Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Xghajra

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,898 in Xghajra, rent and utilities included – about $6,400 less a year. Other living expenses account for most of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
95

Cost of Living Index in Xghajra
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Xghajra Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Xghajra

🇲🇹 Malta

$1,898

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Xghajra

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Xghajra actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,898 in Xghajra.

Ubud, Bali $1,368
Xghajra $1,898

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,858 in Xghajra.

Ubud, Bali $2,314
Xghajra $2,858

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,819 in Xghajra.

Ubud, Bali $3,260
Xghajra $3,819

Living in Ubud, Bali costs roughly 28% less than in Xghajra, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Xghajra 41% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$19.50 €17.35

-82.92%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$86.2 €76.7

-59.21%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$13.18 €11.72

-55.99%

Cappuccino

$2.73 Rp 49.1K

$2.68 €2.38

1.87%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$3.07 €2.73

-46.58%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$2.16 €1.92

-61.57%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.64 €4.13

-41.81%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.08 €4.52

-15.35%

Milk (1 liter)

$1.50 Rp 27.1K

$1.33 €1.18

12.78%

White Bread (500g)

$2.30 Rp 41.4K

$1.36 €1.21

69.12%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.36 €3.88

-72.94%

Eggs

$2.14 Rp 38.6K

$4.20 €3.73

-49.05%

Local Cheese (1kg)

$17.48 Rp 314.6K

$8.14 €7.24

114.74%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$10.24 €9.11

-60.64%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$18.03 €16.04

-32.17%

Apples (1kg)

$3.55 Rp 63.9K

$4.26 €3.79

-16.67%

Banana (1kg)

$1.57 Rp 28.3K

$2.68 €2.38

-41.42%

Oranges (1kg)

$2.24 Rp 40.2K

$3.55 €3.16

-36.90%

Tomato (1kg)

$1.93 Rp 34.7K

$3.41 €3.03

-43.40%

Potato (1kg)

$1.88 Rp 33.9K

$2.45 €2.18

-23.27%

Onion (1kg)

$2.29 Rp 41.3K

$2.04 €1.82

12.25%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.30 €2.04

-56.96%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.30 €1.16

-59.23%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$6.59 €5.86

-65.40%

Wine (Bottle)

$23.01 Rp 414.2K

$7.92 €7.05

190.53%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.77 €1.58

32.20%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.34 €2.09

24.36%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$2.05 €1.82

-88.29%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$5.61 €4.99

-91.44%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.28 €2.03

-79.82%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$26.77 €23.81

-79.64%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.51 €1.35

-41.72%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$37.5K €33.4K

-34.48%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$38.6K €34.3K

-19.20%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$101 €89.5

-17.52%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$24.98 €22.22

-74.18%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$42.70 €37.98

-56.51%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$65.7 €58.4

-15.00%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$10.09 €8.98

-56.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$370 €329

33.32%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$11.0K €9,791

-47.73%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$88.0 €78.3

-47.52%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$40.92 €36.40

-13.66%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$97.8 €87.0

-19.09%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$77.8 €69.2

0.76%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$1,023 €910

11.69%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$874 €778

-22.72%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,752 €1,559

99.90%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,331 €1,184

27.74%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$3,922 €3,489

-29.02%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,921 €2,599

-23.31%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

2.9

375.17%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Xghajra: October 12, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Xghajra

$874 46.1% 29.4% $199

Groceries & Markets

Ubud, Bali

$290 21.2%

Xghajra

$325 17.1% 12% $35

Eating Out

Ubud, Bali

$109 8%

Xghajra

$282 14.9% 159% $173

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Xghajra

$168 8.9% 55.8% $60

Clothing & Footwear

Ubud, Bali

$108 7.9%

Xghajra

$137 7.2% 27.4% $29

Sport & Entertainment

Ubud, Bali

$65 4.7%

Xghajra

$86 4.5% 32.9% $21

Getting Around

Ubud, Bali

$13 0.9%

Xghajra

$25 * 1.3% 101% $13

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $1,023 in Xghajra. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $86.0 in Xghajra for a mid-range dinner for two. Groceries echo the gap at $290 vs $325 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇲🇹 Xghajra

🕒 Local time

19:55 7:55 PM

13:55 1:55 PM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,000

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 18, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 18, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Xghajra 11,520 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Xghajra

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Xghajra: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 39% lower than in Xghajra. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $2,847 in Xghajra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $1,023 in Xghajra. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 12% higher in Xghajra. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,368 per month in Ubud, Bali versus $1,898 in Xghajra – a 39% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,368 in Ubud, Bali versus $1,898 in Xghajra, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Xghajra. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Xghajra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 39% less than in Xghajra. Beyond cost, consider language, visa policies, and how big the international community is in each city.