Cost of Living Comparison Between Ubud, Bali and Zabbar Cost of Living Comparison Between Ubud, Bali and Zabbar

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $1,821 in Zabbar.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $2,797 in Zabbar.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $3,773 in Zabbar.

Living in Ubud, Bali costs roughly 23% less than in Zabbar, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Zabbar 37% above.

Currency
🍽 Eating Out
Ubud, Bali
Zabbar
Difference
Meal at Budget Restaurant
$3.40 Rp 60.2K
$17.38 €14.96
-80.44%
Three-Course Dinner for Two, Mid-Range
$32.38 Rp 573.6K
$40.85 €35.18
-20.73%
Fast Food Meal (McDonalds, etc)
$5.00 Rp 88.6K
$7.87 €6.78
-36.47%
Cappuccino
$2.82 Rp 50.0K
$3.01 €2.59
-6.31%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.38 Rp 24.4K
$2.34 €2.02
-41.03%
Water (0.33 liter bottle)
$0.73 Rp 13.0K
$0.66 €0.57
10.61%
Local Beer (0.5 liter draught)
$2.98 Rp 52.8K
$2.28 €1.96
30.70%
Imported Beer (0.33 liter bottle)
$3.97 Rp 70.3K
$4.76 €4.10
-16.60%
🛒 Groceries & Markets
Ubud, Bali
Zabbar
Difference
Milk (1 liter)
$1.79 Rp 31.8K
$1.19 €1.03
50.42%
White Bread (500g)
$2.46 Rp 43.7K
$1.04 €0.90
136.54%
Rice (white) (1kg)
$1.20 Rp 21.2K
$1.19 €1.03
0.84%
Eggs
$2.39 Rp 42.3K
$4.29 €3.69
-44.29%
Local Cheese (1kg)
$14.40 Rp 255.1K
$5.68 €4.89
153.52%
Chicken Fillets (1kg)
$4.28 Rp 75.9K
$4.75 €4.09
-9.89%
Beef Round Steak (1kg)
$11.82 Rp 209.4K
$10.36 €8.92
14.09%
Apples (1kg)
$3.78 Rp 67.0K
$4.31 €3.71
-12.30%
Banana (1kg)
$1.63 Rp 28.9K
$3.20 €2.76
-49.06%
Oranges (1kg)
$2.80 Rp 49.6K
$3.35 €2.89
-16.42%
Tomato (1kg)
$2.26 Rp 40.0K
$3.78 €3.25
-40.21%
Potato (1kg)
$2.00 Rp 35.3K
$2.51 €2.16
-20.32%
Onion (1kg)
$2.21 Rp 39.2K
$1.34 €1.15
64.93%
Lettuce (1 head)
$1.07 Rp 18.9K
$2.27 €1.95
-52.86%
Water (1.5 liter bottle)
$0.76 Rp 13.5K
$1.19 €1.02
-36.13%
Cigarettes 20 Pack (Marlboro, Camel)
$3.13 Rp 55.4K
$6.40 €5.51
-51.09%
Wine (Bottle)
$23.81 Rp 421.9K
$8.40 €7.24
183.45%
Local Beer (0.5 liter bottle)
$2.84 Rp 50.3K
$1.93 €1.66
47.15%
Imported Beer (0.33 liter bottle)
$2.78 Rp 49.2K
$2.26 €1.94
23.01%
🚌 Getting Around
Ubud, Bali
Zabbar
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,726
$2.38 €2.05
-88.66%
Public Transport Monthly Pass (Regular Price)
$8.37 Rp 148.2K
$15.71 €13.53
-46.72%
Taxi Start (Normal Tariff)
$0.45 Rp 8,034
$5.89 €5.07
-92.36%
Taxi (Normal Tariff) (1km)
$0.43 Rp 7,578
$4.22 €3.63
-89.81%
Taxi 1hour Waiting (Normal Tariff)
$5.98 Rp 105.9K
$35.16 €30.28
-82.99%
Gasoline (1 liter)
$0.80 Rp 14.2K
$1.51 €1.30
-47.02%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 457.2M
$39.0K €33.6K
-33.90%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.8K Rp 563.4M
$37.5K €32.3K
-15.20%
🧾 Monthly Utilities & Internet
Ubud, Bali
Zabbar
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$80.7 Rp 1.4M
$94.6 €81.5
-14.66%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 73.3K
$28.07 €24.17
-85.25%
Internet (50+ Mbps, Unlimited Data)
$24.12 Rp 427.2K
$34.86 €30.02
-30.81%
🎉 Sport & Entertainment
Ubud, Bali
Zabbar
Difference
Gym Membership (Monthly)
$97.8 Rp 1.7M
$65.0 €56.0
50.36%
Tennis Court (1 Hour on Weekend)
$6.64 Rp 117.7K
$23.08 €19.88
-71.23%
Cinema Ticket
$4.04 Rp 71.5K
$10.30 €8.87
-60.78%
🧸 Childcare & Education
Ubud, Bali
Zabbar
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$297 Rp 5.3M
$431 €371
-31.04%
International Primary School, 1 Child (Yearly)
$6,590 Rp 116.7M
$2,320 €1,998
184.08%
👕👟 Clothing & Footwear
Ubud, Bali
Zabbar
Difference
Jeans (Levis 501 Or Similar)
$55.1 Rp 976.8K
$92.9 €80.0
-40.63%
Summer Dress (H&M, Zara, etc)
$38.51 Rp 682.1K
$38.93 €33.52
-1.08%
Sport Shoes (Adidas, Nike)
$86.1 Rp 1.5M
$104 €89.1
-16.79%
Men's Leather Business Shoes
$78.0 Rp 1.4M
$103 €88.7
-24.31%
🏠 Accommodation & Living
Ubud, Bali
Zabbar
Difference
1-bedroom Apartment, City Center (Monthly)
$985 Rp 17.5M
$1,220 €1,050
-19.24%
1-bedroom Apartment, Outside City Center (Monthly)
$665 Rp 11.8M
$883 €760
-24.67%
3-bedroom Apartment, City Center (Monthly)
$3,446 Rp 61.0M
$2,393 €2,061
44.00%
3-bedroom Apartment, Outside City Center (Monthly)
$2,042 Rp 36.2M
$1,762 €1,517
15.94%
Buy Apartment in City Center (m2)
$2,829 Rp 50.1M
$4,302 €3,704
-34.24%
Buy Apartment Outside City Center (m2)
$2,282 Rp 40.4M
$4,297 €3,700
-46.89%
💵 Salaries & Financials
Ubud, Bali
Zabbar
Difference
Average Monthly Net Salary (After Tax)
$169 Rp 3.0M
$1,148 €988
-85.25%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
5.08
161.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Zabbar: June 14, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,220 in Zabbar. Housing cost is often the main lever when comparing two cities.

Zabbar pays 578% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $41.00 in Zabbar. Groceries flip the comparison at $299 vs $254, with Zabbar cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Zabbar: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Zabbar?
Ubud, Bali wins on cost – living expenses run 31% lower than in Zabbar. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or Zabbar?
On paper, Zabbar earns 578% less. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Zabbar?
Rent for a central apartment: $985 in Ubud, Bali versus $1,220 in Zabbar. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Zabbar?
Childcare runs $297 in Ubud, Bali versus $431 in Zabbar. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Zabbar?
Shoppers in Zabbar pay roughly 18% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.
Can you live on $1,000/month in Ubud, Bali or Zabbar?
At $1,394 in Ubud, Bali versus $1,821 in Zabbar, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Zabbar. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Zabbar?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Zabbar?
Safety-wise, Ubud, Bali and Zabbar are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 31% less than in Zabbar. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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