Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Xinxiang

For one person, living is cheaper in Xinxiang: $648 a month against $1,353 in Ubud, Bali, rent and utilities included – about $8,500 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
31

Cost of Living Index in Xinxiang
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Xinxiang Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Xinxiang

🇨🇳 China

$648

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Xinxiang

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Xinxiang actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $644 in Xinxiang.

Ubud, Bali $1,368
Xinxiang $644

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $1,012 in Xinxiang.

Ubud, Bali $2,314
Xinxiang $1,012

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $1,380 in Xinxiang.

Ubud, Bali $3,260
Xinxiang $1,380

Living in Ubud, Bali is roughly 112% more expensive than in Xinxiang, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 1% above, Xinxiang is 52% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$1.90 ¥12.73

70.00%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$16.36 ¥109

113.20%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$4.56 ¥30.52

25.00%

Cappuccino

$2.62 Rp 47.1K

$1.93 ¥12.91

35.75%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.48 ¥3.22

258.33%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.14 ¥0.95

478.57%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$0.83 ¥5.56

219.28%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$1.51 ¥10.11

189.40%

Milk (1 liter)

$1.57 Rp 28.3K

$1.70 ¥11.38

-7.65%

White Bread (500g)

$2.19 Rp 39.5K

$1.68 ¥11.20

30.36%

Rice (white) (1kg)

$1.18 Rp 21.2K

$0.94 ¥6.27

25.53%

Eggs

$2.16 Rp 38.8K

$0.93 ¥6.21

132.26%

Local Cheese (1kg)

$17.65 Rp 317.7K

$8.42 ¥56.3

109.62%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$3.30 ¥22.10

14.55%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$10.27 ¥68.7

16.36%

Apples (1kg)

$3.60 Rp 64.8K

$1.48 ¥9.92

143.24%

Banana (1kg)

$1.59 Rp 28.6K

$0.98 ¥6.57

62.24%

Oranges (1kg)

$2.31 Rp 41.6K

$1.06 ¥7.12

117.92%

Tomato (1kg)

$1.91 Rp 34.3K

$1.22 ¥8.15

56.56%

Potato (1kg)

$1.78 Rp 32.1K

$0.62 ¥4.16

187.10%

Onion (1kg)

$2.33 Rp 41.9K

$0.69 ¥4.61

237.68%

Lettuce (1 head)

$1.00 Rp 18.0K

$0.28 ¥1.89

257.14%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$0.38 ¥2.55

39.47%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$2.76 ¥18.43

-17.03%

Wine (Bottle)

$22.07 Rp 397.3K

$14.69 ¥98.3

50.24%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$0.69 ¥4.60

240.58%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.10 ¥14.02

41.90%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$0.29 ¥1.92

-20.69%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$17.95 ¥120

-50.42%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$1.18 ¥7.92

-60.17%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$0.13 ¥0.84

230.77%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$3.51 ¥23.46

55.84%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.13 ¥7.59

-26.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$19.6K ¥131.1K

21.77%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$17.2K ¥114.9K

90.75%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$69.5 ¥464

15.18%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$2.95 ¥19.72

122.37%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$5.84 ¥39.02

218.49%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$40.96 ¥274

32.13%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$14.75 ¥98.6

23.93%

Cinema Ticket

$4.25 Rp 76.5K

$6.14 ¥41.05

-30.78%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$383 ¥2,559

28.75%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$30.3K ¥202.5K

-81.52%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$17.88 ¥120

154.92%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$30.24 ¥202

15.61%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$56.8 ¥379

36.93%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$43.94 ¥294

78.70%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$296 ¥1,978

282.54%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$183 ¥1,223

267.85%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$619 ¥4,140

483.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$376 ¥2,512

353.03%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$3,504 ¥23.4K

-22.46%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,928 ¥12.9K

16.27%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$529 ¥3,536

-68.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.29

318.84%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Xinxiang: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Xinxiang

$183 28.3% 72.8% $490

Groceries & Markets

Ubud, Bali

$287 21.2%

Xinxiang

$183 28.3% 36.1% $104

Clothing & Footwear

Ubud, Bali

$107 7.9%

Xinxiang

$67 10.3% 37.2% $40

Eating Out

Ubud, Bali

$106 7.9%

Xinxiang

$62 9.5% 42% $45

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Xinxiang

$78 12.1% 25.6% $27

Sport & Entertainment

Ubud, Bali

$63 4.6%

Xinxiang

$53 8.2% 15% $9.4

Getting Around

Ubud, Bali

$12 0.9%

Xinxiang

$21 3.2% 68.2% $8.5

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $302 in Xinxiang. Housing cost is often the main lever when comparing two cities.

Xinxiang pays 226% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $17.00 in Xinxiang for a mid-range dinner for two. Groceries echo the gap at $290 vs $183 per month, with Xinxiang cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇳 Xinxiang

🕒 Local time

17:59 5:59 PM

Same time as Ubud, Bali

🌤 Weather

👥 Population

74,800

5,707,801

💱 Currency

Indonesian Rupiah IDR Rp

Chinese Yuan CNY ¥

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 CNY = 0.15 USD

1 CNY = 0.133 EUR

Exchange rates and currency converter

CNY, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Chinese Yuan exchange rates as of October 20, 2026: 1 USD = 6.69 CNY (1 CNY = 0.15 USD). 1 EUR = 7.52 CNY (1 CNY = 0.133 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Xinxiang 4,870 km ≈ 7 h nonstop flight

From you

Ubud, Bali
Xinxiang

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Xinxiang: Cost of Living - Frequently Asked Questions

Xinxiang wins on cost – living expenses run 112% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Xinxiang the obvious pick if budget is a priority.

On paper, salaries run 226% lower in Xinxiang. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $302 in Xinxiang. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $388 in Xinxiang. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 58% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $644 in Xinxiang versus $1,368 in Ubud, Bali, a $1,500 budget is realistic in Xinxiang but tight or insufficient in Ubud, Bali. The gap between the two cities makes Xinxiang the clear choice for anyone on this budget.

Both work as nomad bases, but Xinxiang delivers better value – similar infrastructure at $644 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Xinxiang hard to pass up.

Safety-wise, Ubud, Bali and Xinxiang are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Xinxiang gentler on the wallet – expenses run 112% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.