Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zapresic

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,519 in Zapresic, rent and utilities included – about $2,000 less a year. The total is higher in Zapresic despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
73

Cost of Living Index in Zapresic
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Zapresic Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zapresic

🇭🇷 Croatia

$1,519

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zapresic

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zapresic actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,519 in Zapresic.

Ubud, Bali $1,349
Zapresic $1,519

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,284 in Zapresic.

Ubud, Bali $2,305
Zapresic $2,284

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,049 in Zapresic.

Ubud, Bali $3,261
Zapresic $3,049

Living in Ubud, Bali costs roughly 11% less than in Zapresic, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 59.9K

$11.48 €10.32

-71.08%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 642.4K

$57.1 €51.3

-37.62%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 99.7K

$9.00 €8.09

-38.56%

Cappuccino

$2.72 Rp 49.0K

$2.71 €2.44

0.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.7K

$2.93 €2.63

-41.98%

Water (0.33 liter bottle)

$0.76 Rp 13.7K

$2.54 €2.29

-70.08%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$3.30 €2.97

-19.70%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.0K

$4.39 €3.95

-0.23%

Milk (1 liter)

$1.49 Rp 26.9K

$1.19 €1.07

25.21%

White Bread (500g)

$2.28 Rp 41.0K

$1.48 €1.33

54.05%

Rice (white) (1kg)

$1.19 Rp 21.5K

$2.75 €2.47

-56.73%

Eggs

$2.04 Rp 36.7K

$3.48 €3.12

-41.38%

Local Cheese (1kg)

$17.70 Rp 319.1K

$11.88 €10.67

48.99%

Chicken Fillets (1kg)

$3.96 Rp 71.4K

$8.58 €7.71

-53.85%

Beef Round Steak (1kg)

$12.19 Rp 219.7K

$11.82 €10.62

3.13%

Apples (1kg)

$3.66 Rp 65.9K

$1.65 €1.48

121.82%

Banana (1kg)

$1.52 Rp 27.4K

$1.71 €1.54

-11.11%

Oranges (1kg)

$2.23 Rp 40.2K

$1.84 €1.65

21.20%

Tomato (1kg)

$1.97 Rp 35.6K

$2.55 €2.30

-22.75%

Potato (1kg)

$1.85 Rp 33.3K

$1.33 €1.19

39.10%

Onion (1kg)

$2.42 Rp 43.7K

$1.19 €1.07

103.36%

Lettuce (1 head)

$0.99 Rp 17.8K

$1.23 €1.10

-19.51%

Water (1.5 liter bottle)

$0.51 Rp 9,255

$1.13 €1.02

-54.87%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.0K

$5.73 €5.15

-61.26%

Wine (Bottle)

$22.24 Rp 400.9K

$8.00 €7.19

178.00%

Local Beer (0.5 liter bottle)

$2.26 Rp 40.7K

$1.57 €1.41

43.95%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.5K

$1.99 €1.79

49.25%

One-way Ticket (Public Transport)

$0.25 Rp 4,525

$1.62 €1.45

-84.57%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 141.0K

$44.81 €40.26

-82.55%

Taxi Start (Normal Tariff)

$0.44 Rp 7,923

$2.21 €1.98

-80.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,753

$1.14 €1.02

-62.28%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 97.5K

$12.36 €11.11

-56.23%

Gasoline (1 liter)

$0.82 Rp 14.9K

$1.91 €1.72

-57.07%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 429.7M

$27.3K €24.5K

-12.67%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 572.3M

$24.6K €22.1K

28.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$196 €176

-59.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.2K

$21.78 €19.57

-70.39%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 334.9K

$38.35 €34.46

-51.55%

Gym Membership (Monthly)

$49.48 Rp 892.0K

$51.8 €46.56

-4.52%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 318.1K

$14.30 €12.85

23.43%

Cinema Ticket

$4.27 Rp 77.0K

$10.15 €9.12

-57.93%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.8M

$423 €380

16.05%

International Primary School, 1 Child (Yearly)

$5,674 Rp 102.3M

$4,204 €3,778

34.95%

Jeans (Levis 501 Or Similar)

$44.64 Rp 804.7K

$101 €90.7

-55.78%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 630.1K

$39.09 €35.12

-10.59%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$97.7 €87.8

-18.23%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$108 €97.4

-26.70%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.3M

$685 €616

64.14%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.1M

$521 €468

28.95%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.3M

$1,194 €1,073

198.48%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.1M

$871 €783

97.80%

Buy Apartment in City Center (m2)

$2,732 Rp 49.2M

$4,005 €3,598

-31.79%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.2M

$2,853 €2,564

-19.95%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,593 €1,431

-89.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.67

275.48%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zapresic: October 25, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zapresic

$521 34.3% 22.5% $151

Groceries & Markets

Ubud, Bali

$288 21.4%

Zapresic

$257 16.9% 10.9% $31

Eating Out

Ubud, Bali

$108 8%

Zapresic

$199 13.1% 84.4% $91

Clothing & Footwear

Ubud, Bali

$108 8%

Zapresic

$156 10.3% 44.9% $48

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zapresic

$256 16.8% 146% $152

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zapresic

$72 4.8% 24.3% $14

Getting Around

Ubud, Bali

$11 0.9%

Zapresic

$59 3.9% 418% $48

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $685 in Zapresic. Housing cost is often the main lever when comparing two cities.

Zapresic pays about 9.7 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $57 in Zapresic. Groceries flip the comparison at $288 vs $257, with Zapresic cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇭🇷 Zapresic

🕒 Local time

03:04 3:04 AM

20:04 8:04 PM

7 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

24,133

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.55 USD

100,000 IDR = 4.98 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,025 IDR (100,000 IDR = 5.55 USD). 1 EUR = 20,066 IDR (100,000 IDR = 4.98 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zapresic 11,420 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Zapresic

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zapresic: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 11% lower than in Zapresic. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 90% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $685 in Zapresic. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $423 in Zapresic. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zapresic pay roughly 11% less for everyday groceries. It’s an unusual reversal that partly offsets higher costs elsewhere.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zapresic are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

It comes down to priorities – Ubud, Bali wins on affordability, Zapresic on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.