Cost of Living Comparison Between Ubud, Bali and Zakopane Cost of Living Comparison Between Ubud, Bali and Zakopane

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $1,586 in Zakopane.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,360 in Zakopane.

Monthly costs for a family of three with rent: $3,763 in Ubud, Bali versus $3,135 in Zakopane.

Living in Ubud, Bali costs roughly 11% less than in Zakopane, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 5% above, Zakopane 19% above.

Meal at Budget Restaurant

$3.45 Rp 62.1K

$7.92 zł 30.04

-56.44%

Three-Course Dinner for Two, Mid-Range

$32.34 Rp 581.1K

$28.45 zł 108

13.67%

Fast Food Meal (McDonalds, etc)

$4.84 Rp 87.1K

$8.72 zł 33.09

-44.50%

Cappuccino

$2.75 Rp 49.4K

$3.56 zł 13.50

-22.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.9K

$2.00 zł 7.58

-31.00%

Water (0.33 liter bottle)

$0.75 Rp 13.5K

$1.79 zł 6.80

-58.10%

Local Beer (0.5 liter draught)

$2.99 Rp 53.8K

$3.32 zł 12.61

-9.94%

Imported Beer (0.33 liter bottle)

$3.85 Rp 69.2K

$3.36 zł 12.74

14.58%

Milk (1 liter)

$1.74 Rp 31.2K

$1.01 zł 3.83

72.28%

White Bread (500g)

$2.46 Rp 44.2K

$1.55 zł 5.90

58.71%

Rice (white) (1kg)

$1.17 Rp 21.0K

$1.37 zł 5.20

-14.60%

Eggs

$2.43 Rp 43.7K

$2.49 zł 9.45

-2.41%

Local Cheese (1kg)

$14.50 Rp 260.6K

$7.02 zł 26.62

106.55%

Chicken Fillets (1kg)

$4.35 Rp 78.2K

$5.44 zł 20.66

-20.04%

Beef Round Steak (1kg)

$11.98 Rp 215.3K

$5.72 zł 21.69

109.44%

Apples (1kg)

$3.72 Rp 66.8K

$0.83 zł 3.14

348.19%

Banana (1kg)

$1.63 Rp 29.2K

$1.64 zł 6.22

-0.61%

Oranges (1kg)

$2.74 Rp 49.3K

$1.68 zł 6.37

63.10%

Tomato (1kg)

$2.24 Rp 40.3K

$2.96 zł 11.22

-24.32%

Potato (1kg)

$1.92 Rp 34.5K

$0.34 zł 1.29

464.71%

Onion (1kg)

$2.28 Rp 40.9K

$0.94 zł 3.55

142.55%

Lettuce (1 head)

$1.06 Rp 19.1K

$0.66 zł 2.51

60.61%

Water (1.5 liter bottle)

$0.72 Rp 12.9K

$0.61 zł 2.33

18.03%

Cigarettes 20 Pack (Marlboro, Camel)

$3.29 Rp 59.0K

$4.58 zł 17.37

-28.17%

Wine (Bottle)

$23.19 Rp 416.8K

$4.71 zł 17.86

392.36%

Local Beer (0.5 liter bottle)

$2.78 Rp 49.9K

$1.04 zł 3.93

167.31%

Imported Beer (0.33 liter bottle)

$2.73 Rp 49.1K

$1.67 zł 6.35

63.47%

One-way Ticket (Public Transport)

$0.27 Rp 4,786

$1.07 zł 4.08

-74.77%

Public Transport Monthly Pass (Regular Price)

$8.11 Rp 145.7K

$46.07 zł 175

-82.40%

Taxi Start (Normal Tariff)

$0.48 Rp 8,675

$1.62 zł 6.13

-70.37%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,545

$0.76 zł 2.89

-44.74%

Taxi 1hour Waiting (Normal Tariff)

$6.22 Rp 111.8K

$5.44 zł 20.66

14.34%

Gasoline (1 liter)

$0.81 Rp 14.6K

$1.77 zł 6.70

-54.24%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 478.2M

$33.6K zł 127.5K

-20.78%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.2K Rp 578.5M

$25.0K zł 94.9K

28.72%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$240 zł 909

-67.31%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.07 Rp 73.1K

$8.30 zł 31.50

-50.96%

Internet (50+ Mbps, Unlimited Data)

$24.33 Rp 437.1K

$15.18 zł 57.6

60.28%

Gym Membership (Monthly)

$98.6 Rp 1.8M

$9.36 zł 35.50

953.53%

Tennis Court (1 Hour on Weekend)

$6.34 Rp 113.9K

$14.74 zł 55.9

-56.99%

Cinema Ticket

$3.99 Rp 71.6K

$7.13 zł 27.05

-44.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$305 Rp 5.5M

$318 zł 1,207

-4.08%

International Primary School, 1 Child (Yearly)

$6,642 Rp 119.4M

$2,414 zł 9,160

175.14%

Jeans (Levis 501 Or Similar)

$54.1 Rp 972.9K

$57.3 zł 217

-5.55%

Summer Dress (H&M, Zara, etc)

$37.81 Rp 679.4K

$20.47 zł 77.7

84.71%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.6M

$54.2 zł 206

60.19%

Men's Leather Business Shoes

$76.4 Rp 1.4M

$49.58 zł 188

53.99%

1-bedroom Apartment, City Center (Monthly)

$992 Rp 17.8M

$761 zł 2,889

30.27%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$795 zł 3,018

-15.42%

3-bedroom Apartment, City Center (Monthly)

$3,375 Rp 60.7M

$1,360 zł 5,160

148.17%

3-bedroom Apartment, Outside City Center (Monthly)

$2,050 Rp 36.8M

$1,654 zł 6,275

23.96%

Buy Apartment in City Center (m2)

$2,805 Rp 50.4M

$4,621 zł 17.5K

-39.30%

Buy Apartment Outside City Center (m2)

$2,227 Rp 40.0M

$4,658 zł 17.7K

-52.19%

Average Monthly Net Salary (After Tax)

$167 Rp 3.0M

$1,614 zł 6,126

-89.66%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.5

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 11, 2026

Last update for Zakopane: July 13, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $992 in Ubud, Bali and $761 in Zakopane. Housing cost is often the main lever when comparing two cities.

Zakopane pays 867% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $28.00 in Zakopane for a mid-range dinner for two. Groceries echo the gap at $297 vs $173 per month, with Zakopane cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zakopane: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 13% lower than in Zakopane. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 867% lower in Zakopane. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $992 in Ubud, Bali versus $761 in Zakopane. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $305 in Ubud, Bali versus $318 in Zakopane. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zakopane pay roughly 72% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,408 in Ubud, Bali versus $1,586 in Zakopane, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zakopane. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zakopane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 13% less than in Zakopane. Beyond cost, consider language, visa policies, and how big the international community is in each city.