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Cost of Living Comparison Between Ubud, Bali and Whangarei Cost of Living Comparison Between Ubud, Bali and Whangarei

🙂 Solo nomad: Ubud, Bali is 62.5% cheaper than Whangarei without rent, and 56% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 50.7% cheaper than Whangarei without rent, and 56.9% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Whangarei
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$21.07 NZ$36.79
-86.47%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$83.9 NZ$146
-85.38%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$10.31 NZ$18.01
-68.19%
Cappuccino
$2.3 Rp 38.3K
$3.99 NZ$6.96
-42.36%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$2.15 NZ$3.76
-48.37%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$1.76 NZ$3.07
-85.23%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$6.29 NZ$10.98
-61.84%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$7.96 NZ$13.9
-60.43%
🛒 Groceries & Markets
Ubud, Bali
Whangarei
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.9 NZ$3.32
-21.58%
White Bread (500g)
$1.65 Rp 27.5K
$2.28 NZ$3.97
-27.63%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.96 NZ$3.42
-42.35%
Eggs
$2.33 Rp 38.9K
$6.7 NZ$11.7
-65.22%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.65 NZ$16.84
41.97%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$10.98 NZ$19.17
-63.84%
Beef Round Steak (1kg)
$11.22 Rp 187K
$16.91 NZ$29.53
-33.65%
Apples (1kg)
$3.48 Rp 57.9K
$3.02 NZ$5.26
15.23%
Banana (1kg)
$1.5 Rp 25K
$2.41 NZ$4.2
-37.76%
Oranges (1kg)
$2.68 Rp 44.6K
$2.9 NZ$5.07
-7.59%
Tomato (1kg)
$1.35 Rp 22.5K
$4.58 NZ$8
-70.52%
Potato (1kg)
$1.57 Rp 26.2K
$2.6 NZ$4.54
-39.62%
Onion (1kg)
$2.1 Rp 34.9K
$1.94 NZ$3.39
8.25%
Lettuce (1 head)
$1.03 Rp 17.1K
$2.52 NZ$4.4
-59.13%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$1.13 NZ$1.97
-49.56%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$23.81 NZ$41.57
-90.30%
Wine (Bottle)
$15.21 Rp 253.5K
$10.39 NZ$18.14
46.39%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$2.34 NZ$4.09
6.41%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$2.8 NZ$4.89
-5.00%
🚌 Getting Around
Ubud, Bali
Whangarei
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$1.83 NZ$3.19
-84.15%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$139 NZ$242
-92.76%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$3.91 NZ$6.82
-88.49%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$1.64 NZ$2.87
-79.27%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$14.55 NZ$25.4
-58.97%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.72 NZ$3
-56.40%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$45.1K NZ$78.8K
-42.80%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$22.4K NZ$39.2K
41.43%
🧾 Monthly Utilities & Internet
Ubud, Bali
Whangarei
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$136 NZ$237
-52.48%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$38.84 NZ$67.8
-89.34%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$52.8 NZ$92.3
-54.60%
🎉 Sport & Entertainment
Ubud, Bali
Whangarei
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$37.58 NZ$65.6
-38.03%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$2.99 NZ$5.23
107.02%
Cinema Ticket
$3.45 Rp 57.5K
$11.04 NZ$19.27
-68.75%
🧸 Childcare & Education
Ubud, Bali
Whangarei
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$776 NZ$1,355
-88.16%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$11.9K NZ$20.8K
-50.43%
👕👟 Clothing & Footwear
Ubud, Bali
Whangarei
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$68.9 NZ$120
-25.25%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$34.46 NZ$60.2
-29.05%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$81.3 NZ$142
3.78%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$102 NZ$179
-27.45%
🏠 Accommodation & Living
Ubud, Bali
Whangarei
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$541 NZ$945
-51.73%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$458 NZ$800
-65.20%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$1,012 NZ$1,768
-42.22%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$772 NZ$1,347
-57.45%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$3,362 NZ$5,870
-70.70%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$3,299 NZ$5,761
-74.33%
💵 Salaries & Financials
Ubud, Bali
Whangarei
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$2,522 NZ$4,405
-92.95%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
6.7
98.21%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Whangarei: December 2, 2025

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