Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Whanganui

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $1,854 in Whanganui, rent and utilities included – about $5,800 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
90

Cost of Living Index in Whanganui
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Whanganui Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Whanganui

🇳🇿 New Zealand

$1,854

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Whanganui

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Whanganui actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,854 in Whanganui.

Ubud, Bali $1,368
Whanganui $1,854

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,785 in Whanganui.

Ubud, Bali $2,314
Whanganui $2,785

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,715 in Whanganui.

Ubud, Bali $3,260
Whanganui $3,715

Living in Ubud, Bali costs roughly 26% less than in Whanganui, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Whanganui 37% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$12.16 NZ$21.51

-72.62%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$73.2 NZ$129

-51.95%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$8.24 NZ$14.58

-29.61%

Cappuccino

$2.73 Rp 49.1K

$3.30 NZ$5.83

-17.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.17 NZ$3.84

-24.42%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.97 NZ$3.49

-57.87%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.62 NZ$9.93

-51.96%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$5.38 NZ$9.51

-20.07%

Milk (1 liter)

$1.50 Rp 27.1K

$1.30 NZ$2.30

15.38%

White Bread (500g)

$2.30 Rp 41.4K

$0.92 NZ$1.63

150.00%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.13 NZ$2.00

4.42%

Eggs

$2.14 Rp 38.6K

$5.26 NZ$9.30

-59.32%

Local Cheese (1kg)

$17.48 Rp 314.6K

$5.62 NZ$9.95

211.03%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$7.40 NZ$13.08

-45.54%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$11.62 NZ$20.56

5.25%

Apples (1kg)

$3.55 Rp 63.9K

$2.28 NZ$4.03

55.70%

Banana (1kg)

$1.57 Rp 28.3K

$1.94 NZ$3.43

-19.07%

Oranges (1kg)

$2.24 Rp 40.2K

$1.88 NZ$3.32

19.15%

Tomato (1kg)

$1.93 Rp 34.7K

$3.44 NZ$6.08

-43.90%

Potato (1kg)

$1.88 Rp 33.9K

$1.67 NZ$2.96

12.57%

Onion (1kg)

$2.29 Rp 41.3K

$1.30 NZ$2.31

76.15%

Lettuce (1 head)

$0.99 Rp 17.9K

$2.12 NZ$3.74

-53.30%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$0.51 NZ$0.91

3.92%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$22.63 NZ$40.02

-89.92%

Wine (Bottle)

$23.01 Rp 414.2K

$9.81 NZ$17.35

134.56%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$2.46 NZ$4.36

-4.88%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$2.26 NZ$4.00

28.76%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$1.79 NZ$3.17

-86.59%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$86.1 NZ$152

-89.75%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.58 NZ$6.34

-86.59%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$1.72 NZ$3.04

-73.26%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$26.21 NZ$46.36

-79.21%

Gasoline (1 liter)

$0.88 Rp 15.9K

$1.61 NZ$2.85

-45.34%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$27.0K NZ$47.7K

-8.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$22.8K NZ$40.4K

36.66%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$197 NZ$349

-57.90%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$32.22 NZ$57.0

-79.98%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$47.49 NZ$84.0

-60.90%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$38.33 NZ$67.8

45.63%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$5.53 NZ$9.78

-20.80%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$655 NZ$1,158

-24.74%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$22.6K NZ$40.0K

-74.55%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$61.8 NZ$109

-25.28%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$38.24 NZ$67.6

-7.61%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$94.0 NZ$166

-15.90%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$105 NZ$186

-25.58%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$960 NZ$1,697

19.05%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$828 NZ$1,464

-18.36%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,603 NZ$2,834

118.57%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,431 NZ$2,531

18.76%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,235 NZ$9,259

-46.82%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,097 NZ$5,477

-27.65%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.8

102.65%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Whanganui: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Whanganui

$828 44.7% 22.5% $152

Groceries & Markets

Ubud, Bali

$290 21.2%

Whanganui

$243 13.1% 16.3% $47

Eating Out

Ubud, Bali

$109 8%

Whanganui

$217 11.7% 99.5% $108

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Whanganui

$277 14.9% 156% $169

Clothing & Footwear

Ubud, Bali

$108 7.9%

Whanganui

$135 7.3% 25.3% $27

Sport & Entertainment

Ubud, Bali

$65 4.7%

Whanganui

$49 2.7% 23.5% $15

Getting Around

Ubud, Bali

$13 0.9%

Whanganui

$105 5.7% 740% $93

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $960 in Whanganui. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $73.0 in Whanganui. Groceries flip the comparison at $290 vs $243, with Whanganui cheaper for home cooking.

Good to know

🇮🇩 Ubud, Bali

🇳🇿 Whanganui

🕒 Local time

03:28 3:28 AM

08:28 8:28 AM

5 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

42,300

💱 Currency

Indonesian Rupiah IDR Rp

New Zealand Dollar NZD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 NZD = 0.565 USD

1 NZD = 0.503 EUR

Exchange rates and currency converter

NZD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 17, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,238 IDR (100,000 IDR = 4.94 EUR).

New Zealand Dollar exchange rates as of October 17, 2026: 1 USD = 1.77 NZD (1 NZD = 0.565 USD). 1 EUR = 1.99 NZD (1 NZD = 0.503 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Whanganui 6,840 km ≈ 9 h nonstop flight

From you

Ubud, Bali
Whanganui

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Whanganui: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 36% lower than in Whanganui. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,051 in Ubud, Bali and $2,781 in Whanganui to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,142 in Ubud, Bali versus $960 in Whanganui. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $655 in Whanganui. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Whanganui pay roughly 20% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,368 in Ubud, Bali versus $1,854 in Whanganui, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Whanganui. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Whanganui are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Whanganui. Beyond cost, consider language, visa policies, and how big the international community is in each city.