Cost of Living Comparison Between Ubud, Bali and Zacapa Cost of Living Comparison Between Ubud, Bali and Zacapa

Monthly Cost of Living

Monthly costs for one person with rent: $1,404 in Ubud, Bali versus $112 in Zacapa.

Estimated couple costs with rent: $2,549 in Ubud, Bali versus $176 in Zacapa.

Monthly costs for a family of three with rent: $3,694 in Ubud, Bali versus $241 in Zacapa.

Living in Ubud, Bali is roughly 1156% more expensive than Zacapa, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 4% above, Zacapa is 92% below.

Meal at Budget Restaurant

$3.57 Rp 64.0K

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

Cappuccino

$2.75 Rp 49.2K

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

Water (0.33 liter bottle)

$0.70 Rp 12.6K

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

Milk (1 liter)

$1.71 Rp 30.6K

White Bread (500g)

$2.47 Rp 44.3K

Rice (white) (1kg)

$1.20 Rp 21.5K

Eggs

$2.44 Rp 43.8K

Local Cheese (1kg)

$14.38 Rp 257.7K

Chicken Fillets (1kg)

$4.31 Rp 77.1K

Beef Round Steak (1kg)

$12.21 Rp 218.7K

Apples (1kg)

$3.68 Rp 66.0K

Banana (1kg)

$1.55 Rp 27.8K

Oranges (1kg)

$2.79 Rp 49.9K

Tomato (1kg)

$2.33 Rp 41.8K

Potato (1kg)

$1.97 Rp 35.3K

Onion (1kg)

$2.31 Rp 41.4K

Lettuce (1 head)

$1.06 Rp 19.1K

Water (1.5 liter bottle)

$0.73 Rp 13.1K

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

Gym Membership (Monthly)

$97.7 Rp 1.7M

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$51.3 Q 391

5.67%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$39.07 Q 298

-0.74%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$78.4 Q 597

9.83%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$77.1 Q 587

-0.60%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Zacapa: June 7, 2026

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Zacapa: Cost of Living - Frequently Asked Questions

Zacapa wins on cost – living expenses run 1156% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Zacapa the obvious pick if budget is a priority.

You'd need roughly $2,106 in Ubud, Bali and $168 in Zacapa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

At $112 in Zacapa versus $1,404 in Ubud, Bali, a $1,500 budget is realistic in Zacapa but tight or insufficient in Ubud, Bali. The gap between the two cities makes Zacapa the clear choice for anyone on this budget.

Both work as nomad bases, but Zacapa delivers better value – similar infrastructure at $112 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Zacapa hard to pass up.

Safety-wise, Ubud, Bali and Zacapa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Zacapa gentler on the wallet – expenses run 1156% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.