Cost of Living Comparison Between Ubud, Bali and West New York, NJ Cost of Living Comparison Between Ubud, Bali and West New York, NJ

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $1,295 in West New York, NJ.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $2,204 in West New York, NJ.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $3,113 in West New York, NJ.

Living in Ubud, Bali is roughly 8% more expensive than in West New York, NJ, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 2% above, West New York, NJ is 6% below.

Meal at Budget Restaurant

$3.37 Rp 59.7K

$18.94 $18.94

-82.21%

Three-Course Dinner for Two, Mid-Range

$38.59 Rp 682.4K

$80.1 $80.1

-51.85%

Fast Food Meal (McDonalds, etc)

$5.52 Rp 97.6K

$12.95 $12.95

-57.37%

Cappuccino

$2.64 Rp 46.8K

$4.91 $4.91

-46.23%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.67 Rp 29.6K

$2.53 $2.53

-33.99%

Water (0.33 liter bottle)

$0.77 Rp 13.6K

$1.09 $1.09

-29.36%

Local Beer (0.5 liter draught)

$2.63 Rp 46.6K

$5.84 $5.84

-54.97%

Imported Beer (0.33 liter bottle)

$4.28 Rp 75.7K

$6.91 $6.91

-38.06%

Milk (1 liter)

$1.55 Rp 27.3K

$1.32 $1.32

17.42%

White Bread (500g)

$2.22 Rp 39.3K

$4.39 $4.39

-49.43%

Rice (white) (1kg)

$1.13 Rp 19.9K

$5.94 $5.94

-80.98%

Eggs

$2.09 Rp 36.9K

$4.87 $4.87

-57.08%

Local Cheese (1kg)

$17.39 Rp 307.6K

$13.70 $13.70

26.93%

Chicken Fillets (1kg)

$3.87 Rp 68.4K

$10.40 $10.40

-62.79%

Beef Round Steak (1kg)

$12.55 Rp 221.9K

$19.89 $19.89

-36.90%

Apples (1kg)

$3.62 Rp 63.9K

$5.93 $5.93

-38.95%

Banana (1kg)

$1.56 Rp 27.6K

$3.64 $3.64

-57.14%

Oranges (1kg)

$2.35 Rp 41.6K

$4.28 $4.28

-45.09%

Tomato (1kg)

$2.06 Rp 36.4K

$5.23 $5.23

-60.61%

Potato (1kg)

$1.90 Rp 33.6K

$3.13 $3.13

-39.30%

Onion (1kg)

$2.34 Rp 41.3K

$3.55 $3.55

-34.08%

Lettuce (1 head)

$1.03 Rp 18.2K

$2.98 $2.98

-65.44%

Water (1.5 liter bottle)

$0.55 Rp 9,809

$2.96 $2.96

-81.42%

Cigarettes 20 Pack (Marlboro, Camel)

$2.25 Rp 39.8K

$11.77 $11.77

-80.88%

Wine (Bottle)

$23.81 Rp 421.0K

$14.94 $14.94

59.37%

Local Beer (0.5 liter bottle)

$2.31 Rp 40.9K

$1.85 $1.85

24.86%

Imported Beer (0.33 liter bottle)

$2.80 Rp 49.5K

$3.54 $3.54

-20.90%

One-way Ticket (Public Transport)

$0.27 Rp 4,816

$3.59 $3.59

-92.48%

Public Transport Monthly Pass (Regular Price)

$8.66 Rp 153.2K

$127 $127

-93.20%

Taxi Start (Normal Tariff)

$0.48 Rp 8,515

$2.98 $2.98

-83.89%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,887

$2.12 $2.12

-78.77%

Taxi 1hour Waiting (Normal Tariff)

$5.72 Rp 101.1K

$42.20 $42.20

-86.45%

Gasoline (1 liter)

$0.76 Rp 13.4K

$0.83 $0.83

-8.43%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.5K Rp 433.0M

$35.0K $35.0K

-30.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.1K Rp 568.0M

$25.7K $25.7K

24.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.6 Rp 1.5M

$84.2 $84.2

-0.77%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.46 Rp 114.2K

$49.21 $49.21

-86.87%

Internet (50+ Mbps, Unlimited Data)

$18.99 Rp 335.9K

$50.9 $50.9

-62.71%

Gym Membership (Monthly)

$56.0 Rp 989.8K

$28.60 $28.60

95.70%

Tennis Court (1 Hour on Weekend)

$18.62 Rp 329.2K

Cinema Ticket

$4.28 Rp 75.7K

$20.03 $20.03

-78.63%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$487 Rp 8.6M

$1,726 $1,726

-71.81%

International Primary School, 1 Child (Yearly)

$5,856 Rp 103.6M

$16.0K $16.0K

-63.40%

Jeans (Levis 501 Or Similar)

$45.56 Rp 805.6K

$49.53 $49.53

-8.02%

Summer Dress (H&M, Zara, etc)

$36.38 Rp 643.3K

$81.0 $81.0

-55.09%

Sport Shoes (Adidas, Nike)

$82.0 Rp 1.4M

$85.2 $85.2

-3.81%

Men's Leather Business Shoes

$80.4 Rp 1.4M

$102 $102

-20.99%

1-bedroom Apartment, City Center (Monthly)

$1,117 Rp 19.7M

$2,699 $2,699

-58.63%

1-bedroom Apartment, Outside City Center (Monthly)

$701 Rp 12.4M

3-bedroom Apartment, City Center (Monthly)

$3,537 Rp 62.5M

3-bedroom Apartment, Outside City Center (Monthly)

$1,762 Rp 31.2M

Buy Apartment in City Center (m2)

$2,826 Rp 50.0M

Buy Apartment Outside City Center (m2)

$2,292 Rp 40.5M

Average Monthly Net Salary (After Tax)

$170 Rp 3.0M

$5,240 $5,240

-96.76%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.3

118.73%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for West New York, NJ: August 30, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $2,699 in West New York, NJ. Housing cost is often the main lever when comparing two cities.

West New York, NJ pays 2986% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $39.00 in Ubud, Bali vs $80.0 in West New York, NJ for a mid-range dinner for two. Groceries echo the gap at $293 vs $458 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West New York, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali and West New York, NJ differ by about 8% in total monthly costs ($1,396 vs $1,295 including rent). West New York, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 2986% lower in West New York, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,117 in Ubud, Bali versus $2,699 in West New York, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $487 in Ubud, Bali versus $1,726 in West New York, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 56% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,295 in West New York, NJ versus $1,396 in Ubud, Bali, a $2,000 budget is realistic in West New York, NJ but tight or insufficient in Ubud, Bali. The gap between the two cities makes West New York, NJ the clear choice for anyone on this budget.

Both work as nomad bases, but West New York, NJ delivers better value – similar infrastructure at $1,295 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes West New York, NJ hard to pass up.

Safety-wise, Ubud, Bali and West New York, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find West New York, NJ gentler on the wallet – expenses run 8% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.