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Cost of Living Comparison Between Ubud, Bali and Veliko Tarnovo Cost of Living Comparison Between Ubud, Bali and Veliko Tarnovo

🙂 Solo nomad: Ubud, Bali is 25.3% cheaper than Veliko Tarnovo without rent, and 21.7% cheaper with rent.
🙂 Family of 3: Ubud, Bali is 13.6% cheaper than Veliko Tarnovo without rent, and 25.3% cheaper with rent.
Currency
🍽 Eating Out
Ubud, Bali
Veliko Tarnovo
Difference
Meal at Budget Restaurant
$2.85 Rp 47.5K
$10.52 BGN 17.66
-72.91%
Three-Course Dinner for Two, Mid-Range
$12.26 Rp 204.3K
$41.96 BGN 70.5
-70.78%
Fast Food Meal (McDonalds, etc)
$3.28 Rp 54.6K
$8.87 BGN 14.89
-63.02%
Cappuccino
$2.3 Rp 38.3K
$1.93 BGN 3.25
19.17%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.11 Rp 18.5K
$1.32 BGN 2.22
-15.91%
Water (0.33 liter bottle)
$0.26 Rp 4,324
$0.66 BGN 1.1
-60.61%
Local Beer (0.5 liter draught)
$2.4 Rp 40K
$1.94 BGN 3.26
23.71%
Imported Beer (0.33 liter bottle)
$3.15 Rp 52.5K
$3.03 BGN 5.08
3.96%
🛒 Groceries & Markets
Ubud, Bali
Veliko Tarnovo
Difference
Milk (1 liter)
$1.49 Rp 24.9K
$1.69 BGN 2.85
-11.83%
White Bread (500g)
$1.65 Rp 27.5K
$0.93 BGN 1.56
77.42%
Rice (white) (1kg)
$1.13 Rp 18.9K
$1.87 BGN 3.15
-39.57%
Eggs
$2.33 Rp 38.9K
$3.43 BGN 5.77
-32.07%
Local Cheese (1kg)
$13.7 Rp 228.3K
$9.38 BGN 15.75
46.06%
Chicken Fillets (1kg)
$3.97 Rp 66.2K
$8 BGN 13.44
-50.37%
Beef Round Steak (1kg)
$11.22 Rp 187K
$11.72 BGN 19.68
-4.27%
Apples (1kg)
$3.48 Rp 57.9K
$1.66 BGN 2.79
109.64%
Banana (1kg)
$1.5 Rp 25K
$2.04 BGN 3.43
-26.47%
Oranges (1kg)
$2.68 Rp 44.6K
$2.08 BGN 3.49
28.85%
Tomato (1kg)
$1.35 Rp 22.5K
$2.57 BGN 4.32
-47.47%
Potato (1kg)
$1.57 Rp 26.2K
$1.16 BGN 1.95
35.34%
Onion (1kg)
$2.1 Rp 34.9K
$1.36 BGN 2.29
54.41%
Lettuce (1 head)
$1.03 Rp 17.1K
$1.01 BGN 1.7
1.98%
Water (1.5 liter bottle)
$0.57 Rp 9,488
$0.73 BGN 1.23
-21.92%
Cigarettes 20 Pack (Marlboro, Camel)
$2.31 Rp 38.5K
$3.63 BGN 6.1
-36.36%
Wine (Bottle)
$15.21 Rp 253.5K
$6.93 BGN 11.65
119.48%
Local Beer (0.5 liter bottle)
$2.49 Rp 41.5K
$1.01 BGN 1.69
146.53%
Imported Beer (0.33 liter bottle)
$2.66 Rp 44.3K
$1.61 BGN 2.7
65.22%
🚌 Getting Around
Ubud, Bali
Veliko Tarnovo
Difference
One-way Ticket (Public Transport)
$0.29 Rp 4,911
$0.91 BGN 1.53
-68.13%
Public Transport Monthly Pass (Regular Price)
$10.03 Rp 167.1K
$33.57 BGN 56.4
-70.12%
Taxi Start (Normal Tariff)
$0.45 Rp 7,480
$1.21 BGN 2.04
-62.81%
Taxi (Normal Tariff) (1km)
$0.34 Rp 5,748
$0.66 BGN 1.1
-48.48%
Taxi 1hour Waiting (Normal Tariff)
$5.97 Rp 99.4K
$11.6 BGN 19.47
-48.53%
Gasoline (1 liter)
$0.75 Rp 12.4K
$1.54 BGN 2.59
-51.30%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$25.8K Rp 430.2M
$32.7K BGN 55K
-21.13%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$31.7K Rp 528.9M
$25.8K BGN 43.3K
23.03%
🧾 Monthly Utilities & Internet
Ubud, Bali
Veliko Tarnovo
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$64.6 Rp 1.1M
$95.3 BGN 160
-32.21%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$4.14 Rp 69K
$16.57 BGN 27.84
-75.02%
Internet (50+ Mbps, Unlimited Data)
$23.99 Rp 399.7K
$13.07 BGN 21.94
83.55%
🎉 Sport & Entertainment
Ubud, Bali
Veliko Tarnovo
Difference
Gym Membership (Monthly)
$23.29 Rp 388.1K
$34.75 BGN 58.4
-32.98%
Tennis Court (1 Hour on Weekend)
$6.19 Rp 103.1K
$21.88 BGN 36.74
-71.71%
Cinema Ticket
$3.45 Rp 57.5K
$7.25 BGN 12.18
-52.41%
🧸 Childcare & Education
Ubud, Bali
Veliko Tarnovo
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$91.9 Rp 1.5M
$238 BGN 400
-61.43%
International Primary School, 1 Child (Yearly)
$5,912 Rp 98.5M
$4,129 BGN 6,934
43.21%
👕👟 Clothing & Footwear
Ubud, Bali
Veliko Tarnovo
Difference
Jeans (Levis 501 Or Similar)
$51.5 Rp 857.6K
$44.39 BGN 74.6
15.95%
Summer Dress (H&M, Zara, etc)
$24.45 Rp 407.3K
$29.19 BGN 49.02
-16.24%
Sport Shoes (Adidas, Nike)
$84.4 Rp 1.4M
$80.8 BGN 136
4.43%
Men's Leather Business Shoes
$74.3 Rp 1.2M
$72.3 BGN 121
2.75%
🏠 Accommodation & Living
Ubud, Bali
Veliko Tarnovo
Difference
1-bedroom Apartment, City Center (Monthly)
$261 Rp 4.4M
$359 BGN 602
-27.11%
1-bedroom Apartment, Outside City Center (Monthly)
$160 Rp 2.7M
$262 BGN 440
-39.05%
3-bedroom Apartment, City Center (Monthly)
$585 Rp 9.7M
$591 BGN 993
-1.08%
3-bedroom Apartment, Outside City Center (Monthly)
$328 Rp 5.5M
$440 BGN 738
-25.33%
Buy Apartment in City Center (m2)
$985 Rp 16.4M
$2,560 BGN 4,300
-61.53%
Buy Apartment Outside City Center (m2)
$847 Rp 14.1M
$1,412 BGN 2,371
-40.02%
💵 Salaries & Financials
Ubud, Bali
Veliko Tarnovo
Difference
Average Monthly Net Salary (After Tax)
$178 Rp 3M
$951 BGN 1,597
-81.29%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.28
4.57
190.59%

Citycost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: December 2, 2025

Last update for Veliko Tarnovo: December 2, 2025

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