Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Valga

For one person, living costs are similar in Ubud, Bali and in Valga: $1,349 and $1,359 a month, rent and utilities included.

65

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
65

Cost of Living Index in Valga
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Valga Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,349

/mo nomad

Valga

🇪🇪 Estonia

$1,359

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Valga

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Valga actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,349 in Ubud, Bali versus $1,359 in Valga.

Ubud, Bali $1,349
Valga $1,359

Estimated couple costs with rent: $2,305 in Ubud, Bali versus $2,118 in Valga.

Ubud, Bali $2,305
Valga $2,118

Monthly costs for a family of three with rent: $3,261 in Ubud, Bali versus $2,877 in Valga.

Ubud, Bali $3,261
Valga $2,877

Monthly costs are close between Ubud, Bali and Valga; which city is cheaper depends on the spending category.

Meal at Budget Restaurant

$3.32 Rp 60.4K

$16.61 €14.92

-80.01%

Three-Course Dinner for Two, Mid-Range

$35.64 Rp 647.8K

$89.6 €80.5

-60.24%

Fast Food Meal (McDonalds, etc)

$5.53 Rp 100.6K

$11.57 €10.39

-52.20%

Cappuccino

$2.72 Rp 49.4K

$4.31 €3.87

-36.89%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.70 Rp 30.9K

$2.14 €1.92

-20.56%

Water (0.33 liter bottle)

$0.76 Rp 13.8K

$2.31 €2.08

-67.10%

Local Beer (0.5 liter draught)

$2.65 Rp 48.2K

$6.78 €6.09

-60.91%

Imported Beer (0.33 liter bottle)

$4.38 Rp 79.6K

$6.67 €5.99

-34.33%

Milk (1 liter)

$1.49 Rp 27.1K

$1.14 €1.02

30.70%

White Bread (500g)

$2.28 Rp 41.4K

$1.40 €1.26

62.86%

Rice (white) (1kg)

$1.19 Rp 21.6K

$2.84 €2.55

-58.10%

Eggs

$2.04 Rp 37.0K

$3.17 €2.85

-35.65%

Local Cheese (1kg)

$17.70 Rp 321.7K

$10.98 €9.86

61.20%

Chicken Fillets (1kg)

$3.96 Rp 72.0K

$8.91 €8.00

-55.56%

Beef Round Steak (1kg)

$12.19 Rp 221.6K

$26.89 €24.16

-54.67%

Apples (1kg)

$3.66 Rp 66.4K

$2.27 €2.04

61.23%

Banana (1kg)

$1.52 Rp 27.6K

$1.44 €1.29

5.56%

Oranges (1kg)

$2.23 Rp 40.5K

$2.61 €2.34

-14.56%

Tomato (1kg)

$1.97 Rp 35.9K

$2.90 €2.60

-32.07%

Potato (1kg)

$1.85 Rp 33.6K

$0.76 €0.68

143.42%

Onion (1kg)

$2.42 Rp 44.1K

$0.82 €0.74

195.12%

Lettuce (1 head)

$0.99 Rp 18.0K

$2.04 €1.83

-51.47%

Water (1.5 liter bottle)

$0.51 Rp 9,332

$0.95 €0.85

-46.32%

Cigarettes 20 Pack (Marlboro, Camel)

$2.22 Rp 40.4K

$6.92 €6.22

-67.92%

Wine (Bottle)

$22.24 Rp 404.2K

$10.12 €9.09

119.76%

Local Beer (0.5 liter bottle)

$2.26 Rp 41.1K

$1.94 €1.74

16.49%

Imported Beer (0.33 liter bottle)

$2.97 Rp 54.0K

$2.03 €1.82

46.31%

One-way Ticket (Public Transport)

$0.25 Rp 4,562

Public Transport Monthly Pass (Regular Price)

$7.82 Rp 142.2K

Taxi Start (Normal Tariff)

$0.44 Rp 7,989

$6.21 €5.58

-92.91%

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,817

$1.15 €1.03

-62.61%

Taxi 1hour Waiting (Normal Tariff)

$5.41 Rp 98.3K

$26.34 €23.67

-79.46%

Gasoline (1 liter)

$0.82 Rp 15.0K

$1.88 €1.69

-56.38%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.8K Rp 433.3M

$28.0K €25.1K

-14.79%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 577.0M

$31.6K €28.4K

0.56%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.1 Rp 1.4M

$345 €310

-77.09%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 117.2K

$17.73 €15.93

-63.62%

Internet (50+ Mbps, Unlimited Data)

$18.58 Rp 337.7K

$30.33 €27.25

-38.74%

Gym Membership (Monthly)

$49.48 Rp 899.4K

Tennis Court (1 Hour on Weekend)

$17.65 Rp 320.8K

Cinema Ticket

$4.27 Rp 77.7K

$5.66 €5.09

-24.56%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$491 Rp 8.9M

$696 €625

-29.51%

International Primary School, 1 Child (Yearly)

$5,674 Rp 103.1M

$9,992 €8,975

-43.21%

Jeans (Levis 501 Or Similar)

$44.64 Rp 811.4K

$100 €90.1

-55.50%

Summer Dress (H&M, Zara, etc)

$34.95 Rp 635.3K

$51.3 €46.05

-31.83%

Sport Shoes (Adidas, Nike)

$79.9 Rp 1.5M

$119 €107

-32.97%

Men's Leather Business Shoes

$79.4 Rp 1.4M

$132 €119

-39.89%

1-bedroom Apartment, City Center (Monthly)

$1,125 Rp 20.4M

$275 €247

309.69%

1-bedroom Apartment, Outside City Center (Monthly)

$671 Rp 12.2M

$167 €150

301.78%

3-bedroom Apartment, City Center (Monthly)

$3,565 Rp 64.8M

$338 €304

955.00%

3-bedroom Apartment, Outside City Center (Monthly)

$1,723 Rp 31.3M

$276 €247

525.49%

Buy Apartment in City Center (m2)

$2,732 Rp 49.6M

$784 €704

248.39%

Buy Apartment Outside City Center (m2)

$2,284 Rp 41.5M

$548 €492

317.01%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$1,250 €1,123

-86.90%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.44

300.58%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 25, 2026

Last update for Valga: October 26, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$672 49.8%

Valga

$167 12.3% 75.1% $504

Groceries & Markets

Ubud, Bali

$288 21.4%

Valga

$310 22.8% 7.4% $21

Eating Out

Ubud, Bali

$108 8%

Valga

$284 20.9% 164% $177

Clothing & Footwear

Ubud, Bali

$108 8%

Valga

$181 13.3% 68.6% $74

Monthly Utilities & Internet

Ubud, Bali

$104 7.7%

Valga

$393 28.9% 278% $289

Sport & Entertainment

Ubud, Bali

$58 4.3%

Valga

$11 * 0.8% 80.5% $47

Getting Around

Ubud, Bali

$11 0.9%

Valga

$12 * 0.9% 4.7% $0.5

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,125 in Ubud, Bali and $275 in Valga. Housing cost is often the main lever when comparing two cities.

Valga pays about 7.6 times more on average. How far that income stretches comes down to housing choices and lifestyle.

Dining out: $36 in Ubud, Bali vs $90 in Valga for a mid-range dinner for two. Groceries echo the gap at $288 vs $310 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇪🇪 Valga

🕒 Local time

07:25 7:25 AM

01:25 1:25 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

12,040

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.5 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.11 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 28, 2026: 1 USD = 18,175 IDR (100,000 IDR = 5.5 USD). 1 EUR = 20,233 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 28, 2026: 1 USD = 0.898 EUR (1 EUR = 1.11 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Valga 10,760 km ≈ 14 h nonstop flight

From you

Ubud, Bali
Valga

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Valga: Cost of Living - Frequently Asked Questions

On paper, salaries run 87% lower in Ubud, Bali. That’s worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,125 in Ubud, Bali versus $275 in Valga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 7% higher in Valga. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36 versus $90 in Valga. If you eat out regularly, this makes a real dent in your monthly spending.

Both cities are expensive relative to $1,000. Ubud, Bali is the more realistic option, but even there you’ll need to be disciplined with housing, food, and fun money.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Valga are both considered safe, so it’s unlikely to be the deciding factor between them.

It comes down to priorities – Ubud, Bali wins on affordability, Valga on earning potential. Factor in climate, language, visa rules, and proximity to places that matter to you before deciding.