Cost of Living Comparison Between Ubud, Bali and Worms Cost of Living Comparison Between Ubud, Bali and Worms

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $2,038 in Worms.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $3,145 in Worms.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $4,252 in Worms.

Living in Ubud, Bali costs roughly 31% less than in Worms, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Worms 48% above.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$17.53 €15.07

-80.78%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$85.7 €73.6

-54.95%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$12.74 €10.95

-56.67%

Cappuccino

$2.64 Rp 46.8K

$4.12 €3.54

-35.92%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$3.57 €3.07

-53.22%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$3.47 €2.99

-77.81%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$5.63 €4.84

-53.29%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$4.16 €3.58

2.88%

Milk (1 liter)

$1.55 Rp 27.3K

$1.49 €1.28

4.03%

White Bread (500g)

$2.22 Rp 39.3K

$2.32 €2.00

-4.31%

Rice (white) (1kg)

$1.13 Rp 19.9K

$4.16 €3.58

-72.84%

Eggs

$2.09 Rp 36.9K

$3.64 €3.13

-42.58%

Local Cheese (1kg)

$17.39 Rp 307.6K

$14.21 €12.22

22.38%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$10.79 €9.28

-64.13%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$27.24 €23.42

-53.93%

Apples (1kg)

$3.62 Rp 63.9K

$3.43 €2.95

5.54%

Banana (1kg)

$1.56 Rp 27.6K

$2.26 €1.94

-30.97%

Oranges (1kg)

$2.35 Rp 41.6K

$2.10 €1.80

11.90%

Tomato (1kg)

$2.06 Rp 36.4K

$3.91 €3.37

-47.31%

Potato (1kg)

$1.90 Rp 33.6K

$1.20 €1.04

58.33%

Onion (1kg)

$2.34 Rp 41.3K

$1.27 €1.09

84.25%

Lettuce (1 head)

$1.03 Rp 18.2K

$1.57 €1.35

-34.39%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$1.14 €0.98

-51.75%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$10.13 €8.71

-77.79%

Wine (Bottle)

$23.81 Rp 421.0K

$5.94 €5.11

300.84%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.17 €1.01

97.44%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$1.54 €1.33

81.82%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$4.00 €3.44

-93.25%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$70.6 €60.7

-87.73%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$4.40 €3.78

-89.09%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$2.35 €2.02

-80.85%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$39.08 €33.60

-85.36%

Gasoline (1 liter)

$0.76 Rp 13.4K

$2.18 €1.87

-65.14%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$34.2K €29.4K

-28.35%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$39.6K €34.0K

-18.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$294 €252

-71.55%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$27.94 €24.02

-76.88%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$41.17 €35.40

-53.87%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$41.07 €35.31

36.28%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

$23.01 €19.78

-19.08%

Cinema Ticket

$4.28 Rp 75.7K

$13.96 €12.00

-69.34%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$545 €468

-10.71%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$18.6K €16.0K

-68.53%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$86.6 €74.4

-47.37%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$37.46 €32.20

-2.88%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$102 €87.5

-19.49%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$142 €122

-43.22%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$826 €710

35.22%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

$688 €591

1.93%

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

$1,530 €1,315

131.14%

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

$1,163 €1,000

51.47%

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

$5,390 €4,634

-47.57%

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

$3,362 €2,891

-31.84%

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$3,112 €2,675

-94.54%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.62

280.66%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Worms: August 31, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $826 in Worms. Housing cost is often the main lever when comparing two cities.

Worms pays 1733% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $86.0 in Worms for a mid-range dinner for two. Groceries echo the gap at $293 vs $353 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Worms: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 46% lower than in Worms. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1733% lower in Worms. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $826 in Worms. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $545 in Worms. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 21% higher in Worms. For households that cook at home regularly, that difference adds up over a month.

At $1,396 in Ubud, Bali versus $2,038 in Worms, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Worms. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Worms are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Worms. Beyond cost, consider language, visa policies, and how big the international community is in each city.