Cost of Living Comparison Between Ubud, Bali and Waihi Cost of Living Comparison Between Ubud, Bali and Waihi

Monthly Cost of Living

Monthly costs for one person with rent: $1,438 in Ubud, Bali versus $1,855 in Waihi.

Estimated couple costs with rent: $2,585 in Ubud, Bali versus $2,929 in Waihi.

Monthly costs for a family of three with rent: $3,732 in Ubud, Bali versus $4,002 in Waihi.

Living in Ubud, Bali costs roughly 22% less than in Waihi, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 7% above, Waihi 39% above.

Meal at Budget Restaurant

$3.57 Rp 61.9K

$15.24 NZ$26.05

-76.57%

Three-Course Dinner for Two, Mid-Range

$32.58 Rp 564.7K

$77.6 NZ$133

-57.99%

Fast Food Meal (McDonalds, etc)

$5.07 Rp 87.8K

$9.53 NZ$16.30

-46.80%

Cappuccino

$2.83 Rp 49.0K

$3.38 NZ$5.79

-16.27%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.34 Rp 23.2K

$2.36 NZ$4.04

-43.22%

Water (0.33 liter bottle)

$0.69 Rp 12.0K

$2.08 NZ$3.56

-66.83%

Local Beer (0.5 liter draught)

$2.99 Rp 51.8K

$7.33 NZ$12.53

-59.21%

Imported Beer (0.33 liter bottle)

$3.85 Rp 66.7K

$6.21 NZ$10.62

-38.00%

Milk (1 liter)

$1.74 Rp 30.2K

$1.83 NZ$3.14

-4.92%

White Bread (500g)

$2.54 Rp 44.0K

$1.94 NZ$3.32

30.93%

Rice (white) (1kg)

$1.19 Rp 20.6K

$1.83 NZ$3.13

-34.97%

Eggs

$2.43 Rp 42.0K

$6.13 NZ$10.48

-60.36%

Local Cheese (1kg)

$14.66 Rp 254.1K

$8.27 NZ$14.15

77.27%

Chicken Fillets (1kg)

$4.18 Rp 72.4K

$9.45 NZ$16.17

-55.77%

Beef Round Steak (1kg)

$11.94 Rp 206.9K

$12.89 NZ$22.04

-7.37%

Apples (1kg)

$3.69 Rp 63.9K

$2.71 NZ$4.63

36.16%

Banana (1kg)

$1.61 Rp 27.8K

$2.17 NZ$3.71

-25.81%

Oranges (1kg)

$2.69 Rp 46.5K

$3.12 NZ$5.33

-13.78%

Tomato (1kg)

$2.33 Rp 40.4K

$4.48 NZ$7.66

-47.99%

Potato (1kg)

$1.91 Rp 33.0K

$2.08 NZ$3.56

-8.17%

Onion (1kg)

$2.19 Rp 37.9K

$1.95 NZ$3.34

12.31%

Lettuce (1 head)

$1.06 Rp 18.3K

$2.29 NZ$3.92

-53.71%

Water (1.5 liter bottle)

$0.72 Rp 12.5K

$1.15 NZ$1.97

-37.39%

Cigarettes 20 Pack (Marlboro, Camel)

$3.13 Rp 54.3K

$23.66 NZ$40.46

-86.77%

Wine (Bottle)

$23.49 Rp 407.1K

$10.36 NZ$17.72

126.74%

Local Beer (0.5 liter bottle)

$2.74 Rp 47.5K

$2.58 NZ$4.42

6.20%

Imported Beer (0.33 liter bottle)

$2.88 Rp 49.9K

$3.62 NZ$6.19

-20.44%

One-way Ticket (Public Transport)

$0.29 Rp 5,029

$2.13 NZ$3.64

-86.38%

Public Transport Monthly Pass (Regular Price)

$8.17 Rp 141.6K

$64.4 NZ$110

-87.32%

Taxi Start (Normal Tariff)

$0.45 Rp 7,863

$2.64 NZ$4.52

-82.95%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,305

$1.79 NZ$3.06

-76.54%

Taxi 1hour Waiting (Normal Tariff)

$6.16 Rp 106.7K

$35.70 NZ$61.0

-82.75%

Gasoline (1 liter)

$0.84 Rp 14.6K

$1.65 NZ$2.82

-49.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.2K Rp 454.9M

$27.9K NZ$47.8K

-6.08%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 562.9M

$22.5K NZ$38.5K

44.14%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$78.4 Rp 1.4M

$142 NZ$242

-44.58%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$3.95 Rp 68.5K

$35.90 NZ$61.4

-89.00%

Internet (50+ Mbps, Unlimited Data)

$24.40 Rp 423.0K

$51.4 NZ$87.9

-52.52%

Gym Membership (Monthly)

$96.5 Rp 1.7M

$36.70 NZ$62.8

163.05%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 110.0K

$12.23 NZ$20.90

-48.08%

Cinema Ticket

$4.04 Rp 70.0K

$10.64 NZ$18.19

-62.03%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$303 Rp 5.2M

$727 NZ$1,244

-58.39%

International Primary School, 1 Child (Yearly)

$6,523 Rp 113.1M

$12.0K NZ$20.5K

-45.58%

Jeans (Levis 501 Or Similar)

$53.8 Rp 933.1K

$67.3 NZ$115

-19.94%

Summer Dress (H&M, Zara, etc)

$37.98 Rp 658.3K

$38.06 NZ$65.1

-0.21%

Sport Shoes (Adidas, Nike)

$86.8 Rp 1.5M

$96.6 NZ$165

-10.15%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$118 NZ$202

-33.27%

1-bedroom Apartment, City Center (Monthly)

$1,012 Rp 17.5M

$965 NZ$1,650

4.90%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 11.7M

$794 NZ$1,358

-15.10%

3-bedroom Apartment, City Center (Monthly)

$3,390 Rp 58.8M

$1,565 NZ$2,676

116.61%

3-bedroom Apartment, Outside City Center (Monthly)

$2,098 Rp 36.4M

$1,412 NZ$2,414

48.64%

Buy Apartment in City Center (m2)

$2,985 Rp 51.7M

$4,857 NZ$8,306

-38.55%

Buy Apartment Outside City Center (m2)

$2,339 Rp 40.5M

$3,067 NZ$5,245

-23.74%

Average Monthly Net Salary (After Tax)

$173 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

6.74

97.03%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 28, 2026

Last update for Waihi: April 28, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,012 in Ubud, Bali and $965 in Waihi. Housing cost is often the main lever when comparing two cities.

Dining out: $33.00 in Ubud, Bali vs $78.0 in Waihi for a mid-range dinner for two. Groceries echo the gap at $298 vs $316 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Waihi: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 29% lower than in Waihi. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

You'd need roughly $2,158 in Ubud, Bali and $2,782 in Waihi to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,012 in Ubud, Bali versus $965 in Waihi. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $303 in Ubud, Bali versus $727 in Waihi. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 6% higher in Waihi. For households that cook at home regularly, that difference adds up over a month.

At $1,438 in Ubud, Bali versus $1,855 in Waihi, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Waihi. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,438 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Waihi are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 29% less than in Waihi. Beyond cost, consider language, visa policies, and how big the international community is in each city.