Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and West New York, NJ

For one person, living costs are similar in Ubud, Bali and in West New York, NJ: $1,368 and $1,328 a month, rent and utilities included.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
64

Cost of Living Index in West New York, NJ
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West New York, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

West New York, NJ

🇺🇸 United States

$1,328

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in West New York, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in West New York, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $1,328 in West New York, NJ.

Ubud, Bali $1,368
West New York, NJ $1,328

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $2,216 in West New York, NJ.

Ubud, Bali $2,314
West New York, NJ $2,216

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $3,105 in West New York, NJ.

Ubud, Bali $3,260
West New York, NJ $3,105

Living in Ubud, Bali is roughly 3% more expensive than in West New York, NJ, and outside of rent the biggest gap is in eating out.

The two cities straddle the global median: Ubud, Bali is 1% above, West New York, NJ is 2% below.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$19.37 $19.37

-82.81%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$80.7 $80.7

-56.42%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$12.85 $12.85

-54.86%

Cappuccino

$2.73 Rp 49.1K

$5.14 $5.14

-46.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$2.47 $2.47

-33.60%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.12 $1.12

-25.89%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$5.83 $5.83

-53.69%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$7.11 $7.11

-39.52%

Milk (1 liter)

$1.50 Rp 27.1K

$1.33 $1.33

12.78%

White Bread (500g)

$2.30 Rp 41.4K

$4.61 $4.61

-50.11%

Rice (white) (1kg)

$1.18 Rp 21.2K

$6.14 $6.14

-80.78%

Eggs

$2.14 Rp 38.6K

$5.09 $5.09

-57.96%

Local Cheese (1kg)

$17.48 Rp 314.6K

$13.84 $13.84

26.30%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$10.32 $10.32

-60.95%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$19.61 $19.61

-37.63%

Apples (1kg)

$3.55 Rp 63.9K

$6.08 $6.08

-41.61%

Banana (1kg)

$1.57 Rp 28.3K

$3.60 $3.60

-56.39%

Oranges (1kg)

$2.24 Rp 40.2K

$4.22 $4.22

-46.92%

Tomato (1kg)

$1.93 Rp 34.7K

$5.20 $5.20

-62.88%

Potato (1kg)

$1.88 Rp 33.9K

$3.11 $3.11

-39.55%

Onion (1kg)

$2.29 Rp 41.3K

$3.11 $3.11

-26.37%

Lettuce (1 head)

$0.99 Rp 17.9K

$3.00 $3.00

-67.00%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$3.07 $3.07

-82.74%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$12.15 $12.15

-81.23%

Wine (Bottle)

$23.01 Rp 414.2K

$15.23 $15.23

51.08%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.85 $1.85

26.49%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$3.56 $3.56

-18.26%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.73 $3.73

-93.57%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$125 $125

-92.92%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

$3.05 $3.05

-84.26%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

$2.14 $2.14

-78.50%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

$41.57 $41.57

-86.89%

Gasoline (1 liter)

$0.88 Rp 15.9K

$0.86 $0.86

2.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$35.5K $35.5K

-30.85%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$25.0K $25.0K

24.81%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$85.6 $85.6

-2.98%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$49.16 $49.16

-86.88%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$50.7 $50.7

-63.39%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$29.02 $29.02

92.35%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

Cinema Ticket

$4.38 Rp 78.9K

$20.62 $20.62

-78.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$1,980 $1,980

-75.10%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$15.9K $15.9K

-63.75%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$49.87 $49.87

-7.38%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$81.3 $81.3

-56.54%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$86.4 $86.4

-8.48%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$101 $101

-22.49%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$2,629 $2,629

-56.55%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$5,369 $5,369

-96.94%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.36

116.67%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for West New York, NJ: October 10, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

West New York, NJ

- * 0% 100%

Groceries & Markets

Ubud, Bali

$290 21.2%

West New York, NJ

$462 34.8% 59.2% $172

Eating Out

Ubud, Bali

$109 8%

West New York, NJ

$313 23.6% 188% $204

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

West New York, NJ

$185 14% 71.7% $77

Clothing & Footwear

Ubud, Bali

$108 7.9%

West New York, NJ

$143 10.8% 33.4% $36

Sport & Entertainment

Ubud, Bali

$65 4.7%

West New York, NJ

$70 5.3% 8.8% $5.7

Getting Around

Ubud, Bali

$13 0.9%

West New York, NJ

$153 11.5% 1121% $141

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $2,629 in West New York, NJ. Housing cost is often the main lever when comparing two cities.

West New York, NJ pays 3163% more on average while also being the cheaper of the two. The combined effect is a noticeably stronger local purchasing power.

Dining out: $35.00 in Ubud, Bali vs $81.0 in West New York, NJ for a mid-range dinner for two. Groceries echo the gap at $290 vs $462 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 West New York, NJ

🕒 Local time

01:12 1:12 AM

13:12 1:12 PM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

49,708

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 19, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali West New York, NJ 16,310 km ≈ 21 h nonstop flight

From you

Ubud, Bali
West New York, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West New York, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali and West New York, NJ differ by about 3% in total monthly costs ($1,368 vs $1,328 including rent). West New York, NJ is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

On paper, salaries run 3163% lower in West New York, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $2,629 in West New York, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $1,980 in West New York, NJ. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Shoppers in Ubud, Bali pay roughly 59% less for everyday groceries. It's an unusual reversal that partly offsets higher costs elsewhere.

At $1,328 in West New York, NJ versus $1,368 in Ubud, Bali, a $2,000 budget is realistic in West New York, NJ but tight or insufficient in Ubud, Bali. The gap between the two cities makes West New York, NJ the clear choice for anyone on this budget.

Both work as nomad bases, but West New York, NJ delivers better value – similar infrastructure at $1,328 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes West New York, NJ hard to pass up.

Safety-wise, Ubud, Bali and West New York, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find West New York, NJ gentler on the wallet – expenses run 3% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.