Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zaragoza

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,737 in Zaragoza, rent and utilities included – about $4,700 less a year. Other living expenses account for most of the difference.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
84

Cost of Living Index in Zaragoza
Learn more

Zaragoza Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zaragoza

🇪🇸 Spain

$1,737

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zaragoza

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zaragoza actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,737 in Zaragoza.

Ubud, Bali $1,349
Zaragoza $1,737

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,510 in Zaragoza.

Ubud, Bali $2,305
Zaragoza $2,510

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,283 in Zaragoza.

Ubud, Bali $3,261
Zaragoza $3,283

Living in Ubud, Bali costs roughly 22% less than in Zaragoza, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$16.53 €14.81

-79.92%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.5K

$55.6 €49.80

-35.88%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.08 €9.93

-50.09%

Cappuccino

$2.72 Rp 49.3K

$2.01 €1.80

35.32%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.33 €2.09

-27.04%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$1.54 €1.38

-50.65%

Local Beer (0.5 liter draught)

$2.65 Rp 48.1K

$3.32 €2.97

-20.18%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$3.29 €2.95

33.13%

Milk (1 liter)

$1.49 Rp 27.0K

$1.22 €1.09

22.13%

White Bread (500g)

$2.28 Rp 41.3K

$1.97 €1.77

15.74%

Rice (white) (1kg)

$1.19 Rp 21.6K

$1.54 €1.38

-22.73%

Eggs

$2.04 Rp 36.9K

$2.79 €2.50

-26.88%

Local Cheese (1kg)

$17.70 Rp 321.1K

$16.35 €14.66

8.26%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$8.97 €8.03

-55.85%

Beef Round Steak (1kg)

$12.19 Rp 221.1K

$20.74 €18.59

-41.22%

Apples (1kg)

$3.66 Rp 66.3K

$2.62 €2.35

39.69%

Banana (1kg)

$1.52 Rp 27.5K

$2.42 €2.17

-37.19%

Oranges (1kg)

$2.23 Rp 40.4K

$2.51 €2.25

-11.16%

Tomato (1kg)

$1.97 Rp 35.8K

$3.06 €2.74

-35.62%

Potato (1kg)

$1.85 Rp 33.5K

$1.95 €1.75

-5.13%

Onion (1kg)

$2.42 Rp 44.0K

$2.28 €2.04

6.14%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.78 €1.60

-44.38%

Water (1.5 liter bottle)

$0.51 Rp 9,313

$0.69 €0.62

-26.09%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$6.22 €5.58

-64.31%

Wine (Bottle)

$22.24 Rp 403.4K

$4.40 €3.94

405.45%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$0.92 €0.83

145.65%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$3.26 €2.92

-8.90%

One-way Ticket (Public Transport)

$0.25 Rp 4,553

$1.95 €1.74

-87.18%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.9K

$32.65 €29.26

-76.05%

Taxi Start (Normal Tariff)

$0.44 Rp 7,972

$2.39 €2.14

-81.59%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,801

$1.03 €0.92

-58.25%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.1K

$29.70 €26.61

-81.78%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.79 €1.61

-54.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.4M

$35.6K €31.9K

-33.03%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 575.9M

$32.0K €28.7K

-0.77%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$160 €144

-50.66%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.9K

$11.25 €10.08

-42.67%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.0K

$21.56 €19.32

-13.82%

Gym Membership (Monthly)

$49.48 Rp 897.5K

$33.32 €29.86

48.50%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.1K

$14.60 €13.08

20.89%

Cinema Ticket

$4.27 Rp 77.5K

$9.11 €8.16

-53.13%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$494 €442

-0.62%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.9M

$7,931 €7,107

-28.46%

Jeans (Levis 501 Or Similar)

$44.64 Rp 809.7K

$92.3 €82.7

-51.62%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.0K

$38.33 €34.35

-8.82%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$96.6 €86.6

-17.30%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$113 €101

-29.52%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$917 €822

22.64%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$760 €681

-11.60%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$1,302 €1,166

173.86%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$1,050 €941

64.15%

Buy Apartment in City Center (m2)

$2,732 Rp 49.5M

$3,350 €3,002

-18.46%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,960 €1,757

16.51%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$2,020 €1,811

-91.89%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.46

298.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zaragoza: October 24, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zaragoza

$760 43.7% 13.1% $88

Groceries & Markets

Ubud, Bali

$288 21.4%

Zaragoza

$304 17.5% 5.4% $16

Eating Out

Ubud, Bali

$108 8%

Zaragoza

$228 13.1% 112% $121

Clothing & Footwear

Ubud, Bali

$108 8%

Zaragoza

$153 8.8% 42.3% $45

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zaragoza

$193 11.1% 85.5% $89

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zaragoza

$52 3% 11.2% $6.5

Getting Around

Ubud, Bali

$11 0.9%

Zaragoza

$48 2.8% 320% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $917 in Zaragoza. Housing cost is often the main lever when comparing two cities.

Zaragoza pays about 12 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $56 in Zaragoza for a mid-range dinner for two. Groceries echo the gap at $288 vs $304 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇸 Zaragoza

🕒 Local time

11:13 11:13 AM

04:13 4:13 AM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

682,513

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,138 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,252 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.896 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Zaragoza 12,800 km ≈ 16 h nonstop flight

From you

Ubud, Bali
Zaragoza

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zaragoza: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 22% lower than in Zaragoza. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 92% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $917 in Zaragoza. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $494 in Zaragoza. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 5% higher in Zaragoza. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zaragoza are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zaragoza on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.