Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Waregem

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,003 in Waregem, rent and utilities included – about $7,600 less a year. Other living expenses account for most of the difference.

Ubud, Bali
🇮🇩 Indonesia
$1,368
/mo nomad
Waregem
🇧🇪 Belgium
$2,003
/mo nomad
Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Waregem

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Waregem actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,003 in Waregem.

  • Ubud, Bali $1,368
  • Waregem $2,003

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,057 in Waregem.

  • Ubud, Bali $2,314
  • Waregem $3,057

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,112 in Waregem.

  • Ubud, Bali $3,260
  • Waregem $4,112

Living in Ubud, Bali costs roughly 32% less than in Waregem, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Waregem 48% above.

Currency
🍽 Eating Out
Ubud, Bali
Waregem
Difference
Meal at Budget Restaurant
$3.33 Rp 59.7K
$22.48 €20.06
-85.19%
Three-Course Dinner for Two, Mid-Range
$35.18 Rp 630.5K
$138 €123
-74.51%
Fast Food Meal (McDonalds, etc)
$5.80 Rp 104.0K
$12.62 €11.26
-54.04%
Cappuccino
$2.73 Rp 48.9K
$5.41 €4.83
-49.54%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.64 Rp 29.4K
$4.01 €3.58
-59.10%
Water (0.33 liter bottle)
$0.83 Rp 14.9K
$3.93 €3.50
-78.88%
Local Beer (0.5 liter draught)
$2.70 Rp 48.4K
$6.03 €5.38
-55.22%
Imported Beer (0.33 liter bottle)
$4.30 Rp 77.0K
$5.25 €4.68
-18.10%
🛒 Groceries & Markets
Ubud, Bali
Waregem
Difference
Milk (1 liter)
$1.50 Rp 27.0K
$1.20 €1.07
25.00%
White Bread (500g)
$2.30 Rp 41.2K
$2.44 €2.17
-5.74%
Rice (white) (1kg)
$1.18 Rp 21.1K
$2.18 €1.94
-45.87%
Eggs
$2.14 Rp 38.4K
$3.65 €3.25
-41.37%
Local Cheese (1kg)
$17.48 Rp 313.3K
$16.97 €15.15
3.01%
Chicken Fillets (1kg)
$4.03 Rp 72.2K
$11.76 €10.50
-65.73%
Beef Round Steak (1kg)
$12.23 Rp 219.2K
$18.65 €16.64
-34.42%
Apples (1kg)
$3.55 Rp 63.6K
$2.78 €2.48
27.70%
Banana (1kg)
$1.57 Rp 28.2K
$2.32 €2.07
-32.33%
Oranges (1kg)
$2.24 Rp 40.1K
$2.62 €2.34
-14.50%
Tomato (1kg)
$1.93 Rp 34.6K
$2.93 €2.62
-34.13%
Potato (1kg)
$1.88 Rp 33.8K
$1.98 €1.76
-5.05%
Onion (1kg)
$2.29 Rp 41.1K
$1.94 €1.73
18.04%
Lettuce (1 head)
$0.99 Rp 17.8K
$1.38 €1.23
-28.26%
Water (1.5 liter bottle)
$0.53 Rp 9,435
$0.98 €0.88
-45.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.28 Rp 40.9K
$12.14 €10.83
-81.22%
Wine (Bottle)
$23.01 Rp 412.5K
$6.87 €6.13
234.93%
Local Beer (0.5 liter bottle)
$2.34 Rp 42.0K
$1.95 €1.74
20.00%
Imported Beer (0.33 liter bottle)
$2.91 Rp 52.2K
$1.85 €1.65
57.30%
🚌 Getting Around
Ubud, Bali
Waregem
Difference
One-way Ticket (Public Transport)
$0.24 Rp 4,297
$3.30 €2.94
-92.73%
Public Transport Monthly Pass (Regular Price)
$8.82 Rp 158.1K
-
-
Taxi Start (Normal Tariff)
$0.48 Rp 8,648
$4.80 €4.28
-90.00%
Taxi (Normal Tariff) (1km)
$0.46 Rp 8,198
$2.81 €2.51
-83.63%
Taxi 1hour Waiting (Normal Tariff)
$5.45 Rp 97.8K
$21.88 €19.53
-75.09%
Gasoline (1 liter)
$0.88 Rp 15.9K
$1.99 €1.78
-55.78%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.6K Rp 440.4M
$30.1K €26.9K
-18.46%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.2K Rp 559.0M
$35.7K €31.9K
-12.64%
🧾 Monthly Utilities & Internet
Ubud, Bali
Waregem
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.0 Rp 1.5M
$204 €182
-59.33%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.45 Rp 115.5K
$37.80 €33.74
-82.94%
Internet (50+ Mbps, Unlimited Data)
$18.57 Rp 332.8K
$73.8 €65.9
-74.83%
🎉 Sport & Entertainment
Ubud, Bali
Waregem
Difference
Gym Membership (Monthly)
$55.8 Rp 1.0M
$38.65 €34.50
44.42%
Tennis Court (1 Hour on Weekend)
$18.11 Rp 324.6K
$22.45 €20.04
-19.33%
Cinema Ticket
$4.38 Rp 78.6K
$15.30 €13.66
-71.37%
🧸 Childcare & Education
Ubud, Bali
Waregem
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$493 Rp 8.8M
$944 €842
-47.77%
International Primary School, 1 Child (Yearly)
$5,754 Rp 103.1M
$21.0K €18.7K
-72.57%
👕👟 Clothing & Footwear
Ubud, Bali
Waregem
Difference
Jeans (Levis 501 Or Similar)
$46.19 Rp 828.0K
$86.9 €77.6
-46.85%
Summer Dress (H&M, Zara, etc)
$35.33 Rp 633.3K
$45.16 €40.30
-21.77%
Sport Shoes (Adidas, Nike)
$79.1 Rp 1.4M
$115 €102
-30.99%
Men's Leather Business Shoes
$78.4 Rp 1.4M
$123 €110
-36.20%
🏠 Accommodation & Living
Ubud, Bali
Waregem
Difference
1-bedroom Apartment, City Center (Monthly)
$1,142 Rp 20.5M
$845 €754
35.21%
1-bedroom Apartment, Outside City Center (Monthly)
$676 Rp 12.1M
$732 €653
-7.69%
3-bedroom Apartment, City Center (Monthly)
$3,503 Rp 62.8M
$1,097 €979
219.22%
3-bedroom Apartment, Outside City Center (Monthly)
$1,700 Rp 30.5M
$968 €864
75.65%
Buy Apartment in City Center (m2)
$2,784 Rp 49.9M
$3,847 €3,433
-27.63%
Buy Apartment Outside City Center (m2)
$2,241 Rp 40.2M
$2,905 €2,593
-22.88%
💵 Salaries & Financials
Ubud, Bali
Waregem
Difference
Average Monthly Net Salary (After Tax)
$165 Rp 2.9M
-
-
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
3.46
298.27%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Waregem: October 12, 2026

Monthly budget structure
Share of the monthly basket for one person, rent included.
Accommodation & Living
Ubud, Bali
$676
Waregem
$732 8.3% $56
Groceries & Markets
Ubud, Bali
$290
Waregem
$333 14.5% $42
Eating Out
Ubud, Bali
$109
Waregem
$355 226% $246
Monthly Utilities & Internet
Ubud, Bali
$108
Waregem
$316 192% $208
Clothing & Footwear
Ubud, Bali
$108
Waregem
$166 54.6% $59
Sport & Entertainment
Ubud, Bali
$65
Waregem
$69 7.2% $4.7
Getting Around
Ubud, Bali
$13
Waregem
$32 * 156% $20

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $845 in Waregem. Housing cost is often the main lever when comparing two cities.

Dining out: $35.00 in Ubud, Bali vs $138 in Waregem for a mid-range dinner for two. Groceries echo the gap at $290 vs $333 per month, with Ubud, Bali cheaper across the board.

Good to know
🇮🇩 Ubud, Bali
🇧🇪 Waregem
🕒 Local time
16:01 4:01 PM
10:01 10:01 AM
6 h behind Ubud, Bali
🌤 Weather
👥 Population
74,800
39,488
💱 Currency
Euro EUR €
Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

Indonesian Rupiah exchange rates as of October 14, 2026: 1 USD = 17,925 IDR (100,000 IDR = 5.58 USD). 1 EUR = 20,059 IDR (100,000 IDR = 4.99 EUR).

Euro exchange rates as of October 14, 2026: 1 USD = 0.892 EUR (1 EUR = 1.12 USD).

On the map
Between locations
  • Ubud, Bali Waregem 12,260 km ≈ 16 h nonstop flight
From you
  • Ubud, Bali
  • Waregem

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Waregem: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Waregem?
Ubud, Bali wins on cost – living expenses run 46% lower than in Waregem. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali and in Waregem?
You'd need roughly $2,051 in Ubud, Bali and $3,004 in Waregem to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Waregem?
Rent for a central apartment: $1,142 in Ubud, Bali versus $845 in Waregem. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Waregem?
Supermarket bills run roughly 15% higher in Waregem. For households that cook at home regularly, that difference adds up over a month.
How much does it cost to live in Ubud, Bali compared to Waregem?
All in, you'll spend $1,368 per month in Ubud, Bali versus $2,003 in Waregem – a 46% gap that adds up to real savings over time for anyone picking the cheaper option.
Can you live on $1,000/month in Ubud, Bali or in Waregem?
At $1,368 in Ubud, Bali versus $2,003 in Waregem, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Waregem. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Waregem?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Waregem?
Safety-wise, Ubud, Bali and Waregem are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 46% less than in Waregem. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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