Cost of Living Comparison Between Ubud, Bali and Xghajra Cost of Living Comparison Between Ubud, Bali and Xghajra

Monthly Cost of Living

Monthly costs for one person with rent: $1,394 in Ubud, Bali versus $2,003 in Xghajra.

Estimated couple costs with rent: $2,551 in Ubud, Bali versus $3,087 in Xghajra.

Monthly costs for a family of three with rent: $3,708 in Ubud, Bali versus $4,171 in Xghajra.

Living in Ubud, Bali costs roughly 30% less than in Xghajra, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Xghajra 50% above.

Meal at Budget Restaurant

$3.40 Rp 60.6K

$20.47 €17.86

-83.39%

Three-Course Dinner for Two, Mid-Range

$32.38 Rp 577.1K

$93.9 €81.9

-65.52%

Fast Food Meal (McDonalds, etc)

$5.00 Rp 89.1K

$11.35 €9.91

-55.95%

Cappuccino

$2.82 Rp 50.3K

$2.99 €2.61

-5.69%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.38 Rp 24.5K

$3.06 €2.67

-54.90%

Water (0.33 liter bottle)

$0.73 Rp 13.0K

$2.25 €1.96

-67.56%

Local Beer (0.5 liter draught)

$2.98 Rp 53.2K

$4.76 €4.15

-37.39%

Imported Beer (0.33 liter bottle)

$3.97 Rp 70.8K

$4.54 €3.96

-12.56%

Milk (1 liter)

$1.79 Rp 32.0K

$1.36 €1.19

31.62%

White Bread (500g)

$2.46 Rp 43.9K

$1.30 €1.14

89.23%

Rice (white) (1kg)

$1.20 Rp 21.4K

$4.22 €3.68

-71.56%

Eggs

$2.39 Rp 42.6K

$4.63 €4.04

-48.38%

Local Cheese (1kg)

$14.40 Rp 256.6K

$10.28 €8.97

40.08%

Chicken Fillets (1kg)

$4.28 Rp 76.4K

$9.20 €8.03

-53.48%

Beef Round Steak (1kg)

$11.82 Rp 210.6K

$13.78 €12.02

-14.22%

Apples (1kg)

$3.78 Rp 67.4K

$4.45 €3.88

-15.06%

Banana (1kg)

$1.63 Rp 29.1K

$3.17 €2.77

-48.58%

Oranges (1kg)

$2.80 Rp 49.9K

$3.36 €2.93

-16.67%

Tomato (1kg)

$2.26 Rp 40.3K

$3.81 €3.32

-40.68%

Potato (1kg)

$2.00 Rp 35.6K

$2.58 €2.25

-22.48%

Onion (1kg)

$2.21 Rp 39.4K

$1.31 €1.14

68.70%

Lettuce (1 head)

$1.07 Rp 19.1K

$2.42 €2.11

-55.79%

Water (1.5 liter bottle)

$0.76 Rp 13.6K

$1.19 €1.04

-36.13%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 55.7K

$6.61 €5.77

-52.65%

Wine (Bottle)

$23.81 Rp 424.4K

$8.30 €7.24

186.87%

Local Beer (0.5 liter bottle)

$2.84 Rp 50.6K

$1.85 €1.61

53.51%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.5K

$2.32 €2.03

19.83%

One-way Ticket (Public Transport)

$0.27 Rp 4,755

$2.68 €2.34

-89.93%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 149.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,082

$5.69 €4.97

-92.09%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,624

$4.12 €3.60

-89.56%

Taxi 1hour Waiting (Normal Tariff)

$5.98 Rp 106.5K

$48.96 €42.72

-87.79%

Gasoline (1 liter)

$0.80 Rp 14.3K

$1.51 €1.31

-47.02%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.8K Rp 459.9M

$38.5K €33.6K

-32.89%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.8K Rp 566.8M

$37.5K €32.7K

-15.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.7 Rp 1.4M

$95.2 €83.0

-15.15%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.14 Rp 73.7K

$28.21 €24.61

-85.32%

Internet (50+ Mbps, Unlimited Data)

$24.12 Rp 429.8K

$44.78 €39.07

-46.14%

Gym Membership (Monthly)

$97.8 Rp 1.7M

$64.9 €56.6

50.62%

Tennis Court (1 Hour on Weekend)

$6.64 Rp 118.4K

$23.03 €20.09

-71.17%

Cinema Ticket

$4.04 Rp 71.9K

$10.37 €9.05

-61.04%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.3M

$425 €370

-30.04%

International Primary School, 1 Child (Yearly)

$6,590 Rp 117.4M

$10.9K €9,553

-39.81%

Jeans (Levis 501 Or Similar)

$55.1 Rp 982.6K

$92.9 €81.1

-40.64%

Summer Dress (H&M, Zara, etc)

$38.51 Rp 686.2K

$39.25 €34.25

-1.89%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$104 €91.2

-17.56%

Men's Leather Business Shoes

$78.0 Rp 1.4M

$102 €89.0

-23.60%

1-bedroom Apartment, City Center (Monthly)

$985 Rp 17.6M

$1,133 €988

-13.00%

1-bedroom Apartment, Outside City Center (Monthly)

$665 Rp 11.8M

$944 €823

-29.55%

3-bedroom Apartment, City Center (Monthly)

$3,446 Rp 61.4M

$1,997 €1,743

72.51%

3-bedroom Apartment, Outside City Center (Monthly)

$2,042 Rp 36.4M

$1,494 €1,304

36.69%

Buy Apartment in City Center (m2)

$2,829 Rp 50.4M

$4,113 €3,589

-31.22%

Buy Apartment Outside City Center (m2)

$2,282 Rp 40.7M

$2,933 €2,559

-22.18%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.08

161.42%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 14, 2026

Last update for Xghajra: June 16, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $985 in Ubud, Bali and $1,133 in Xghajra. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $94.0 in Xghajra for a mid-range dinner for two. Groceries echo the gap at $299 vs $319 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Xghajra: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 44% lower than in Xghajra. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,091 in Ubud, Bali and $3,005 in Xghajra to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $985 in Ubud, Bali versus $1,133 in Xghajra. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 6% higher in Xghajra. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,394 per month in Ubud, Bali versus $2,003 in Xghajra – a 44% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,394 in Ubud, Bali versus $2,003 in Xghajra, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Xghajra. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,394 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Xghajra are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 44% less than in Xghajra. Beyond cost, consider language, visa policies, and how big the international community is in each city.