Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Walvis Bay

For one person, living is cheaper in Walvis Bay: $841 a month against $1,353 in Ubud, Bali, rent and utilities included – about $6,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Walvis Bay

🇳🇦 Namibia

$841

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Walvis Bay

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Walvis Bay actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $841 in Walvis Bay.

Ubud, Bali $1,353
Walvis Bay $841

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $906 in Walvis Bay.

Ubud, Bali $2,297
Walvis Bay $906

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $971 in Walvis Bay.

Ubud, Bali $3,241
Walvis Bay $971

Living in Ubud, Bali is roughly 61% more expensive than in Walvis Bay, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Walvis Bay is 38% below.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$8.96 NAD 148

-63.95%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$20.74 NAD 342

68.18%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$7.44 NAD 123

-23.39%

Cappuccino

$2.62 Rp 47.1K

$2.13 NAD 35.04

23.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$0.93 NAD 15.29

84.95%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$0.72 NAD 11.86

12.50%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$1.63 NAD 26.90

62.58%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$3.05 NAD 50.2

43.28%

Milk (1 liter)

$1.57 Rp 28.3K

$1.61 NAD 26.56

-2.48%

White Bread (500g)

$2.19 Rp 39.5K

$0.88 NAD 14.45

148.86%

Rice (white) (1kg)

$1.18 Rp 21.2K

$1.83 NAD 30.08

-35.52%

Eggs

$2.16 Rp 38.8K

$1.83 NAD 30.16

18.03%

Local Cheese (1kg)

$17.65 Rp 317.7K

$10.23 NAD 168

72.53%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$6.18 NAD 102

-38.83%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$7.05 NAD 116

69.50%

Apples (1kg)

$3.60 Rp 64.8K

$2.22 NAD 36.65

62.16%

Banana (1kg)

$1.59 Rp 28.6K

$2.01 NAD 33.09

-20.90%

Oranges (1kg)

$2.31 Rp 41.6K

Tomato (1kg)

$1.91 Rp 34.3K

$1.72 NAD 28.38

11.05%

Potato (1kg)

$1.78 Rp 32.1K

$2.47 NAD 40.73

-27.94%

Onion (1kg)

$2.33 Rp 41.9K

$2.96 NAD 48.79

-21.28%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.78 NAD 29.40

-43.82%

Water (1.5 liter bottle)

$0.53 Rp 9,509

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

Wine (Bottle)

$22.07 Rp 397.3K

$1.85 NAD 30.51

1092.97%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

One-way Ticket (Public Transport)

$0.23 Rp 4,112

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

Gym Membership (Monthly)

$54.1 Rp 974.1K

$41.68 NAD 687

29.85%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

Cinema Ticket

$4.25 Rp 76.5K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$65.3 NAD 1,075

-30.16%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$452 NAD 7,443

48.94%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Walvis Bay: October 18, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Walvis Bay

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Walvis Bay

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Walvis Bay

–

Eating Out

Ubud, Bali

$106 7.9%

Walvis Bay

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Walvis Bay

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Walvis Bay

–

Getting Around

Ubud, Bali

$12 0.9%

Walvis Bay

–

Cost Breakdown

Dining out: $35.00 in Ubud, Bali vs $21.00 in Walvis Bay for a mid-range dinner for two. Groceries echo the gap at $287 vs $178 per month, with Walvis Bay cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇳🇦 Walvis Bay

🕒 Local time

13:28 1:28 PM

07:28 7:28 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

62,096

💱 Currency

Indonesian Rupiah IDR Rp

Namibian Dollar NAD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

100 NAD = 6.07 USD

100 NAD = 5.4 EUR

Exchange rates and currency converter

NAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 24, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Namibian Dollar exchange rates as of October 24, 2026: 1 USD = 16.48 NAD (100 NAD = 6.07 USD). 1 EUR = 18.52 NAD (100 NAD = 5.4 EUR).

USD to IDR in detail →

On the map

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Highest

Between locations

Ubud, Bali Walvis Bay 10,720 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Walvis Bay

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Walvis Bay: Cost of Living - Frequently Asked Questions

Walvis Bay wins on cost – living expenses run 61% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Walvis Bay the obvious pick if budget is a priority.

You'd need roughly $2,030 in Ubud, Bali and $1,262 in Walvis Bay to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

All in, you'll spend $1,353 per month in Ubud, Bali versus $841 in Walvis Bay – a 61% gap that adds up to real savings over time for anyone picking the cheaper option.

Supermarket bills run roughly 61% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $841 in Walvis Bay versus $1,353 in Ubud, Bali, a $1,000 budget is realistic in Walvis Bay but tight or insufficient in Ubud, Bali. The gap between the two cities makes Walvis Bay the clear choice for anyone on this budget.

Both work as nomad bases, but Walvis Bay delivers better value – similar infrastructure at $841 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Walvis Bay hard to pass up.

Safety-wise, Ubud, Bali and Walvis Bay are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Walvis Bay gentler on the wallet – expenses run 61% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.