Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zelenogradsk

For one person, living is cheaper in Zelenogradsk: $1,111 a month against $1,349 in Ubud, Bali, rent and utilities included – about $2,900 less a year. Higher rent and utilities in Ubud, Bali outweigh lower spending on other living expenses.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
53

Cost of Living Index in Zelenogradsk
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Zelenogradsk Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zelenogradsk

🇷🇺 Russia

$1,111

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zelenogradsk

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zelenogradsk actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,111 in Zelenogradsk.

Ubud, Bali $1,349
Zelenogradsk $1,111

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $1,734 in Zelenogradsk.

Ubud, Bali $2,305
Zelenogradsk $1,734

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,356 in Zelenogradsk.

Ubud, Bali $3,261
Zelenogradsk $2,356

Living in Ubud, Bali is roughly 21% more expensive than in Zelenogradsk, and outside of rent the biggest gap is in groceries.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$11.70 ₽943

-71.62%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$38.85 ₽3,133

-8.26%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$6.47 ₽522

-14.53%

Cappuccino

$2.72 Rp 49.4K

$2.89 ₽233

-5.88%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$1.13 ₽90.8

50.44%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.59 ₽47.55

28.81%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$1.95 ₽157

35.90%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$3.16 ₽255

38.61%

Milk (1 liter)

$1.49 Rp 27.1K

$1.15 ₽92.4

29.57%

White Bread (500g)

$2.28 Rp 41.4K

$0.79 ₽63.5

188.61%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.40 ₽113

-15.00%

Eggs

$2.04 Rp 37.0K

$1.64 ₽132

24.39%

Local Cheese (1kg)

$17.70 Rp 321.7K

$11.83 ₽954

49.62%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$5.50 ₽444

-28.00%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$11.55 ₽932

5.54%

Apples (1kg)

$3.66 Rp 66.4K

$1.81 ₽146

102.21%

Banana (1kg)

$1.52 Rp 27.6K

$1.87 ₽151

-18.72%

Oranges (1kg)

$2.23 Rp 40.5K

$1.87 ₽150

19.25%

Tomato (1kg)

$1.97 Rp 35.9K

$2.74 ₽221

-28.10%

Potato (1kg)

$1.85 Rp 33.6K

$0.78 ₽63.2

137.18%

Onion (1kg)

$2.42 Rp 44.1K

$0.63 ₽51.1

284.13%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.39 ₽112

-28.78%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.70 ₽56.7

-27.14%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$3.16 ₽255

-29.75%

Wine (Bottle)

$22.24 Rp 404.2K

$7.98 ₽644

178.70%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.13 ₽91.5

100.00%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.10 ₽170

41.43%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

$0.58 ₽46.38

-56.90%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

$28.38 ₽2,289

-72.45%

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$2.44 ₽197

-81.97%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$0.35 ₽28.41

22.86%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$6.03 ₽486

-10.28%

Gasoline (1 liter)

$0.82 Rp 15.0K

$0.84 ₽67.6

-2.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$54.6K ₽4.4M

-56.34%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$41.4K ₽3.3M

-23.32%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$123 ₽9,922

-35.73%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$6.35 ₽512

1.57%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$8.53 ₽688

117.82%

Gym Membership (Monthly)

$49.48 Rp 899.4K

$37.10 ₽2,992

33.37%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

$26.43 ₽2,131

-33.22%

Cinema Ticket

$4.27 Rp 77.7K

$6.41 ₽517

-33.39%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$355 ₽28.6K

38.10%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$7,334 ₽591.5K

-22.63%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$77.8 ₽6,272

-42.60%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$52.5 ₽4,233

-33.42%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$115 ₽9,254

-30.36%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$103 ₽8,337

-23.17%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$423 ₽34.1K

166.15%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$347 ₽28.0K

93.36%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$906 ₽73.0K

293.56%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$625 ₽50.4K

175.52%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,057 ₽165.9K

32.78%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$1,591 ₽128.3K

43.60%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$778 ₽62.8K

-78.95%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

-23.44%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zelenogradsk: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zelenogradsk

$347 31.2% 48.3% $324

Groceries & Markets

Ubud, Bali

$288 21.4%

Zelenogradsk

$214 19.3% 25.8% $74

Eating Out

Ubud, Bali

$108 8%

Zelenogradsk

$171 15.4% 58.4% $63

Clothing & Footwear

Ubud, Bali

$108 8%

Zelenogradsk

$157 14.1% 45.8% $49

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zelenogradsk

$138 12.4% 32.5% $34

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zelenogradsk

$50 4.5% 14% $8.1

Getting Around

Ubud, Bali

$11 0.9%

Zelenogradsk

$35 3.1% 206% $23

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $423 in Zelenogradsk. Housing cost is often the main lever when comparing two cities.

Zelenogradsk pays about 4.8 times more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $36 in Ubud, Bali vs $39 in Zelenogradsk. Groceries flip the comparison at $288 vs $214, with Zelenogradsk cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇷🇺 Zelenogradsk

🕒 Local time

20:00 8:00 PM

14:00 2:00 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

14,308

💱 Currency

Indonesian Rupiah IDR Rp

Russian Ruble RUB ₽

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

100 RUB = 1.24 USD

100 RUB = 1.11 EUR

Exchange rates and currency converter

RUB, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,228 IDR (100,000 IDR = 4.94 EUR).

Russian Ruble exchange rates as of October 28, 2026: 1 USD = 80.65 RUB (100 RUB = 1.24 USD). 1 EUR = 89.76 RUB (100 RUB = 1.11 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zelenogradsk 11,090 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zelenogradsk

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zelenogradsk: Cost of Living - Frequently Asked Questions

Zelenogradsk wins on cost – living expenses run 18% lower than in Ubud, Bali. Housing and daily spending are where you’ll feel the difference most, making Zelenogradsk the obvious pick if budget is a priority.

On paper, salaries run 79% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $423 in Zelenogradsk. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $355 in Zelenogradsk. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 35% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Zelenogradsk is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.