Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Willemstad

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,017 in Willemstad, rent and utilities included – about $8,000 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
97

Cost of Living Index in Willemstad
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Willemstad Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Willemstad

🇨🇼 Curacao

$2,017

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Willemstad

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Willemstad actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,017 in Willemstad.

Ubud, Bali $1,353
Willemstad $2,017

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,102 in Willemstad.

Ubud, Bali $2,297
Willemstad $3,102

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,187 in Willemstad.

Ubud, Bali $3,241
Willemstad $4,187

Living in Ubud, Bali costs roughly 33% less than in Willemstad, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Willemstad 49% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$18.52 ANG 33.15

-82.56%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$75.2 ANG 135

-53.62%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.02 ANG 19.73

-48.28%

Cappuccino

$2.62 Rp 47.1K

$3.63 ANG 6.50

-27.82%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.94 ANG 5.26

-41.50%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.74 ANG 3.12

-53.45%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.76 ANG 10.31

-53.99%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.46 ANG 9.78

-19.96%

Milk (1 liter)

$1.57 Rp 28.3K

$2.00 ANG 3.58

-21.50%

White Bread (500g)

$2.19 Rp 39.5K

$2.86 ANG 5.12

-23.43%

Rice (white) (1kg)

$1.18 Rp 21.2K

$3.57 ANG 6.40

-66.95%

Eggs

$2.16 Rp 38.8K

$4.15 ANG 7.42

-47.95%

Local Cheese (1kg)

$17.65 Rp 317.7K

$16.60 ANG 29.71

6.33%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$7.23 ANG 12.94

-47.72%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$11.97 ANG 21.43

-0.17%

Apples (1kg)

$3.60 Rp 64.8K

$5.44 ANG 9.74

-33.82%

Banana (1kg)

$1.59 Rp 28.6K

$3.03 ANG 5.42

-47.52%

Oranges (1kg)

$2.31 Rp 41.6K

$3.33 ANG 5.96

-30.63%

Tomato (1kg)

$1.91 Rp 34.3K

$3.82 ANG 6.83

-50.00%

Potato (1kg)

$1.78 Rp 32.1K

$2.53 ANG 4.52

-29.64%

Onion (1kg)

$2.33 Rp 41.9K

$1.98 ANG 3.54

17.68%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.44 ANG 4.37

-59.02%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.93 ANG 5.24

-81.91%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.16 ANG 18.18

-77.46%

Wine (Bottle)

$22.07 Rp 397.3K

$12.32 ANG 22.05

79.14%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.35 ANG 4.21

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$2.40 ANG 4.30

24.17%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.92 ANG 3.44

-88.02%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$22.77 ANG 40.76

-97.94%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.35 ANG 2.41

-38.52%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$20.4K ANG 36.5K

60.65%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$272 ANG 487

-70.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$77.1 ANG 138

-91.49%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$64.6 ANG 116

-71.19%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$47.22 ANG 84.5

14.61%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$43.82 ANG 78.4

-58.28%

Cinema Ticket

$4.25 Rp 76.5K

$11.92 ANG 21.33

-64.35%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$328 ANG 587

50.23%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$12.3K ANG 22.0K

-54.41%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$104 ANG 186

-56.16%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$73.8 ANG 132

-52.65%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$164 ANG 293

-52.54%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$94.1 ANG 168

-16.56%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$797 ANG 1,426

42.00%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$645 ANG 1,155

4.27%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,690 ANG 3,025

113.77%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,204 ANG 2,155

41.36%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$837 ANG 1,498

224.62%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$165 ANG 296

1255.96%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$1,238 ANG 2,217

-86.56%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.97

177.26%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Willemstad: October 17, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Willemstad

$645 32% 4.1% $28

Groceries & Markets

Ubud, Bali

$287 21.2%

Willemstad

$377 18.7% 31.2% $90

Clothing & Footwear

Ubud, Bali

$107 7.9%

Willemstad

$196 9.7% 84% $90

Eating Out

Ubud, Bali

$106 7.9%

Willemstad

$283 14.1% 166% $177

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Willemstad

$414 20.5% 293% $309

Sport & Entertainment

Ubud, Bali

$63 4.6%

Willemstad

$71 3.5% 13.5% $8.4

Getting Around

Ubud, Bali

$12 0.9%

Willemstad

$30 * 1.5% 145% $18

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $797 in Willemstad. Housing cost is often the main lever when comparing two cities.

Willemstad pays 644% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $75.0 in Willemstad for a mid-range dinner for two. Groceries echo the gap at $287 vs $377 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇼 Willemstad

🕒 Local time

02:42 2:42 AM

14:42 2:42 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

140,000 Capital

💱 Currency

Indonesian Rupiah IDR Rp

Netherlands Antillean Guilder ANG ƒ

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 ANG = 0.559 USD

1 ANG = 0.497 EUR

Exchange rates and currency converter

ANG, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Netherlands Antillean Guilder exchange rates as of October 24, 2026: 1 USD = 1.79 ANG (1 ANG = 0.559 USD). 1 EUR = 2.01 ANG (1 ANG = 0.497 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Willemstad 19,410 km ≈ 25 h nonstop flight

From you

Ubud, Bali
Willemstad

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Willemstad: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 49% lower than in Willemstad. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 644% lower in Willemstad. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $797 in Willemstad. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 31% higher in Willemstad. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,017 in Willemstad – a 49% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,017 in Willemstad, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Willemstad. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Willemstad are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 49% less than in Willemstad. Beyond cost, consider language, visa policies, and how big the international community is in each city.