Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Zakynthos

For one person, living is cheaper in Ubud, Bali: $1,349 a month against $1,703 in Zakynthos, rent and utilities included – about $4,200 less a year. The total is higher in Zakynthos despite lower rent and utilities.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
82

Cost of Living Index in Zakynthos
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Zakynthos Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Zakynthos

🇬🇷 Greece

$1,703

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Zakynthos

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Zakynthos actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,703 in Zakynthos.

Ubud, Bali $1,349
Zakynthos $1,703

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,575 in Zakynthos.

Ubud, Bali $2,305
Zakynthos $2,575

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $3,447 in Zakynthos.

Ubud, Bali $3,261
Zakynthos $3,447

Living in Ubud, Bali costs roughly 21% less than in Zakynthos, and outside of rent the biggest gap is in eating out.

Meal at Budget Restaurant

$3.32 Rp 60.3K

$28.49 €25.42

-88.35%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 646.7K

$55.3 €49.34

-35.55%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.4K

$11.11 €9.91

-50.23%

Cappuccino

$2.72 Rp 49.3K

$4.52 €4.03

-39.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$5.70 €5.08

-70.18%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$0.58 €0.51

31.03%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$5.07 €4.52

-47.73%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.5K

$6.55 €5.84

-33.13%

Milk (1 liter)

$1.49 Rp 27.1K

$2.38 €2.13

-37.39%

White Bread (500g)

$2.28 Rp 41.3K

$1.98 €1.77

15.15%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.69 €2.40

-55.76%

Eggs

$2.04 Rp 36.9K

$4.58 €4.09

-55.46%

Local Cheese (1kg)

$17.70 Rp 321.2K

$14.71 €13.13

20.33%

Chicken Fillets (1kg)

$3.96 Rp 71.9K

$15.19 €13.55

-73.93%

Beef Round Steak (1kg)

$12.19 Rp 221.2K

$12.06 €10.76

1.08%

Apples (1kg)

$3.66 Rp 66.3K

$3.72 €3.32

-1.61%

Banana (1kg)

$1.52 Rp 27.5K

$2.08 €1.85

-26.92%

Oranges (1kg)

$2.23 Rp 40.4K

$1.35 €1.20

65.19%

Tomato (1kg)

$1.97 Rp 35.8K

$2.10 €1.87

-6.19%

Potato (1kg)

$1.85 Rp 33.5K

$1.13 €1.01

63.72%

Onion (1kg)

$2.42 Rp 44.0K

$1.10 €0.98

120.00%

Lettuce (1 head)

$0.99 Rp 18.0K

$1.08 €0.97

-8.33%

Water (1.5 liter bottle)

$0.51 Rp 9,316

$1.98 €1.77

-74.24%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.3K

$5.31 €4.74

-58.19%

Wine (Bottle)

$22.24 Rp 403.6K

$7.20 €6.42

208.89%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.0K

$1.76 €1.57

28.41%

Imported Beer (0.33 liter bottle)

$2.97 Rp 53.9K

$2.64 €2.36

12.50%

One-way Ticket (Public Transport)

$0.25 Rp 4,555

$1.93 €1.72

-87.05%

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.0K

$49.55 €44.21

-84.22%

Taxi Start (Normal Tariff)

$0.44 Rp 7,975

$4.25 €3.79

-89.65%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,804

$1.09 €0.97

-60.55%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.2K

$15.49 €13.82

-65.07%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.99 €1.77

-58.79%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 432.6M

$27.6K €24.7K

-13.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 576.1M

$26.5K €23.6K

19.89%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$205 €183

-61.38%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.0K

$41.59 €37.11

-84.49%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.1K

$30.65 €27.35

-39.38%

Gym Membership (Monthly)

$49.48 Rp 897.9K

$50.7 €45.21

-2.35%

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.2K

$25.86 €23.07

-31.75%

Cinema Ticket

$4.27 Rp 77.6K

$9.86 €8.79

-56.69%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$406 €363

20.72%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.0M

$8,882 €7,925

-36.12%

Jeans (Levis 501 Or Similar)

$44.64 Rp 810.0K

$113 €101

-60.65%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 634.2K

$40.22 €35.89

-13.10%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.4M

$122 €109

-34.75%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$141 €126

-43.66%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$392 €350

186.59%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$383 €342

75.14%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.7M

$768 €685

364.18%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$560 €500

207.67%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$2,434 €2,172

12.21%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.4M

$1,942 €1,732

17.64%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,307 €1,166

-87.46%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.48

207.59%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Zakynthos: October 27, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Zakynthos

$383 22.5% 42.9% $288

Groceries & Markets

Ubud, Bali

$288 21.4%

Zakynthos

$338 19.9% 17.2% $50

Eating Out

Ubud, Bali

$108 8%

Zakynthos

$379 22.3% 252% $271

Clothing & Footwear

Ubud, Bali

$108 8%

Zakynthos

$188 11% 74.6% $80

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Zakynthos

$277 16.3% 166% $173

Sport & Entertainment

Ubud, Bali

$58 4.3%

Zakynthos

$70 4.1% 21.3% $12

Getting Around

Ubud, Bali

$11 0.9%

Zakynthos

$67 3.9% 486% $56

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $392 in Zakynthos. Housing cost is often the main lever when comparing two cities.

Zakynthos pays about 8 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $55 in Zakynthos for a mid-range dinner for two. Groceries echo the gap at $288 vs $338 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇬🇷 Zakynthos

🕒 Local time

05:01 5:01 AM

23:01 11:01 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

39,015

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.51 USD

100,000 IDR = 4.92 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of November 2, 2026: 1 USD = 18,145 IDR (100,000 IDR = 5.51 USD). 1 EUR = 20,337 IDR (100,000 IDR = 4.92 EUR).

Euro exchange rates as of November 2, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Zakynthos 10,980 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Zakynthos

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zakynthos: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 21% lower than in Zakynthos. Housing and daily spending are where you’ll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $392 in Zakynthos. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $491 in Ubud, Bali versus $406 in Zakynthos. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Zakynthos. For households that cook at home regularly, that difference adds up over a month.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Zakynthos are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Zakynthos on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.