Cost of Living Comparison Between Ubud, Bali and Wairoa Cost of Living Comparison Between Ubud, Bali and Wairoa

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,910 in Wairoa.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,898 in Wairoa.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $3,886 in Wairoa.

Living in Ubud, Bali costs roughly 25% less than in Wairoa, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Wairoa 43% above.

Meal at Budget Restaurant

$3.57 Rp 61.6K

$15.36 NZ$26.12

-76.76%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 562.6K

$77.2 NZ$131

-57.79%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.5K

$9.89 NZ$16.82

-48.74%

Cappuccino

$2.83 Rp 48.8K

$3.51 NZ$5.97

-19.37%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.1K

$2.29 NZ$3.89

-41.48%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.02 NZ$3.43

-65.84%

Local Beer (0.5 liter draught)

$2.99 Rp 51.6K

$7.04 NZ$11.97

-57.53%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.4K

$6.29 NZ$10.70

-38.79%

Milk (1 liter)

$1.74 Rp 30.1K

$1.88 NZ$3.20

-7.45%

White Bread (500g)

$2.54 Rp 43.8K

$1.94 NZ$3.30

30.93%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.91 NZ$3.26

-37.70%

Eggs

$2.43 Rp 41.9K

$6.32 NZ$10.75

-61.55%

Local Cheese (1kg)

$14.66 Rp 253.2K

$8.02 NZ$13.63

82.79%

Chicken Fillets (1kg)

$4.18 Rp 72.1K

$9.63 NZ$16.38

-56.59%

Beef Round Steak (1kg)

$11.94 Rp 206.1K

$12.73 NZ$21.64

-6.21%

Apples (1kg)

$3.69 Rp 63.6K

$2.71 NZ$4.62

36.16%

Banana (1kg)

$1.61 Rp 27.7K

$2.27 NZ$3.86

-29.07%

Oranges (1kg)

$2.69 Rp 46.4K

$3.07 NZ$5.21

-12.38%

Tomato (1kg)

$2.33 Rp 40.2K

$4.59 NZ$7.80

-49.24%

Potato (1kg)

$1.91 Rp 32.9K

$2.09 NZ$3.55

-8.61%

Onion (1kg)

$2.19 Rp 37.7K

$1.96 NZ$3.33

11.73%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.21 NZ$3.75

-52.04%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.12 NZ$1.90

-35.71%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.1K

$24.31 NZ$41.33

-87.12%

Wine (Bottle)

$23.49 Rp 405.6K

$9.04 NZ$15.37

159.85%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.3K

$2.51 NZ$4.27

9.16%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.7K

$3.63 NZ$6.17

-20.66%

One-way Ticket (Public Transport)

$0.29 Rp 5,010

$2.12 NZ$3.61

-86.32%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.0K

$65.1 NZ$111

-87.45%

Taxi Start (Normal Tariff)

$0.45 Rp 7,834

$2.77 NZ$4.70

-83.75%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,278

$1.85 NZ$3.15

-77.30%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.3K

$34.91 NZ$59.4

-82.35%

Gasoline (1 liter)

$0.84 Rp 14.5K

$1.65 NZ$2.80

-49.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 453.1M

$28.0K NZ$47.5K

-6.13%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 560.8M

$22.4K NZ$38.1K

44.99%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$142 NZ$241

-44.67%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.2K

$35.09 NZ$59.7

-88.74%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 421.4K

$51.2 NZ$87.0

-52.30%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$37.46 NZ$63.7

157.71%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 109.6K

$11.85 NZ$20.15

-46.41%

Cinema Ticket

$4.04 Rp 69.7K

$10.78 NZ$18.32

-62.52%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$746 NZ$1,269

-59.46%

International Primary School, 1 Child (Yearly)

$6,523 Rp 112.6M

$11.9K NZ$20.2K

-45.02%

Jeans (Levis 501 Or Similar)

$53.8 Rp 929.5K

$68.0 NZ$116

-20.80%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 655.8K

$37.14 NZ$63.1

2.26%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$95.8 NZ$163

-9.45%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$114 NZ$194

-31.05%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$973 NZ$1,654

4.04%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.6M

$787 NZ$1,338

-14.32%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.5M

$1,592 NZ$2,706

112.98%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.2M

$1,427 NZ$2,426

47.01%

Buy Apartment in City Center (m2)

$2,985 Rp 51.5M

$5,383 NZ$9,151

-44.56%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.4M

$3,594 NZ$6,110

-34.92%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.74

97.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Wairoa: April 27, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $973 in Wairoa. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $77.0 in Wairoa for a mid-range dinner for two. Groceries echo the gap at $298 vs $314 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wairoa: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 33% lower than in Wairoa. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $2,866 in Wairoa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $973 in Wairoa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $746 in Wairoa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Wairoa. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $1,910 in Wairoa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wairoa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Wairoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 33% less than in Wairoa. Beyond cost, consider language, visa policies, and how big the international community is in each city.