Cost of Living Comparison Between Ubud, Bali and Zakopane Cost of Living Comparison Between Ubud, Bali and Zakopane

Monthly Cost of Living

Monthly costs for one person with rent: $1,419 in Ubud, Bali versus $1,563 in Zakopane.

Estimated couple costs with rent: $2,540 in Ubud, Bali versus $2,340 in Zakopane.

Monthly costs for a family of three with rent: $3,660 in Ubud, Bali versus $3,117 in Zakopane.

Living in Ubud, Bali costs roughly 9% less than in Zakopane, driven mainly by Groceries & Markets.

Both cities are pricier than the global median: Ubud, Bali 6% above, Zakopane 17% above.

Meal at Budget Restaurant

$3.56 Rp 63.9K

$8.02 zł 29.29

-55.61%

Three-Course Dinner for Two, Mid-Range

$32.73 Rp 586.8K

$28.82 zł 105

13.57%

Fast Food Meal (McDonalds, etc)

$4.95 Rp 88.7K

$8.92 zł 32.58

-44.51%

Cappuccino

$2.71 Rp 48.6K

$3.54 zł 12.94

-23.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 24.1K

$1.96 zł 7.16

-31.63%

Water (0.33 liter bottle)

$0.70 Rp 12.5K

$1.82 zł 6.66

-61.54%

Local Beer (0.5 liter draught)

$2.92 Rp 52.3K

$3.24 zł 11.83

-9.88%

Imported Beer (0.33 liter bottle)

$3.96 Rp 70.9K

$3.18 zł 11.62

24.53%

Milk (1 liter)

$1.81 Rp 32.4K

$0.96 zł 3.49

88.54%

White Bread (500g)

$2.52 Rp 45.1K

$1.58 zł 5.77

59.49%

Rice (white) (1kg)

$1.16 Rp 20.8K

$1.38 zł 5.04

-15.94%

Eggs

$2.46 Rp 44.1K

$2.46 zł 8.99

Local Cheese (1kg)

$14.71 Rp 263.7K

$7.10 zł 25.92

107.18%

Chicken Fillets (1kg)

$4.32 Rp 77.4K

$5.36 zł 19.57

-19.40%

Beef Round Steak (1kg)

$12.14 Rp 217.5K

$5.71 zł 20.87

112.61%

Apples (1kg)

$3.84 Rp 68.8K

$0.83 zł 3.04

362.65%

Banana (1kg)

$1.56 Rp 27.9K

$1.58 zł 5.79

-1.27%

Oranges (1kg)

$2.83 Rp 50.8K

$1.67 zł 6.10

69.46%

Tomato (1kg)

$2.33 Rp 41.7K

$2.96 zł 10.81

-21.28%

Potato (1kg)

$1.91 Rp 34.3K

$0.32 zł 1.16

496.87%

Onion (1kg)

$2.20 Rp 39.5K

$0.88 zł 3.21

150.00%

Lettuce (1 head)

$1.01 Rp 18.2K

$0.69 zł 2.53

46.38%

Water (1.5 liter bottle)

$0.78 Rp 13.9K

$0.65 zł 2.39

20.00%

Cigarettes 20 Pack (Marlboro, Camel)

$3.32 Rp 59.4K

$4.69 zł 17.13

-29.21%

Wine (Bottle)

$23.74 Rp 425.5K

$5.03 zł 18.38

371.97%

Local Beer (0.5 liter bottle)

$2.79 Rp 50.0K

$1.07 zł 3.92

160.75%

Imported Beer (0.33 liter bottle)

$2.86 Rp 51.3K

$1.58 zł 5.78

81.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,819

$1.10 zł 4.04

-75.45%

Public Transport Monthly Pass (Regular Price)

$8.03 Rp 143.9K

$45.27 zł 165

-82.26%

Taxi Start (Normal Tariff)

$0.46 Rp 8,181

$1.62 zł 5.91

-71.60%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,068

$0.76 zł 2.79

-40.79%

Taxi 1hour Waiting (Normal Tariff)

$6.10 Rp 109.3K

$5.51 zł 20.13

10.71%

Gasoline (1 liter)

$0.79 Rp 14.2K

$1.75 zł 6.38

-54.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 468.8M

$34.3K zł 125.3K

-23.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 575.8M

$24.8K zł 90.7K

29.40%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.9 Rp 1.4M

$240 zł 876

-66.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.9K

$8.35 zł 30.51

-51.38%

Internet (50+ Mbps, Unlimited Data)

$23.52 Rp 421.6K

$15.24 zł 55.7

54.33%

Gym Membership (Monthly)

$98.7 Rp 1.8M

$9.27 zł 33.88

964.72%

Tennis Court (1 Hour on Weekend)

$6.63 Rp 118.8K

$14.84 zł 54.2

-55.32%

Cinema Ticket

$4.15 Rp 74.3K

$6.88 zł 25.13

-39.68%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$312 zł 1,141

-2.66%

International Primary School, 1 Child (Yearly)

$6,613 Rp 118.5M

$2,436 zł 8,899

171.47%

Jeans (Levis 501 Or Similar)

$55.5 Rp 995.6K

$57.9 zł 212

-4.13%

Summer Dress (H&M, Zara, etc)

$38.31 Rp 686.7K

$20.57 zł 75.1

86.24%

Sport Shoes (Adidas, Nike)

$88.6 Rp 1.6M

$55.1 zł 201

60.89%

Men's Leather Business Shoes

$77.9 Rp 1.4M

$50.4 zł 184

54.41%

1-bedroom Apartment, City Center (Monthly)

$1,006 Rp 18.0M

$752 zł 2,748

33.81%

1-bedroom Apartment, Outside City Center (Monthly)

$675 Rp 12.1M

$804 zł 2,936

-15.97%

3-bedroom Apartment, City Center (Monthly)

$3,442 Rp 61.7M

$1,382 zł 5,049

149.03%

3-bedroom Apartment, Outside City Center (Monthly)

$2,039 Rp 36.6M

$1,606 zł 5,868

26.97%

Buy Apartment in City Center (m2)

$2,841 Rp 50.9M

$4,953 zł 18.1K

-42.63%

Buy Apartment Outside City Center (m2)

$2,264 Rp 40.6M

$4,743 zł 17.3K

-52.27%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$1,686 zł 6,159

-90.20%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.5

104.31%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 1, 2026

Last update for Zakopane: June 2, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,006 in Ubud, Bali and $752 in Zakopane. Housing cost is often the main lever when comparing two cities.

Zakopane pays 920% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $33.00 in Ubud, Bali vs $29.00 in Zakopane for a mid-range dinner for two. Groceries echo the gap at $302 vs $173 per month, with Zakopane cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zakopane: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 10% lower than in Zakopane. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, Zakopane earns 920% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,006 in Ubud, Bali versus $752 in Zakopane. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $304 in Ubud, Bali versus $312 in Zakopane. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Zakopane pay roughly 75% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,419 in Ubud, Bali versus $1,563 in Zakopane, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zakopane. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,419 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Zakopane are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 10% less than in Zakopane. Beyond cost, consider language, visa policies, and how big the international community is in each city.