Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Victoria, TX

For one person, living is cheaper in Ubud, Bali: $1,353 a month against $2,331 in Victoria, TX, rent and utilities included – about $11,700 less a year. Other living expenses account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
112

Cost of Living Index in Victoria, TX
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Victoria, TX Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Victoria, TX

🇺🇸 United States

$2,331

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Victoria, TX

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Victoria, TX actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $2,331 in Victoria, TX.

Ubud, Bali $1,353
Victoria, TX $2,331

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $3,466 in Victoria, TX.

Ubud, Bali $2,297
Victoria, TX $3,466

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $4,600 in Victoria, TX.

Ubud, Bali $3,241
Victoria, TX $4,600

Living in Ubud, Bali costs roughly 42% less than in Victoria, TX, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Victoria, TX 72% above.

Meal at Budget Restaurant

$3.23 Rp 58.1K

$20.17 $20.17

-83.99%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 627.8K

$74.3 $74.3

-53.08%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.5K

$11.40 $11.40

-50.00%

Cappuccino

$2.62 Rp 47.1K

$6.81 $6.81

-61.53%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.0K

$2.80 $2.80

-38.57%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$1.73 $1.73

-53.18%

Local Beer (0.5 liter draught)

$2.65 Rp 47.7K

$5.13 $5.13

-48.34%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.6K

$5.86 $5.86

-25.43%

Milk (1 liter)

$1.57 Rp 28.3K

$0.99 $0.99

58.59%

White Bread (500g)

$2.19 Rp 39.5K

$2.82 $2.82

-22.34%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.44 $4.44

-73.42%

Eggs

$2.16 Rp 38.8K

$3.84 $3.84

-43.75%

Local Cheese (1kg)

$17.65 Rp 317.7K

$12.34 $12.34

43.03%

Chicken Fillets (1kg)

$3.78 Rp 68.0K

$12.24 $12.24

-69.12%

Beef Round Steak (1kg)

$11.95 Rp 215.1K

$15.51 $15.51

-22.95%

Apples (1kg)

$3.60 Rp 64.8K

$4.84 $4.84

-25.62%

Banana (1kg)

$1.59 Rp 28.6K

$1.02 $1.02

55.88%

Oranges (1kg)

$2.31 Rp 41.6K

$4.50 $4.50

-48.67%

Tomato (1kg)

$1.91 Rp 34.3K

$4.49 $4.49

-57.46%

Potato (1kg)

$1.78 Rp 32.1K

$3.06 $3.06

-41.83%

Onion (1kg)

$2.33 Rp 41.9K

$2.82 $2.82

-17.38%

Lettuce (1 head)

$1.00 Rp 18.0K

$1.48 $1.48

-32.43%

Water (1.5 liter bottle)

$0.53 Rp 9,509

$3.58 $3.58

-85.20%

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.1K

$10.24 $10.24

-77.64%

Wine (Bottle)

$22.07 Rp 397.3K

$13.25 $13.25

66.57%

Local Beer (0.5 liter bottle)

$2.35 Rp 42.2K

$1.99 $1.99

18.09%

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.6K

$5.53 $5.53

-46.11%

One-way Ticket (Public Transport)

$0.23 Rp 4,112

$1.99 $1.99

-88.44%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.2K

$30.37 $30.37

-70.69%

Taxi Start (Normal Tariff)

$0.47 Rp 8,466

$3.02 $3.02

-84.44%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,737

$1.57 $1.57

-72.61%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.4K

$30.59 $30.59

-82.12%

Gasoline (1 liter)

$0.83 Rp 14.9K

$0.89 $0.89

-6.74%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 429.8M

$34.9K $34.9K

-31.56%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 590.1M

$37.6K $37.6K

-12.87%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

$228 $228

-64.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.1K

$57.4 $57.4

-88.57%

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 334.8K

$88.8 $88.8

-79.06%

Gym Membership (Monthly)

$54.1 Rp 974.1K

$53.0 $53.0

2.04%

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.0K

$24.97 $24.97

-26.79%

Cinema Ticket

$4.25 Rp 76.5K

$13.93 $13.93

-69.49%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$872 $872

-43.51%

International Primary School, 1 Child (Yearly)

$5,597 Rp 100.7M

$23.8K $23.8K

-76.46%

Jeans (Levis 501 Or Similar)

$45.58 Rp 820.4K

$58.1 $58.1

-21.52%

Summer Dress (H&M, Zara, etc)

$34.96 Rp 629.4K

$74.1 $74.1

-52.83%

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

$137 $137

-43.07%

Men's Leather Business Shoes

$78.5 Rp 1.4M

$176 $176

-55.47%

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

$940 $940

20.40%

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

$896 $896

-24.89%

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.0M

$1,516 $1,516

138.36%

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.6M

$1,484 $1,484

14.65%

Buy Apartment in City Center (m2)

$2,717 Rp 48.9M

$2,709 $2,709

0.32%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$1,639 $1,639

36.71%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,786 $3,786

-95.61%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

6.05

127.77%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Victoria, TX: October 20, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Victoria, TX

$896 38.4% 33.1% $223

Groceries & Markets

Ubud, Bali

$287 21.2%

Victoria, TX

$398 17.1% 38.6% $111

Clothing & Footwear

Ubud, Bali

$107 7.9%

Victoria, TX

$200 8.6% 87.9% $94

Eating Out

Ubud, Bali

$106 7.9%

Victoria, TX

$333 14.3% 213% $226

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Victoria, TX

$374 16.1% 256% $269

Sport & Entertainment

Ubud, Bali

$63 4.6%

Victoria, TX

$81 3.5% 29.2% $18

Getting Around

Ubud, Bali

$12 0.9%

Victoria, TX

$49 2.1% 296% $37

Cost Breakdown

A one-bedroom apartment in the center runs $1,131 in Ubud, Bali and $940 in Victoria, TX. Housing cost is often the main lever when comparing two cities.

Victoria, TX pays 2176% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $74.0 in Victoria, TX for a mid-range dinner for two. Groceries echo the gap at $287 vs $398 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇺🇸 Victoria, TX

🕒 Local time

20:44 8:44 PM

07:44 7:44 AM

13 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

65,534

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 20, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

United States Dollar exchange rates as of October 20, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Victoria, TX 15,960 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Victoria, TX

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Victoria, TX: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 72% lower than in Victoria, TX. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 2176% lower in Victoria, TX. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,131 in Ubud, Bali versus $940 in Victoria, TX. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $872 in Victoria, TX. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 39% higher in Victoria, TX. For households that cook at home regularly, that difference adds up over a month.

At $1,353 in Ubud, Bali versus $2,331 in Victoria, TX, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Victoria, TX. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,353 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Victoria, TX are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 72% less than in Victoria, TX. Beyond cost, consider language, visa policies, and how big the international community is in each city.