Cost of Living Comparison Between Ubud, Bali and Zenica Cost of Living Comparison Between Ubud, Bali and Zenica

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $860 in Zenica.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $1,260 in Zenica.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $1,660 in Zenica.

Living in Ubud, Bali is roughly 64% more expensive than in Zenica, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Zenica is 36% below.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.06 BAM 12.09

-51.13%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$18.38 BAM 31.48

75.95%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$4.23 BAM 7.24

14.42%

Cappuccino

$2.75 Rp 49.4K

$1.61 BAM 2.75

70.81%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$1.74 BAM 2.98

-20.69%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.17 BAM 2.00

-35.90%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$2.03 BAM 3.47

47.29%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$2.02 BAM 3.46

90.59%

Milk (1 liter)

$1.74 Rp 31.2K

$1.21 BAM 2.08

43.80%

White Bread (500g)

$2.46 Rp 44.2K

$0.91 BAM 1.56

170.33%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.78 BAM 3.05

-34.27%

Eggs

$2.43 Rp 43.7K

$2.69 BAM 4.60

-9.67%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.76 BAM 13.29

86.86%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$7.39 BAM 12.66

-41.14%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$12.68 BAM 21.72

-5.52%

Apples (1kg)

$3.72 Rp 66.8K

$1.34 BAM 2.30

177.61%

Banana (1kg)

$1.63 Rp 29.2K

$1.63 BAM 2.79

Oranges (1kg)

$2.74 Rp 49.3K

$1.55 BAM 2.66

76.77%

Tomato (1kg)

$2.24 Rp 40.3K

$1.83 BAM 3.14

22.40%

Potato (1kg)

$1.92 Rp 34.5K

$1.01 BAM 1.73

90.10%

Onion (1kg)

$2.28 Rp 40.9K

$1.31 BAM 2.24

74.05%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.62 BAM 1.06

70.97%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.78 BAM 1.33

-7.69%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$3.47 BAM 5.94

-5.19%

Wine (Bottle)

$23.19 Rp 416.8K

$4.00 BAM 6.85

479.75%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$0.85 BAM 1.46

227.06%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.01 BAM 1.74

170.30%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$0.90 BAM 1.54

-70.00%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$32.07 BAM 54.9

-74.71%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.58 BAM 2.70

-69.62%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.83 BAM 1.43

-49.40%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$8.81 BAM 15.09

-29.40%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.44 BAM 2.47

-43.75%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$24.0K BAM 41.2K

10.68%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$26.1K BAM 44.6K

23.55%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$167 BAM 285

-52.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$19.21 BAM 32.90

-78.81%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$25.03 BAM 42.87

-2.80%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$24.42 BAM 41.83

303.81%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$14.91 BAM 25.54

-57.48%

Cinema Ticket

$3.99 Rp 71.6K

$4.79 BAM 8.21

-16.70%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$154 BAM 264

97.85%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$3,252 BAM 5,569

104.27%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$50.5 BAM 86.5

7.25%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$30.90 BAM 52.9

22.36%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$96.0 BAM 164

-9.58%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$88.7 BAM 152

-13.96%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$199 BAM 342

397.32%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$147 BAM 252

357.98%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$280 BAM 480

1103.33%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$209 BAM 358

881.75%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$1,609 BAM 2,757

74.26%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$1,328 BAM 2,275

67.67%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$719 BAM 1,231

-76.78%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zenica: July 12, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $199 in Zenica. Housing cost is often the main lever when comparing two cities.

Zenica pays 331% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $32.00 in Ubud, Bali vs $18.00 in Zenica for a mid-range dinner for two. Groceries echo the gap at $297 vs $201 per month, with Zenica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zenica: Cost of Living - Frequently Asked Questions

Zenica wins on cost – living expenses run 64% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zenica the obvious pick if budget is a priority.

On paper, salaries run 331% lower in Zenica. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $199 in Zenica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $154 in Zenica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 48% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $860 in Zenica versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zenica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zenica the clear choice for anyone on this budget.

Both work as nomad bases, but Zenica delivers better value – similar infrastructure at $860 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zenica hard to pass up.

Safety-wise, Ubud, Bali and Zenica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zenica gentler on the wallet – expenses run 64% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.