Cost of Living Comparison Between Ubud, Bali and Wairoa Cost of Living Comparison Between Ubud, Bali and Wairoa

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $1,890 in Wairoa.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $2,944 in Wairoa.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $3,998 in Wairoa.

Living in Ubud, Bali costs roughly 26% less than in Wairoa, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Wairoa 42% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$14.86 NZ$25.19

-75.98%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$77.9 NZ$132

-58.53%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.49 NZ$16.08

-47.21%

Cappuccino

$2.82 Rp 51.0K

$3.43 NZ$5.81

-17.78%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.35 NZ$3.99

-42.55%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$2.12 NZ$3.59

-65.57%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$7.03 NZ$11.91

-58.32%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$6.35 NZ$10.77

-37.95%

Milk (1 liter)

$1.78 Rp 32.1K

$1.82 NZ$3.09

-2.20%

White Bread (500g)

$2.45 Rp 44.2K

$1.90 NZ$3.23

28.95%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.90 NZ$3.23

-39.47%

Eggs

$2.41 Rp 43.6K

$6.16 NZ$10.45

-60.88%

Local Cheese (1kg)

$14.33 Rp 258.7K

$8.28 NZ$14.03

73.07%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$9.85 NZ$16.70

-57.46%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$13.10 NZ$22.20

-7.94%

Apples (1kg)

$3.64 Rp 65.7K

$2.78 NZ$4.72

30.94%

Banana (1kg)

$1.57 Rp 28.3K

$2.21 NZ$3.75

-28.96%

Oranges (1kg)

$2.79 Rp 50.3K

$3.04 NZ$5.15

-8.22%

Tomato (1kg)

$2.24 Rp 40.5K

$4.59 NZ$7.79

-51.20%

Potato (1kg)

$1.98 Rp 35.7K

$2.00 NZ$3.38

-1.00%

Onion (1kg)

$2.28 Rp 41.1K

$1.95 NZ$3.31

16.92%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.17 NZ$3.68

-51.61%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.16 NZ$1.96

-31.90%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$24.42 NZ$41.40

-86.94%

Wine (Bottle)

$23.49 Rp 424.1K

$9.52 NZ$16.13

146.74%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.61 NZ$4.43

11.11%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.73 NZ$6.32

-26.01%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$2.13 NZ$3.61

-87.32%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$63.0 NZ$107

-86.72%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$2.70 NZ$4.57

-83.33%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.84 NZ$3.13

-75.00%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$35.19 NZ$59.7

-82.75%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.66 NZ$2.82

-48.19%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$28.6K NZ$48.5K

-7.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$22.3K NZ$37.7K

46.25%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$141 NZ$239

-43.89%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$35.49 NZ$60.2

-88.48%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$52.5 NZ$88.9

-54.53%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$36.57 NZ$62.0

170.11%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$12.23 NZ$20.72

-48.08%

Cinema Ticket

$4.01 Rp 72.3K

$10.93 NZ$18.53

-63.31%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$734 NZ$1,244

-59.51%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$12.1K NZ$20.5K

-45.54%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$67.8 NZ$115

-21.22%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$37.79 NZ$64.1

0.85%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$94.5 NZ$160

-6.16%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$118 NZ$200

-35.03%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$958 NZ$1,625

6.40%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$781 NZ$1,325

-12.94%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$1,589 NZ$2,694

118.32%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$1,455 NZ$2,466

43.65%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$4,522 NZ$7,665

-39.65%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$3,458 NZ$5,862

-33.62%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.74

97.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Wairoa: July 25, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $958 in Wairoa. Housing cost is often the main lever when comparing two cities.

Dining out: $32.00 in Ubud, Bali vs $78.0 in Wairoa for a mid-range dinner for two. Groceries echo the gap at $298 vs $317 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Wairoa: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 36% lower than in Wairoa. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,088 in Ubud, Bali and $2,835 in Wairoa to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,020 in Ubud, Bali versus $958 in Wairoa. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $297 in Ubud, Bali versus $734 in Wairoa. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 7% higher in Wairoa. For households that cook at home regularly, that difference adds up over a month.

At $1,392 in Ubud, Bali versus $1,890 in Wairoa, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Wairoa. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,392 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Wairoa are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 36% less than in Wairoa. Beyond cost, consider language, visa policies, and how big the international community is in each city.