Cost of Living Comparison Between Ubud, Bali and Valga Cost of Living Comparison Between Ubud, Bali and Valga

Monthly Cost of Living

Monthly costs for one person with rent: $1,378 in Ubud, Bali versus $1,396 in Valga.

Estimated couple costs with rent: $2,327 in Ubud, Bali versus $2,172 in Valga.

Monthly costs for a family of three with rent: $3,275 in Ubud, Bali versus $2,949 in Valga.

Living in Ubud, Bali costs roughly 1% less than in Valga, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 0% above, Valga 1% above.

Meal at Budget Restaurant

$3.33 Rp 58.7K

$17.49 €15.09

-80.96%

Three-Course Dinner for Two, Mid-Range

$35.82 Rp 630.7K

$93.2 €80.3

-61.55%

Fast Food Meal (McDonalds, etc)

$5.63 Rp 99.1K

$11.58 €9.98

-51.38%

Cappuccino

$2.82 Rp 49.7K

$4.41 €3.81

-36.05%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.75 Rp 30.8K

$2.16 €1.86

-18.98%

Water (0.33 liter bottle)

$0.80 Rp 14.0K

$2.18 €1.88

-63.30%

Local Beer (0.5 liter draught)

$3.04 Rp 53.6K

$7.15 €6.17

-57.48%

Imported Beer (0.33 liter bottle)

$4.30 Rp 75.7K

$6.44 €5.55

-33.23%

Milk (1 liter)

$1.61 Rp 28.3K

$1.12 €0.96

43.75%

White Bread (500g)

$2.27 Rp 39.9K

$1.46 €1.26

55.48%

Rice (white) (1kg)

$1.17 Rp 20.6K

$3.03 €2.61

-61.39%

Eggs

$2.17 Rp 38.2K

$3.27 €2.82

-33.64%

Local Cheese (1kg)

$17.63 Rp 310.5K

$11.54 €9.95

52.77%

Chicken Fillets (1kg)

$4.05 Rp 71.4K

$9.44 €8.14

-57.10%

Beef Round Steak (1kg)

$12.18 Rp 214.5K

$26.41 €22.77

-53.88%

Apples (1kg)

$3.62 Rp 63.7K

$2.39 €2.06

51.46%

Banana (1kg)

$1.64 Rp 28.8K

$1.53 €1.32

7.19%

Oranges (1kg)

$2.31 Rp 40.6K

$2.83 €2.44

-18.37%

Tomato (1kg)

$1.96 Rp 34.5K

$3.06 €2.64

-35.95%

Potato (1kg)

$1.84 Rp 32.5K

$0.82 €0.70

124.39%

Onion (1kg)

$2.37 Rp 41.7K

$0.79 €0.69

200.00%

Lettuce (1 head)

$1.05 Rp 18.5K

$2.10 €1.81

-50.00%

Water (1.5 liter bottle)

$0.54 Rp 9,560

$0.94 €0.81

-42.55%

Cigarettes 20 Pack (Marlboro, Camel)

$2.30 Rp 40.6K

$7.27 €6.27

-68.36%

Wine (Bottle)

$23.08 Rp 406.4K

$10.37 €8.94

122.57%

Local Beer (0.5 liter bottle)

$2.34 Rp 41.2K

$1.95 €1.68

20.00%

Imported Beer (0.33 liter bottle)

$3.07 Rp 54.0K

$2.24 €1.93

37.05%

One-way Ticket (Public Transport)

$0.25 Rp 4,365

Public Transport Monthly Pass (Regular Price)

$9.42 Rp 165.9K

Taxi Start (Normal Tariff)

$0.49 Rp 8,631

$6.32 €5.45

-92.25%

Taxi (Normal Tariff) (1km)

$0.47 Rp 8,349

$1.23 €1.06

-61.79%

Taxi 1hour Waiting (Normal Tariff)

$5.60 Rp 98.6K

$27.10 €23.37

-79.34%

Gasoline (1 liter)

$0.81 Rp 14.2K

$1.88 €1.62

-56.91%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$25.0K Rp 440.3M

$28.5K €24.6K

-12.24%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.1K Rp 547.0M

$34.0K €29.3K

-8.58%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$82.7 Rp 1.5M

$332 €286

-75.08%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.49 Rp 114.2K

$18.01 €15.53

-63.96%

Internet (50+ Mbps, Unlimited Data)

$18.79 Rp 330.8K

$31.55 €27.21

-40.44%

Gym Membership (Monthly)

$55.2 Rp 972.6K

Tennis Court (1 Hour on Weekend)

$18.21 Rp 320.6K

Cinema Ticket

$4.30 Rp 75.7K

$5.87 €5.07

-26.75%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$494 Rp 8.7M

$699 €603

-29.33%

International Primary School, 1 Child (Yearly)

$5,917 Rp 104.2M

$10.9K €9,373

-45.56%

Jeans (Levis 501 Or Similar)

$46.28 Rp 814.8K

$104 €90.0

-55.67%

Summer Dress (H&M, Zara, etc)

$36.44 Rp 641.6K

$53.9 €46.49

-32.42%

Sport Shoes (Adidas, Nike)

$80.7 Rp 1.4M

$123 €106

-34.49%

Men's Leather Business Shoes

$78.8 Rp 1.4M

$142 €123

-44.69%

1-bedroom Apartment, City Center (Monthly)

$1,114 Rp 19.6M

$286 €247

289.55%

1-bedroom Apartment, Outside City Center (Monthly)

$693 Rp 12.2M

$174 €150

298.06%

3-bedroom Apartment, City Center (Monthly)

$3,639 Rp 64.1M

$342 €295

964.10%

3-bedroom Apartment, Outside City Center (Monthly)

$1,712 Rp 30.1M

$295 €254

480.97%

Buy Apartment in City Center (m2)

$2,761 Rp 48.6M

$807 €696

241.97%

Buy Apartment Outside City Center (m2)

$2,293 Rp 40.4M

$576 €496

298.23%

Average Monthly Net Salary (After Tax)

$167 Rp 2.9M

$1,258 €1,085

-86.72%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.5

293.71%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: September 6, 2026

Last update for Valga: September 5, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,114 in Ubud, Bali and $286 in Valga. Housing cost is often the main lever when comparing two cities.

Valga pays 653% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $36.00 in Ubud, Bali vs $93.0 in Valga for a mid-range dinner for two. Groceries echo the gap at $294 vs $318 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Valga: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 1% lower than in Valga. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 653% lower in Valga. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,114 in Ubud, Bali versus $286 in Valga. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 8% higher in Valga. For households that cook at home regularly, that difference adds up over a month.

All in, you'll spend $1,378 per month in Ubud, Bali versus $1,396 in Valga – a 1% gap that adds up to real savings over time for anyone picking the cheaper option.

At $1,378 in Ubud, Bali versus $1,396 in Valga, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Valga. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,378 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Valga are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 1% less than in Valga. Beyond cost, consider language, visa policies, and how big the international community is in each city.