😐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $439 in Zanzibar.
😐Estimated couple costs with rent: $2,585 in Ubud, Bali versus $701 in Zanzibar.
😐Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $962 in Zanzibar.
🌍Living in Ubud, Bali is roughly 220% more expensive than in Zanzibar, driven mainly by Groceries & Markets.
📊The two cities straddle the global median: Ubud, Bali is 5% above, Zanzibar is 67% below.
Currency
🍽 Eating Out
Ubud, Bali
Zanzibar
Difference
Meal at Budget Restaurant
$3.45Rp 62.0K
$4.77TZS 12.5K
-27.67%
Three-Course Dinner for Two, Mid-Range
$32.34Rp 580.1K
$22.31TZS 58.5K
44.96%
Fast Food Meal(McDonalds, etc)
$4.84Rp 86.9K
$5.84TZS 15.3K
-17.12%
Cappuccino
$2.75Rp 49.3K
$2.27TZS 5,963
21.15%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.38Rp 24.8K
$0.60TZS 1,587
130.00%
Water(0.33 liter bottle)
$0.75Rp 13.5K
$0.34TZS 880
120.59%
Local Beer(0.5 liter draught)
$2.99Rp 53.7K
$1.90TZS 4,978
57.37%
Imported Beer(0.33 liter bottle)
$3.85Rp 69.1K
$2.69TZS 7,051
43.12%
🛒 Groceries & Markets
Ubud, Bali
Zanzibar
Difference
Milk(1 liter)
$1.74Rp 31.1K
$1.70TZS 4,452
2.35%
White Bread(500g)
$2.46Rp 44.1K
$0.73TZS 1,921
236.99%
Rice(white)(1kg)
$1.17Rp 21.0K
$0.87TZS 2,292
34.48%
Eggs
$2.43Rp 43.6K
$2.87TZS 7,534
-15.33%
Local Cheese(1kg)
$14.50Rp 260.2K
-
-
Chicken Fillets(1kg)
$4.35Rp 78.0K
$2.36TZS 6,194
84.32%
Beef Round Steak(1kg)
$11.98Rp 214.9K
$4.76TZS 12.5K
151.68%
Apples(1kg)
$3.72Rp 66.7K
$2.94TZS 7,715
26.53%
Banana(1kg)
$1.63Rp 29.2K
$1.19TZS 3,116
36.97%
Oranges(1kg)
$2.74Rp 49.2K
$0.80TZS 2,101
242.50%
Tomato(1kg)
$2.24Rp 40.2K
$0.56TZS 1,471
300.00%
Potato(1kg)
$1.92Rp 34.4K
$0.94TZS 2,475
104.26%
Onion(1kg)
$2.28Rp 40.8K
$1.50TZS 3,946
52.00%
Lettuce(1 head)
$1.06Rp 19.1K
$0.79TZS 2,068
34.18%
Water(1.5 liter bottle)
$0.72Rp 12.9K
$0.50TZS 1,311
44.00%
Cigarettes 20 Pack(Marlboro, Camel)
$3.29Rp 58.9K
$2.02TZS 5,289
62.87%
Wine(Bottle)
$23.19Rp 416.1K
$9.65TZS 25.3K
140.31%
Local Beer(0.5 liter bottle)
$2.78Rp 49.8K
$1.79TZS 4,690
55.31%
Imported Beer(0.33 liter bottle)
$2.73Rp 49.0K
$1.31TZS 3,438
108.40%
🚌 Getting Around
Ubud, Bali
Zanzibar
Difference
One-way Ticket(Public Transport)
$0.27Rp 4,778
$0.63TZS 1,666
-57.14%
Public Transport Monthly Pass(Regular Price)
$8.11Rp 145.4K
-
-
Taxi Start(Normal Tariff)
$0.48Rp 8,659
-
-
Taxi(Normal Tariff)(1km)
$0.42Rp 7,532
-
-
Taxi 1hour Waiting(Normal Tariff)
$6.22Rp 111.6K
$2.77TZS 7,270
124.55%
Gasoline(1 liter)
$0.81Rp 14.6K
$1.16TZS 3,036
-30.17%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.6KRp 477.4M
-
-
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.2KRp 577.4M
-
-
🧾 Monthly Utilities & Internet
Ubud, Bali
Zanzibar
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$78.4Rp 1.4M
-
-
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.07Rp 73.0K
$10.36TZS 27.2K
-60.71%
Internet(50+ Mbps, Unlimited Data)
$24.33Rp 436.4K
$22.93TZS 60.2K
6.11%
🎉 Sport & Entertainment
Ubud, Bali
Zanzibar
Difference
Gym Membership(Monthly)
$98.6Rp 1.8M
$21.02TZS 55.2K
369.12%
Tennis Court(1 Hour on Weekend)
$6.34Rp 113.7K
-
-
Cinema Ticket
$3.99Rp 71.5K
$9.71TZS 25.5K
-58.91%
🧸 Childcare & Education
Ubud, Bali
Zanzibar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$305Rp 5.5M
-
-
International Primary School, 1 Child(Yearly)
$6,642Rp 119.2M
-
-
👕👟 Clothing & Footwear
Ubud, Bali
Zanzibar
Difference
Jeans(Levis 501 Or Similar)
$54.1Rp 971.2K
$13.39TZS 35.1K
304.33%
Summer Dress(H&M, Zara, etc)
$37.81Rp 678.2K
$17.69TZS 46.4K
113.74%
Sport Shoes(Adidas, Nike)
$86.8Rp 1.6M
$15.19TZS 39.9K
471.69%
Men's Leather Business Shoes
$76.4Rp 1.4M
$13.73TZS 36.0K
456.08%
🏠 Accommodation & Living
Ubud, Bali
Zanzibar
Difference
1-bedroom Apartment, City Center(Monthly)
$992Rp 17.8M
$149TZS 390.6K
566.29%
1-bedroom Apartment, Outside City Center(Monthly)
$673Rp 12.1M
$101TZS 266.1K
563.38%
3-bedroom Apartment, City Center(Monthly)
$3,375Rp 60.5M
$202TZS 529.6K
1572.19%
3-bedroom Apartment, Outside City Center(Monthly)
$2,050Rp 36.8M
$150TZS 392.5K
1270.72%
Buy Apartment in City Center(m2)
$2,805Rp 50.3M
$37.5KTZS 98.5M
-92.53%
Buy Apartment Outside City Center(m2)
$2,227Rp 39.9M
$11.5KTZS 30.1M
-80.61%
💵 Salaries & Financials
Ubud, Bali
Zanzibar
Difference
Average Monthly Net Salary(After Tax)
$167Rp 3.0M
$316TZS 829.5K
-47.18%
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
10
32.80%
CityCost data is based on AI and user input – minor inaccuracies may occur.
Last update for Ubud, Bali: July 11, 2026
Last update for Zanzibar: July 12, 2026
Cost Breakdown
🏠A one-bedroom apartment in the center runs $992 in Ubud, Bali and $149 in Zanzibar. Housing cost is often the main lever when comparing two cities.
💰Zanzibar pays 89% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.
🛒Dining out: $32.00 in Ubud, Bali vs $22.00 in Zanzibar for a mid-range dinner for two. Groceries echo the gap at $297 vs $139 per month, with Zanzibar cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zanzibar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zanzibar?
Zanzibar wins on cost – living expenses run 220% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zanzibar the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zanzibar?
On paper, salaries run 89% lower in Zanzibar. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zanzibar?
Rent for a central apartment: $992 in Ubud, Bali versus $149 in Zanzibar. Housing is usually the single largest factor when comparing overall living costs between the two.
How much does it cost to live in Ubud, Bali compared to Zanzibar?
All in, you'll spend $1,408 per month in Ubud, Bali versus $439 in Zanzibar – a 220% gap that adds up to real savings over time for anyone picking the cheaper option.
Are groceries more expensive in Ubud, Bali or in Zanzibar?
Supermarket bills run roughly 114% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zanzibar?
At $439 in Zanzibar versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Zanzibar but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zanzibar the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zanzibar?
Both work as nomad bases, but Zanzibar delivers better value – similar infrastructure at $439 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zanzibar hard to pass up.
How safe is Ubud, Bali compared to Zanzibar?
Safety-wise, Ubud, Bali and Zanzibar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Zanzibar gentler on the wallet – expenses run 220% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared