Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zandvoort

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,528 in Zandvoort, rent and utilities included – about $14,100 less a year. Rent and utilities account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,353
/mo nomad
Zandvoort
🇳🇱 Netherlands
$2,528
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zandvoort

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zandvoort actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,528 in Zandvoort.

  • Ubud, Bali $1,353
  • Zandvoort $2,528

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,696 in Zandvoort.

  • Ubud, Bali $2,297
  • Zandvoort $3,696

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,864 in Zandvoort.

  • Ubud, Bali $3,241
  • Zandvoort $4,864

Living in Ubud, Bali costs roughly 46% less than in Zandvoort, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Zandvoort 87% above.

Currency
🍽 Eating Out
Ubud, Bali
Zandvoort
Difference
Meal at Budget Restaurant
$3.23 Rp 58.1K
$22.48 €20.00
-85.63%
Three-Course Dinner for Two, Mid-Range
$34.88 Rp 627.8K
$82.3 €73.2
-57.61%
Fast Food Meal (McDonalds, etc)
$5.70 Rp 102.5K
$13.61 €12.11
-58.12%
Cappuccino
$2.62 Rp 47.1K
$4.07 €3.62
-35.63%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.72 Rp 31.0K
$3.73 €3.32
-53.89%
Water (0.33 liter bottle)
$0.81 Rp 14.6K
$2.89 €2.57
-71.97%
Local Beer (0.5 liter draught)
$2.65 Rp 47.7K
$5.48 €4.88
-51.64%
Imported Beer (0.33 liter bottle)
$4.37 Rp 78.6K
$5.67 €5.05
-22.93%
🛒 Groceries & Markets
Ubud, Bali
Zandvoort
Difference
Milk (1 liter)
$1.57 Rp 28.3K
$1.12 €0.99
40.18%
White Bread (500g)
$2.19 Rp 39.5K
$1.61 €1.44
36.02%
Rice (white) (1kg)
$1.18 Rp 21.2K
$2.65 €2.35
-55.47%
Eggs
$2.16 Rp 38.8K
$4.78 €4.25
-54.81%
Local Cheese (1kg)
$17.65 Rp 317.7K
$12.53 €11.15
40.86%
Chicken Fillets (1kg)
$3.78 Rp 68.0K
$13.11 €11.66
-71.17%
Beef Round Steak (1kg)
$11.95 Rp 215.1K
$16.73 €14.88
-28.57%
Apples (1kg)
$3.60 Rp 64.8K
$1.88 €1.67
91.49%
Banana (1kg)
$1.59 Rp 28.6K
$2.45 €2.18
-35.10%
Oranges (1kg)
$2.31 Rp 41.6K
$1.80 €1.60
28.33%
Tomato (1kg)
$1.91 Rp 34.3K
$3.97 €3.53
-51.89%
Potato (1kg)
$1.78 Rp 32.1K
$2.02 €1.80
-11.88%
Onion (1kg)
$2.33 Rp 41.9K
$1.70 €1.51
37.06%
Lettuce (1 head)
$1.00 Rp 18.0K
$1.22 €1.09
-18.03%
Water (1.5 liter bottle)
$0.53 Rp 9,509
$0.75 €0.66
-29.33%
Cigarettes 20 Pack (Marlboro, Camel)
$2.29 Rp 41.1K
$14.17 €12.60
-83.84%
Wine (Bottle)
$22.07 Rp 397.3K
$6.87 €6.11
221.25%
Local Beer (0.5 liter bottle)
$2.35 Rp 42.2K
$1.42 €1.26
65.49%
Imported Beer (0.33 liter bottle)
$2.98 Rp 53.6K
$2.51 €2.23
18.73%
🚌 Getting Around
Ubud, Bali
Zandvoort
Difference
One-way Ticket (Public Transport)
$0.23 Rp 4,112
$3.36 €2.99
-93.15%
Public Transport Monthly Pass (Regular Price)
$8.90 Rp 160.2K
$88.2 €78.4
-89.91%
Taxi Start (Normal Tariff)
$0.47 Rp 8,466
$4.12 €3.66
-88.59%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,737
$2.88 €2.56
-85.07%
Taxi 1hour Waiting (Normal Tariff)
$5.47 Rp 98.4K
$29.28 €26.05
-81.32%
Gasoline (1 liter)
$0.83 Rp 14.9K
$2.36 €2.10
-64.83%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$23.9K Rp 429.8M
$41.0K €36.5K
-41.82%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.8K Rp 590.1M
$38.9K €34.6K
-15.81%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zandvoort
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.0 Rp 1.4M
$286 €255
-72.05%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.56 Rp 118.1K
$22.83 €20.30
-71.27%
Internet (50+ Mbps, Unlimited Data)
$18.60 Rp 334.8K
$51.0 €45.35
-63.52%
🎉 Sport & Entertainment
Ubud, Bali
Zandvoort
Difference
Gym Membership (Monthly)
$54.1 Rp 974.1K
$41.35 €36.78
30.88%
Tennis Court (1 Hour on Weekend)
$18.28 Rp 329.0K
$24.14 €21.48
-24.28%
Cinema Ticket
$4.25 Rp 76.5K
$16.77 €14.91
-74.66%
🧸 Childcare & Education
Ubud, Bali
Zandvoort
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.9M
$2,359 €2,098
-79.12%
International Primary School, 1 Child (Yearly)
$5,597 Rp 100.7M
$17.3K €15.3K
-67.56%
👕👟 Clothing & Footwear
Ubud, Bali
Zandvoort
Difference
Jeans (Levis 501 Or Similar)
$45.58 Rp 820.4K
$57.6 €51.3
-20.90%
Summer Dress (H&M, Zara, etc)
$34.96 Rp 629.4K
$40.10 €35.66
-12.82%
Sport Shoes (Adidas, Nike)
$77.7 Rp 1.4M
$88.9 €79.1
-12.55%
Men's Leather Business Shoes
$78.5 Rp 1.4M
$132 €118
-40.61%
🏠 Accommodation & Living
Ubud, Bali
Zandvoort
Difference
1-bedroom Apartment, City Center (Monthly)
$1,131 Rp 20.4M
$1,400 €1,245
-19.17%
1-bedroom Apartment, Outside City Center (Monthly)
$673 Rp 12.1M
$1,184 €1,053
-43.18%
3-bedroom Apartment, City Center (Monthly)
$3,613 Rp 65.0M
$2,428 €2,160
48.79%
3-bedroom Apartment, Outside City Center (Monthly)
$1,702 Rp 30.6M
$1,916 €1,704
-11.19%
Buy Apartment in City Center (m2)
$2,717 Rp 48.9M
$5,458 €4,855
-50.21%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.3M
$4,460 €3,967
-49.75%
💵 Salaries & Financials
Ubud, Bali
Zandvoort
Difference
Average Monthly Net Salary (After Tax)
$166 Rp 3.0M
$3,819 €3,397
-95.64%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.27
321.41%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Zandvoort: October 20, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$673
Zandvoort
$1.2K 76% $511
Groceries & Markets
Ubud, Bali
$287
Zandvoort
$311 8.2% $23
Clothing & Footwear
Ubud, Bali
$107
Zandvoort
$143 34.6% $37
Eating Out
Ubud, Bali
$106
Zandvoort
$335 215% $228
Monthly Utilities & Internet
Ubud, Bali
$105
Zandvoort
$360 242% $255
Sport & Entertainment
Ubud, Bali
$63
Zandvoort
$75 19.6% $12
Getting Around
Ubud, Bali
$12
Zandvoort
$120 867% $108

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,400 in Zandvoort. Housing cost is often the main lever when comparing two cities.

Zandvoort pays 2196% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $82.0 in Zandvoort for a mid-range dinner for two. Groceries echo the gap at $287 vs $311 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇳🇱 Zandvoort
🕒 Local time
17:33 5:33 PM
11:33 11:33 AM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
17,116
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 22, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Zandvoort 12,160 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Zandvoort

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zandvoort: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zandvoort?
Ubud, Bali wins on cost – living expenses run 87% lower than in Zandvoort. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Zandvoort?
On paper, salaries run 2196% lower in Zandvoort. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Zandvoort?
Rent for a central apartment: $1,131 in Ubud, Bali versus $1,400 in Zandvoort. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and in Zandvoort?
Childcare runs $493 in Ubud, Bali versus $2,359 in Zandvoort. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or in Zandvoort?
Supermarket bills run roughly 8% higher in Zandvoort. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or in Zandvoort?
At $1,353 in Ubud, Bali versus $2,528 in Zandvoort, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zandvoort. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zandvoort?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Zandvoort?
Safety-wise, Ubud, Bali and Zandvoort are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 87% less than in Zandvoort. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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