Cost of Living Comparison Between Ubud, Bali and Velikiye Luki Cost of Living Comparison Between Ubud, Bali and Velikiye Luki

Monthly Cost of Living

Monthly costs for one person with rent: $1,379 in Ubud, Bali versus $1,059 in Velikiye Luki.

Estimated couple costs with rent: $2,363 in Ubud, Bali versus $1,694 in Velikiye Luki.

Monthly costs for a family of three with rent: $3,347 in Ubud, Bali versus $2,330 in Velikiye Luki.

Living in Ubud, Bali is roughly 30% more expensive than in Velikiye Luki, driven mainly by Eating Out.

The two cities straddle the global median: Ubud, Bali is 1% above, Velikiye Luki is 23% below.

Meal at Budget Restaurant

$3.31 Rp 58.9K

$9.58 ₽802

-65.45%

Three-Course Dinner for Two, Mid-Range

$39.08 Rp 694.5K

$60.1 ₽5,031

-34.95%

Fast Food Meal (McDonalds, etc)

$5.62 Rp 99.8K

$9.32 ₽780

-39.70%

Cappuccino

$2.64 Rp 46.9K

$3.00 ₽251

-12.00%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.58 Rp 28.2K

$1.86 ₽156

-15.05%

Water (0.33 liter bottle)

$0.71 Rp 12.6K

$0.61 ₽51.4

16.39%

Local Beer (0.5 liter draught)

$2.73 Rp 48.5K

$1.85 ₽155

47.57%

Imported Beer (0.33 liter bottle)

$4.32 Rp 76.8K

$2.99 ₽250

44.48%

Milk (1 liter)

$1.54 Rp 27.4K

$1.02 ₽85.2

50.98%

White Bread (500g)

$2.30 Rp 40.8K

$0.75 ₽62.9

206.67%

Rice (white) (1kg)

$1.03 Rp 18.3K

$1.55 ₽130

-33.55%

Eggs

$2.12 Rp 37.7K

$1.36 ₽114

55.88%

Local Cheese (1kg)

$17.30 Rp 307.5K

$9.13 ₽764

89.49%

Chicken Fillets (1kg)

$4.03 Rp 71.6K

$6.70 ₽561

-39.85%

Beef Round Steak (1kg)

$12.42 Rp 220.8K

$19.04 ₽1,595

-34.77%

Apples (1kg)

$3.70 Rp 65.7K

$2.50 ₽210

48.00%

Banana (1kg)

$1.62 Rp 28.7K

$2.09 ₽175

-22.49%

Oranges (1kg)

$2.27 Rp 40.3K

$2.34 ₽196

-2.99%

Tomato (1kg)

$1.99 Rp 35.4K

$4.36 ₽365

-54.36%

Potato (1kg)

$1.83 Rp 32.5K

$1.12 ₽93.5

63.39%

Onion (1kg)

$2.25 Rp 40.1K

$0.81 ₽67.5

177.78%

Lettuce (1 head)

$1.04 Rp 18.6K

$1.25 ₽104

-16.80%

Water (1.5 liter bottle)

$0.56 Rp 10.0K

$0.64 ₽53.3

-12.50%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 39.5K

$2.83 ₽237

-21.55%

Wine (Bottle)

$23.22 Rp 412.7K

$7.12 ₽597

226.12%

Local Beer (0.5 liter bottle)

$2.39 Rp 42.5K

$1.23 ₽103

94.31%

Imported Beer (0.33 liter bottle)

$2.87 Rp 51.1K

$1.67 ₽140

71.86%

One-way Ticket (Public Transport)

$0.25 Rp 4,416

$0.46 ₽38.70

-45.65%

Public Transport Monthly Pass (Regular Price)

$7.17 Rp 127.4K

$22.12 ₽1,852

-67.59%

Taxi Start (Normal Tariff)

$0.46 Rp 8,163

$2.26 ₽189

-79.65%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,235

$0.37 ₽31.39

24.32%

Taxi 1hour Waiting (Normal Tariff)

$5.70 Rp 101.2K

$5.33 ₽446

6.94%

Gasoline (1 liter)

$0.76 Rp 13.6K

$0.80 ₽67.1

-5.00%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 436.7M

$31.1K ₽2.6M

-20.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.0K Rp 551.5M

$30.6K ₽2.6M

1.44%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.2 Rp 1.5M

$132 ₽11.1K

-37.91%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.33 Rp 112.5K

$8.86 ₽742

-28.56%

Internet (50+ Mbps, Unlimited Data)

$18.54 Rp 329.6K

$8.17 ₽684

126.93%

Gym Membership (Monthly)

$56.1 Rp 996.2K

$36.70 ₽3,073

52.72%

Tennis Court (1 Hour on Weekend)

$18.41 Rp 327.2K

Cinema Ticket

$4.26 Rp 75.8K

$4.82 ₽404

-11.62%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$489 Rp 8.7M

$122 ₽10.3K

299.49%

International Primary School, 1 Child (Yearly)

$5,793 Rp 103.0M

$6,956 ₽582.5K

-16.72%

Jeans (Levis 501 Or Similar)

$45.98 Rp 817.3K

$61.4 ₽5,143

-25.13%

Summer Dress (H&M, Zara, etc)

$35.86 Rp 637.4K

$58.0 ₽4,852

-38.12%

Sport Shoes (Adidas, Nike)

$79.5 Rp 1.4M

$72.3 ₽6,057

9.94%

Men's Leather Business Shoes

$80.9 Rp 1.4M

$61.3 ₽5,132

32.04%

1-bedroom Apartment, City Center (Monthly)

$1,144 Rp 20.3M

$436 ₽36.5K

162.70%

1-bedroom Apartment, Outside City Center (Monthly)

$692 Rp 12.3M

$318 ₽26.6K

117.84%

3-bedroom Apartment, City Center (Monthly)

$3,532 Rp 62.8M

$792 ₽66.3K

346.16%

3-bedroom Apartment, Outside City Center (Monthly)

$1,709 Rp 30.4M

$543 ₽45.5K

214.69%

Buy Apartment in City Center (m2)

$2,785 Rp 49.5M

$2,115 ₽177.1K

31.65%

Buy Apartment Outside City Center (m2)

$2,261 Rp 40.2M

$1,441 ₽120.6K

56.98%

Average Monthly Net Salary (After Tax)

$169 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

21.33

-35.40%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 15, 2026

Last update for Velikiye Luki: August 18, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,144 in Ubud, Bali and $436 in Velikiye Luki. Housing cost is often the main lever when comparing two cities.

Dining out: $39.00 in Ubud, Bali vs $60.0 in Velikiye Luki. Groceries flip the comparison at $293 vs $245, with Velikiye Luki cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velikiye Luki: Cost of Living - Frequently Asked Questions

Velikiye Luki wins on cost – living expenses run 30% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Velikiye Luki the obvious pick if budget is a priority.

You'd need roughly $2,069 in Ubud, Bali and $1,589 in Velikiye Luki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,144 in Ubud, Bali versus $436 in Velikiye Luki. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $489 in Ubud, Bali versus $122 in Velikiye Luki. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 19% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

At $1,059 in Velikiye Luki versus $1,379 in Ubud, Bali, a $1,000 budget is realistic in Velikiye Luki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Velikiye Luki the clear choice for anyone on this budget.

Both work as nomad bases, but Velikiye Luki delivers better value – similar infrastructure at $1,059 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Velikiye Luki hard to pass up.

Safety-wise, Ubud, Bali and Velikiye Luki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Velikiye Luki gentler on the wallet – expenses run 30% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.