Cost of Living Comparison Between Ubud, Bali and Zenica Cost of Living Comparison Between Ubud, Bali and Zenica

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $884 in Zenica.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $1,294 in Zenica.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $1,703 in Zenica.

Living in Ubud, Bali is roughly 61% more expensive than Zenica, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 6% above, Zenica is 34% below.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$6.87 BAM 11.57

-48.18%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$18.70 BAM 31.50

75.03%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$4.20 BAM 7.07

17.86%

Cappuccino

$2.71 Rp 48.6K

$1.59 BAM 2.69

70.44%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.79 BAM 3.02

-25.14%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.20 BAM 2.01

-41.67%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$2.03 BAM 3.42

43.84%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$2.02 BAM 3.40

96.04%

Milk (1 liter)

$1.81 Rp 32.4K

$1.22 BAM 2.05

48.36%

White Bread (500g)

$2.52 Rp 45.1K

$0.85 BAM 1.44

196.47%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.72 BAM 2.90

-32.56%

Eggs

$2.46 Rp 44.1K

$2.68 BAM 4.51

-8.21%

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.66 BAM 12.91

92.04%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$7.32 BAM 12.33

-40.98%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$12.96 BAM 21.84

-6.33%

Apples (1kg)

$3.84 Rp 68.8K

$1.41 BAM 2.37

172.34%

Banana (1kg)

$1.56 Rp 27.9K

$1.64 BAM 2.77

-4.88%

Oranges (1kg)

$2.83 Rp 50.8K

$1.54 BAM 2.60

83.77%

Tomato (1kg)

$2.33 Rp 41.7K

$1.84 BAM 3.10

26.63%

Potato (1kg)

$1.91 Rp 34.3K

$1.04 BAM 1.75

83.65%

Onion (1kg)

$2.20 Rp 39.5K

$1.25 BAM 2.11

76.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.57 BAM 0.97

77.19%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.71 BAM 1.20

9.86%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$3.60 BAM 6.06

-7.78%

Wine (Bottle)

$23.74 Rp 425.5K

$4.24 BAM 7.14

459.91%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$0.84 BAM 1.42

232.14%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.00 BAM 1.68

186.00%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$0.85 BAM 1.44

-68.24%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$32.08 BAM 54.1

-74.97%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.59 BAM 2.67

-71.07%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.84 BAM 1.41

-46.43%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$8.99 BAM 15.14

-32.15%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.45 BAM 2.44

-45.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$23.8K BAM 40.1K

9.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$26.2K BAM 44.1K

22.64%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$168 BAM 284

-52.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$19.17 BAM 32.29

-78.82%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$24.40 BAM 41.11

-3.61%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$24.13 BAM 40.66

309.03%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$14.50 BAM 24.43

-54.28%

Cinema Ticket

$4.15 Rp 74.3K

$4.63 BAM 7.80

-10.37%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$149 BAM 252

103.40%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$3,286 BAM 5,536

101.25%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$51.1 BAM 86.1

8.71%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$30.99 BAM 52.2

23.62%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$94.6 BAM 159

-6.33%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$92.2 BAM 155

-15.51%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$195 BAM 328

416.44%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$145 BAM 245

364.18%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$280 BAM 471

1130.94%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$206 BAM 347

890.74%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$1,631 BAM 2,748

74.18%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$1,337 BAM 2,252

69.35%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$732 BAM 1,234

-77.44%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

342.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zenica: June 1, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $195 in Zenica. Housing cost is often the main lever when comparing two cities.

Zenica pays 343% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $33.00 in Ubud, Bali vs $19.00 in Zenica for a mid-range dinner for two. Groceries echo the gap at $302 vs $200 per month, with Zenica cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zenica: Cost of Living - Frequently Asked Questions

Zenica wins on cost – living expenses run 61% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zenica the obvious pick if budget is a priority.

On paper, Zenica earns 343% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $195 in Zenica. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $149 in Zenica. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 51% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $884 in Zenica versus $1,419 in Ubud, Bali, a $1,000 budget is realistic in Zenica but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zenica the clear choice for anyone on this budget.

Both work as nomad bases, but Zenica delivers better value – similar infrastructure at $884 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zenica hard to pass up.

Safety-wise, Ubud, Bali and Zenica are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zenica gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.