Cost of Living Comparison Between Ubud, Bali and Velikiye Luki Cost of Living Comparison Between Ubud, Bali and Velikiye Luki

Monthly Cost of Living

Monthly costs for one person with rent: $1,408 in Ubud, Bali versus $992 in Velikiye Luki.

Estimated couple costs with rent: $2,582 in Ubud, Bali versus $1,492 in Velikiye Luki.

Monthly costs for a family of three with rent: $3,757 in Ubud, Bali versus $1,992 in Velikiye Luki.

Living in Ubud, Bali is roughly 42% more expensive than Velikiye Luki, driven mainly by Groceries & Markets.

The two cities straddle the global median: Ubud, Bali is 5% above, Velikiye Luki is 26% below.

Meal at Budget Restaurant

$3.42 Rp 58.7K

$9.77 ₽733

-64.99%

Three-Course Dinner for Two, Mid-Range

$32.96 Rp 566.5K

$38.37 ₽2,880

-14.10%

Fast Food Meal (McDonalds, etc)

$5.08 Rp 87.3K

$5.81 ₽436

-12.56%

Cappuccino

$2.82 Rp 48.5K

$2.33 ₽175

21.03%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.37 Rp 23.5K

$1.08 ₽81.3

26.85%

Water (0.33 liter bottle)

$0.71 Rp 12.2K

$0.52 ₽38.77

36.54%

Local Beer (0.5 liter draught)

$2.97 Rp 51.0K

$1.42 ₽106

109.15%

Imported Beer (0.33 liter bottle)

$3.91 Rp 67.2K

$2.56 ₽192

52.73%

Milk (1 liter)

$1.75 Rp 30.0K

$1.11 ₽83.5

57.66%

White Bread (500g)

$2.52 Rp 43.2K

$0.66 ₽49.41

281.82%

Rice (white) (1kg)

$1.21 Rp 20.8K

$1.43 ₽107

-15.38%

Eggs

$2.33 Rp 40.1K

$1.73 ₽130

34.68%

Local Cheese (1kg)

$14.50 Rp 249.2K

$10.70 ₽803

35.51%

Chicken Fillets (1kg)

$4.36 Rp 74.9K

$4.89 ₽367

-10.84%

Beef Round Steak (1kg)

$12.05 Rp 207.0K

$8.63 ₽647

39.63%

Apples (1kg)

$3.82 Rp 65.6K

$1.81 ₽136

111.05%

Banana (1kg)

$1.61 Rp 27.7K

$1.81 ₽136

-11.05%

Oranges (1kg)

$2.70 Rp 46.5K

$1.90 ₽142

42.11%

Tomato (1kg)

$2.23 Rp 38.3K

$2.81 ₽211

-20.64%

Potato (1kg)

$1.90 Rp 32.6K

$0.83 ₽62.5

128.92%

Onion (1kg)

$2.18 Rp 37.5K

$0.66 ₽49.32

230.30%

Lettuce (1 head)

$1.03 Rp 17.7K

$1.35 ₽102

-23.70%

Water (1.5 liter bottle)

$0.77 Rp 13.3K

$0.71 ₽53.5

8.45%

Cigarettes 20 Pack (Marlboro, Camel)

$3.18 Rp 54.7K

$2.98 ₽223

6.71%

Wine (Bottle)

$23.23 Rp 399.2K

$14.00 ₽1,051

65.93%

Local Beer (0.5 liter bottle)

$2.85 Rp 48.9K

$1.00 ₽75.1

185.00%

Imported Beer (0.33 liter bottle)

$2.72 Rp 46.7K

$1.88 ₽141

44.68%

One-way Ticket (Public Transport)

$0.29 Rp 5,022

$0.50 ₽37.44

-42.00%

Public Transport Monthly Pass (Regular Price)

$8.43 Rp 144.8K

Taxi Start (Normal Tariff)

$0.49 Rp 8,344

$1.95 ₽147

-74.87%

Taxi (Normal Tariff) (1km)

$0.45 Rp 7,812

$0.33 ₽24.41

36.36%

Taxi 1hour Waiting (Normal Tariff)

$6.28 Rp 107.8K

$6.41 ₽481

-2.03%

Gasoline (1 liter)

$0.85 Rp 14.6K

$0.74 ₽55.3

14.86%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.1K Rp 447.8M

$34.3K ₽2.6M

-24.04%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.5K Rp 541.8M

$35.4K ₽2.7M

-10.82%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.8 Rp 1.4M

$108 ₽8,107

-26.17%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 70.3K

$5.99 ₽449

-31.72%

Internet (50+ Mbps, Unlimited Data)

$24.06 Rp 413.6K

$7.76 ₽582

210.05%

Gym Membership (Monthly)

$96.2 Rp 1.7M

$36.26 ₽2,721

165.28%

Tennis Court (1 Hour on Weekend)

$6.53 Rp 112.2K

Cinema Ticket

$4.13 Rp 71.1K

$5.03 ₽378

-17.89%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.1M

$329 ₽24.7K

-9.93%

International Primary School, 1 Child (Yearly)

$6,661 Rp 114.5M

$6,962 ₽522.4K

-4.32%

Jeans (Levis 501 Or Similar)

$55.0 Rp 944.5K

$69.2 ₽5,189

-20.52%

Summer Dress (H&M, Zara, etc)

$38.75 Rp 666.0K

$44.92 ₽3,370

-13.74%

Sport Shoes (Adidas, Nike)

$89.6 Rp 1.5M

$112 ₽8,436

-20.29%

Men's Leather Business Shoes

$78.9 Rp 1.4M

$105 ₽7,884

-24.90%

1-bedroom Apartment, City Center (Monthly)

$1,018 Rp 17.5M

$444 ₽33.3K

129.25%

1-bedroom Apartment, Outside City Center (Monthly)

$660 Rp 11.3M

$309 ₽23.2K

113.75%

3-bedroom Apartment, City Center (Monthly)

$3,435 Rp 59.0M

$761 ₽57.1K

351.72%

3-bedroom Apartment, Outside City Center (Monthly)

$2,053 Rp 35.3M

$513 ₽38.5K

300.50%

Buy Apartment in City Center (m2)

$2,981 Rp 51.2M

$1,809 ₽135.7K

64.78%

Buy Apartment Outside City Center (m2)

$2,368 Rp 40.7M

$1,320 ₽99.0K

79.44%

Average Monthly Net Salary (After Tax)

$172 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

15.33

-13.37%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: April 21, 2026

Last update for Velikiye Luki: April 20, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,018 in Ubud, Bali and $444 in Velikiye Luki. Housing cost is often the main lever when comparing two cities.

Dining out: $33 in Ubud, Bali vs $38 in Velikiye Luki. Groceries flip the comparison at $299 vs $209, with Velikiye Luki cheaper for home cooking.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Velikiye Luki: Cost of Living - Frequently Asked Questions

Velikiye Luki wins on cost – living expenses run 42% lower than in Ubud, Bali. Housing and daily spending are where you'll feel the difference most, making Velikiye Luki the obvious pick if budget is a priority.

You'd need roughly $2,112 in Ubud, Bali and $1,487 in Velikiye Luki to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Rent for a central apartment: $1,018 in Ubud, Bali versus $444 in Velikiye Luki. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 43% higher in Ubud, Bali. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,408 per month in Ubud, Bali versus $992 in Velikiye Luki – a 42% gap that adds up to real savings over time for anyone picking the cheaper option.

At $992 in Velikiye Luki versus $1,408 in Ubud, Bali, a $1,000 budget is realistic in Velikiye Luki but tight or insufficient in Ubud, Bali. The gap between the two cities makes Velikiye Luki the clear choice for anyone on this budget.

Both work as nomad bases, but Velikiye Luki delivers better value – similar infrastructure at $992 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Velikiye Luki hard to pass up.

Safety-wise, Ubud, Bali and Velikiye Luki are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Velikiye Luki gentler on the wallet – expenses run 42% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.