)

$23.49 Rp 407.1K

$10.84 LBP 970.1K

116.70%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$1.27 LBP 114.1K

115.75%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$2.15 LBP 192.0K

33.95%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$5.02 LBP 449.2K

-91.04%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.28 LBP 114.4K

-67.19%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$19.70 LBP 1.8M

-68.73%

Gasoline (1 liter)

$0.84 Rp 14.6K

$0.87 LBP 78.3K

-3.45%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$35.3K LBP 3.2B

-25.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$27.8K LBP 2.5B

16.69%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$212 LBP 19.0M

-62.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$37.94 LBP 3.4M

-89.59%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$37.69 LBP 3.4M

-35.26%

Gym Membership (Monthly)

$96.5 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

Cinema Ticket

$4.04 Rp 70.0K

$7.91 LBP 708.0K

-48.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$302 LBP 27.0M

0.37%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$4,479 LBP 400.9M

45.63%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$70.9 LBP 6.3M

-24.08%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$44.38 LBP 4.0M

-14.42%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$122 LBP 10.9M

-29.04%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$92.8 LBP 8.3M

-15.00%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

11.16

19.00%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Zgharta: April 26, 2026

Cost Breakdown

Dining out: $33.00 in Ubud, Bali vs $61.0 in Zgharta. Groceries flip the comparison at $298 vs $234, with Zgharta cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zgharta: Cost of Living - Frequently Asked Questions

Zgharta wins on cost – living expenses run 59% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zgharta the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $1,357 in Zgharta to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Supermarket bills run roughly 27% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,438 per month in Ubud, Bali versus $905 in Zgharta – a 59% gap that adds up to real savings over time for anyone picking the cheaper option.

At $905 in Zgharta versus $1,438 in Ubud, Bali, a $2,000 budget is realistic in Zgharta but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zgharta the clear choice for anyone on this budget.

Both work as nomad bases, but Zgharta delivers better value – similar infrastructure at $905 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zgharta hard to pass up.

Safety-wise, Ubud, Bali and Zgharta are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zgharta gentler on the wallet – expenses run 59% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.