Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and West Caldwell, NJ

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,828 in West Caldwell, NJ, rent and utilities included – about $17,700 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
130

Cost of Living Index in West Caldwell, NJ
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West Caldwell, NJ Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

West Caldwell, NJ

🇺🇸 United States

$2,828

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in West Caldwell, NJ

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in West Caldwell, NJ actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,828 in West Caldwell, NJ.

Ubud, Bali $1,353
West Caldwell, NJ $2,828

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,976 in West Caldwell, NJ.

Ubud, Bali $2,297
West Caldwell, NJ $3,976

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $5,123 in West Caldwell, NJ.

Ubud, Bali $3,241
West Caldwell, NJ $5,123

Living in Ubud, Bali costs roughly 52% less than in West Caldwell, NJ, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, West Caldwell, NJ 109% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$21.87 $21.87

-85.23%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$79.2 $79.2

-55.94%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$12.69 $12.69

-55.08%

Cappuccino

$2.62 Rp 47.1K

$5.29 $5.29

-50.47%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$3.00 $3.00

-42.67%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$2.30 $2.30

-64.78%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.83 $5.83

-54.55%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$7.85 $7.85

-44.33%

Milk (1 liter)

$1.57 Rp 28.3K

$1.40 $1.40

12.14%

White Bread (500g)

$2.19 Rp 39.5K

$4.42 $4.42

-50.45%

Rice (white) (1kg)

$1.18 Rp 21.2K

$7.20 $7.20

-83.61%

Eggs

$2.16 Rp 38.8K

$5.10 $5.10

-57.65%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.32 $12.32

43.26%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$12.94 $12.94

-70.79%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$18.08 $18.08

-33.90%

Apples (1kg)

$3.60 Rp 64.8K

$5.41 $5.41

-33.46%

Banana (1kg)

$1.59 Rp 28.6K

$1.53 $1.53

3.92%

Oranges (1kg)

$2.31 Rp 41.6K

$5.06 $5.06

-54.35%

Tomato (1kg)

$1.91 Rp 34.3K

$5.29 $5.29

-63.89%

Potato (1kg)

$1.78 Rp 32.1K

$2.86 $2.86

-37.76%

Onion (1kg)

$2.33 Rp 41.9K

$3.08 $3.08

-24.35%

Lettuce (1 head)

$1.00 Rp 18.0K

$2.50 $2.50

-60.00%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$2.42 $2.42

-78.10%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$12.02 $12.02

-80.95%

Wine (Bottle)

$22.07 Rp 397.3K

$15.29 $15.29

44.34%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$2.40 $2.40

-2.08%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$4.43 $4.43

-32.73%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$2.28 $2.28

-89.91%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$2.71 $2.71

-82.66%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.54 $1.54

-72.08%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$24.39 $24.39

-77.57%

Gasoline (1 liter)

$0.83 Rp 14.9K

$1.10 $1.10

-24.55%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$31.4K $31.4K

-23.87%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$25.8K $25.8K

27.28%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$217 $217

-63.19%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$63.1 $63.1

-89.60%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$65.3 $65.3

-71.51%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$38.56 $38.56

40.35%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

$15.60 $15.60

-72.76%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$2,198 $2,198

-77.58%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$42.8K $42.8K

-86.92%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$47.95 $47.95

-4.94%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$47.46 $47.46

-26.34%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$103 $103

-24.79%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$138 $138

-43.27%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$1,626 $1,626

-30.39%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$1,447 $1,447

-53.51%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$2,196 $2,196

64.51%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$2,075 $2,075

-18.00%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,488 $2,488

9.22%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$2,482 $2,482

-9.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$2,996 $2,996

-94.45%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.62

108.16%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for West Caldwell, NJ: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

West Caldwell, NJ

$1.4K 51.2% 115% $775

Groceries & Markets

Ubud, Bali

$287 21.2%

West Caldwell, NJ

$451 16% 57.2% $164

Clothing & Footwear

Ubud, Bali

$107 7.9%

West Caldwell, NJ

$152 5.4% 42.4% $45

Eating Out

Ubud, Bali

$106 7.9%

West Caldwell, NJ

$343 12.1% 222% $236

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

West Caldwell, NJ

$346 12.2% 229% $240

Sport & Entertainment

Ubud, Bali

$63 4.6%

West Caldwell, NJ

$70 2.5% 11.4% $7.1

Getting Around

Ubud, Bali

$12 0.9%

West Caldwell, NJ

$20 * 0.7% 57.1% $7.1

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $1,626 in West Caldwell, NJ. Housing cost is often the main lever when comparing two cities.

West Caldwell, NJ pays 1701% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $79.0 in West Caldwell, NJ for a mid-range dinner for two. Groceries echo the gap at $287 vs $451 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 West Caldwell, NJ

🕒 Local time

15:37 3:37 PM

03:37 3:37 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

10,797

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 22, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 22, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali West Caldwell, NJ 16,300 km ≈ 21 h nonstop flight

From you

Ubud, Bali
West Caldwell, NJ

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs West Caldwell, NJ: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 109% lower than in West Caldwell, NJ. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 1701% lower in West Caldwell, NJ. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $1,626 in West Caldwell, NJ. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 57% higher in West Caldwell, NJ. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,353 per month in Ubud, Bali versus $2,828 in West Caldwell, NJ – a 109% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,353 in Ubud, Bali versus $2,828 in West Caldwell, NJ, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in West Caldwell, NJ. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and West Caldwell, NJ are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 109% less than in West Caldwell, NJ. Beyond cost, consider language, visa policies, and how big the international community is in each city.