๐Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $3,157 in Waipahu, HI.
๐Estimated couple costs with rent: $2,582 in Ubud, Bali versus $4,780 in Waipahu, HI.
๐Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $6,403 in Waipahu, HI.
๐Living in Ubud, Bali costs roughly 55% less than in Waipahu, HI, driven mainly by Eating Out.
๐Both cities are pricier than the global median: Ubud, Bali5% above, Waipahu, HI136% above.
Currency
๐ฝ Eating Out
Ubud, Bali
Waipahu, HI
Difference
Meal at Budget Restaurant
$3.42Rpย 58.7K
$23.23$23.23
-85.28%
Three-Course Dinner for Two, Mid-Range
$32.96Rpย 566.5K
$99.1$99.1
-66.73%
Fast Food Meal(McDonalds, etc)
$5.08Rpย 87.3K
$14.99$14.99
-66.11%
Cappuccino
$2.82Rpย 48.5K
$7.02$7.02
-59.83%
Coke/Pepsi/Fanta/Sprite(0.33 liter bottle)
$1.37Rpย 23.5K
$3.78$3.78
-63.76%
Water(0.33 liter bottle)
$0.71Rpย 12.2K
$2.86$2.86
-75.17%
Local Beer(0.5 liter draught)
$2.97Rpย 51.0K
$8.13$8.13
-63.47%
Imported Beer(0.33 liter bottle)
$3.91Rpย 67.2K
$8.75$8.75
-55.31%
๐ Groceries & Markets
Ubud, Bali
Waipahu, HI
Difference
Milk(1 liter)
$1.75Rpย 30.0K
$1.34$1.34
30.60%
White Bread(500g)
$2.52Rpย 43.2K
$6.51$6.51
-61.29%
Rice(white)(1kg)
$1.21Rpย 20.8K
$10.42$10.42
-88.39%
Eggs
$2.33Rpย 40.1K
$7.66$7.66
-69.58%
Local Cheese(1kg)
$14.50Rpย 249.2K
$12.39$12.39
17.03%
Chicken Fillets(1kg)
$4.36Rpย 74.9K
$18.89$18.89
-76.92%
Beef Round Steak(1kg)
$12.05Rpย 207.0K
$19.78$19.78
-39.08%
Apples(1kg)
$3.82Rpย 65.6K
$6.87$6.87
-44.40%
Banana(1kg)
$1.61Rpย 27.7K
$1.54$1.54
4.55%
Oranges(1kg)
$2.70Rpย 46.5K
$6.29$6.29
-57.07%
Tomato(1kg)
$2.23Rpย 38.3K
$8.15$8.15
-72.64%
Potato(1kg)
$1.90Rpย 32.6K
$5.19$5.19
-63.39%
Onion(1kg)
$2.18Rpย 37.5K
$4.49$4.49
-51.45%
Lettuce(1 head)
$1.03Rpย 17.7K
$4.85$4.85
-78.76%
Water(1.5 liter bottle)
$0.77Rpย 13.3K
$3.18$3.18
-75.79%
Cigarettes 20 Pack(Marlboro, Camel)
$3.18Rpย 54.7K
$10.06$10.06
-68.39%
Wine(Bottle)
$23.23Rpย 399.2K
$15.03$15.03
54.56%
Local Beer(0.5 liter bottle)
$2.85Rpย 48.9K
$2.41$2.41
18.26%
Imported Beer(0.33 liter bottle)
$2.72Rpย 46.7K
$5.64$5.64
-51.77%
๐ Getting Around
Ubud, Bali
Waipahu, HI
Difference
One-way Ticket(Public Transport)
$0.29Rpย 5,022
$2.01$2.01
-85.57%
Public Transport Monthly Pass(Regular Price)
$8.43Rpย 144.8K
$81.1$81.1
-89.60%
Taxi Start(Normal Tariff)
$0.49Rpย 8,344
$3.40$3.40
-85.59%
Taxi(Normal Tariff)(1km)
$0.45Rpย 7,812
$2.55$2.55
-82.35%
Taxi 1hour Waiting(Normal Tariff)
$6.28Rpย 107.8K
$44.17$44.17
-85.78%
Gasoline(1 liter)
$0.85Rpย 14.6K
$1.26$1.26
-32.54%
Midsize Hatchback 1.4l(Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$26.1KRpย 447.8M
$30.5K$30.5K
-14.51%
Compact Sedan 1.6l(Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.5KRpย 541.8M
$24.8K$24.8K
27.06%
๐งพ Monthly Utilities & Internet
Ubud, Bali
Waipahu, HI
Difference
Utilities for 2 People in 2-bedroom Apartment(Heating, Electricity, Gas, Water, Garbage)(85m2)
$79.8Rpย 1.4M
$235$235
-66.06%
SIM Card Monthly Plan(Calls and 10GB+ Data)
$4.09Rpย 70.3K
$66.1$66.1
-93.81%
Internet(50+ Mbps, Unlimited Data)
$24.06Rpย 413.6K
$67.3$67.3
-64.25%
๐ Sport & Entertainment
Ubud, Bali
Waipahu, HI
Difference
Gym Membership(Monthly)
$96.2Rpย 1.7M
$43.20$43.20
122.66%
Tennis Court(1 Hour on Weekend)
$6.53Rpย 112.2K
-
-
Cinema Ticket
$4.13Rpย 71.1K
$16.08$16.08
-74.32%
๐งธ Childcare & Education
Ubud, Bali
Waipahu, HI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child(Monthly)
$297Rpย 5.1M
$1,471$1,471
-79.82%
International Primary School, 1 Child(Yearly)
$6,661Rpย 114.5M
$20.4K$20.4K
-67.33%
๐๐ Clothing & Footwear
Ubud, Bali
Waipahu, HI
Difference
Jeans(Levis 501 Or Similar)
$55.0Rpย 944.5K
$45.43$45.43
20.98%
Summer Dress(H&M, Zara, etc)
$38.75Rpย 666.0K
$40.48$40.48
-4.27%
Sport Shoes(Adidas, Nike)
$89.6Rpย 1.5M
$94.9$94.9
-5.59%
Men's Leather Business Shoes
$78.9Rpย 1.4M
$124$124
-36.60%
๐ Accommodation & Living
Ubud, Bali
Waipahu, HI
Difference
1-bedroom Apartment, City Center(Monthly)
$1,018Rpย 17.5M
$1,587$1,587
-35.84%
1-bedroom Apartment, Outside City Center(Monthly)
$660Rpย 11.3M
$1,466$1,466
-54.98%
3-bedroom Apartment, City Center(Monthly)
$3,435Rpย 59.0M
$2,825$2,825
21.60%
3-bedroom Apartment, Outside City Center(Monthly)
$2,053Rpย 35.3M
$2,637$2,637
-22.16%
Buy Apartment in City Center(m2)
$2,981Rpย 51.2M
$2,497$2,497
19.38%
Buy Apartment Outside City Center(m2)
$2,368Rpย 40.7M
$2,455$2,455
-3.54%
๐ต Salaries & Financials
Ubud, Bali
Waipahu, HI
Difference
Average Monthly Net Salary(After Tax)
$172Rpย 3.0M
-
-
20-Year Fixed Mortgage Interest Rate(Annual %)
13.28
6.59
101.52%
CityCost data is based on AI and user input โ minor inaccuracies may occur.
Last update for Ubud, Bali: April 21, 2026
Last update for Waipahu, HI: April 20, 2026
Cost Breakdown
๐ A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $1,587 in Waipahu, HI. Housing cost is often the main lever when comparing two cities.
๐Dining out: $33 in Ubud, Bali vs $99 in Waipahu, HI for a mid-range dinner for two. Groceries echo the gap at $299 vs $587 per month, with Ubud, Bali cheaper across the board.
City Median Internet Speeds Comparison (Updated April 2026)
The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Waipahu, HI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Waipahu, HI?
Ubud, Bali wins on cost โ living expenses run 124% lower than in Waipahu, HI. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
How much do you need to earn to live comfortably in Ubud, Bali vs Waipahu, HI?
You'd need roughly $2,112 in Ubud, Bali and $4,735 in Waipahu, HI to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.
How much does a 1-bedroom apartment cost in Ubud, Bali vs Waipahu, HI?
Rent for a central apartment: $1,018 in Ubud, Bali versus $1,587 in Waipahu, HI. Housing is usually the single largest factor when comparing overall living costs between the two.
How do childcare costs compare in Ubud, Bali and Waipahu, HI?
Childcare runs $297 in Ubud, Bali versus $1,471 in Waipahu, HI. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.
Are groceries more expensive in Ubud, Bali or Waipahu, HI?
Supermarket bills run roughly 97% higher in Waipahu, HI. For households that cook at home regularly, that difference adds up over a month.
Can you live on $1,000/month in Ubud, Bali or Waipahu, HI?
At $1,408 in Ubud, Bali versus $3,157 in Waipahu, HI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Waipahu, HI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Waipahu, HI?
Both work as nomad bases, but Ubud, Bali delivers better value โ similar infrastructure at $1,408 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Waipahu, HI?
Safety-wise, Ubud, Bali and Waipahu, HI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet โ expenses run 124% less than in Waipahu, HI. Beyond cost, consider language, visa policies, and how big the international community is in each city.
Ubud, Bali vs other spots: cost of living compared