Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Ulm

For one person, living is cheaper in Ubud, Bali: $1,368 a month against $2,140 in Ulm, rent and utilities included – about $9,300 less a year. Rent and utilities account for about half of the difference.

67

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
104

Cost of Living Index in Ulm
Learn more

Ulm Living Index

Jump to prices

Ubud, Bali

🇮🇩 Indonesia

$1,368

/mo nomad

Ulm

🇩🇪 Germany

$2,140

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Ulm

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Ulm actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,368 in Ubud, Bali versus $2,140 in Ulm.

Ubud, Bali $1,368
Ulm $2,140

Estimated couple costs with rent: $2,314 in Ubud, Bali versus $3,245 in Ulm.

Ubud, Bali $2,314
Ulm $3,245

Monthly costs for a family of three with rent: $3,260 in Ubud, Bali versus $4,350 in Ulm.

Ubud, Bali $3,260
Ulm $4,350

Living in Ubud, Bali costs roughly 36% less than in Ulm, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Ulm 59% above.

Meal at Budget Restaurant

$3.33 Rp 59.9K

$16.80 €14.94

-80.18%

Three-Course Dinner for Two, Mid-Range

$35.18 Rp 633.2K

$66.6 €59.2

-47.17%

Fast Food Meal (McDonalds, etc)

$5.80 Rp 104.5K

$13.31 €11.84

-56.42%

Cappuccino

$2.73 Rp 49.1K

$3.84 €3.42

-28.91%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.64 Rp 29.5K

$4.64 €4.13

-64.66%

Water (0.33 liter bottle)

$0.83 Rp 15.0K

$1.92 €1.71

-56.77%

Local Beer (0.5 liter draught)

$2.70 Rp 48.6K

$4.62 €4.11

-41.56%

Imported Beer (0.33 liter bottle)

$4.30 Rp 77.4K

$4.41 €3.92

-2.49%

Milk (1 liter)

$1.50 Rp 27.1K

$1.47 €1.30

2.04%

White Bread (500g)

$2.30 Rp 41.4K

$2.05 €1.83

12.20%

Rice (white) (1kg)

$1.18 Rp 21.2K

$4.14 €3.68

-71.50%

Eggs

$2.14 Rp 38.6K

$3.64 €3.24

-41.21%

Local Cheese (1kg)

$17.48 Rp 314.6K

$14.34 €12.76

21.90%

Chicken Fillets (1kg)

$4.03 Rp 72.5K

$9.83 €8.74

-59.00%

Beef Round Steak (1kg)

$12.23 Rp 220.1K

$25.54 €22.72

-52.11%

Apples (1kg)

$3.55 Rp 63.9K

$3.44 €3.06

3.20%

Banana (1kg)

$1.57 Rp 28.3K

$2.21 €1.96

-28.96%

Oranges (1kg)

$2.24 Rp 40.2K

$1.92 €1.71

16.67%

Tomato (1kg)

$1.93 Rp 34.7K

$3.91 €3.48

-50.64%

Potato (1kg)

$1.88 Rp 33.9K

$1.08 €0.96

74.07%

Onion (1kg)

$2.29 Rp 41.3K

$1.12 €1.00

104.46%

Lettuce (1 head)

$0.99 Rp 17.9K

$1.66 €1.48

-40.36%

Water (1.5 liter bottle)

$0.53 Rp 9,475

$1.20 €1.06

-55.83%

Cigarettes 20 Pack (Marlboro, Camel)

$2.28 Rp 41.1K

$9.59 €8.53

-76.23%

Wine (Bottle)

$23.01 Rp 414.2K

$5.67 €5.04

305.82%

Local Beer (0.5 liter bottle)

$2.34 Rp 42.2K

$1.15 €1.02

103.48%

Imported Beer (0.33 liter bottle)

$2.91 Rp 52.4K

$1.52 €1.35

91.45%

One-way Ticket (Public Transport)

$0.24 Rp 4,315

$3.10 €2.76

-92.26%

Public Transport Monthly Pass (Regular Price)

$8.82 Rp 158.7K

$64.4 €57.3

-86.31%

Taxi Start (Normal Tariff)

$0.48 Rp 8,684

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,233

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 98.2K

Gasoline (1 liter)

$0.88 Rp 15.9K

$2.13 €1.89

-58.69%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.6K Rp 442.2M

$32.2K €28.6K

-23.70%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.2K Rp 561.4M

$37.9K €33.7K

-17.63%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$83.0 Rp 1.5M

$377 €336

-77.99%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.45 Rp 116.0K

$34.04 €30.28

-81.05%

Internet (50+ Mbps, Unlimited Data)

$18.57 Rp 334.2K

$52.9 €47.05

-64.89%

Gym Membership (Monthly)

$55.8 Rp 1.0M

$33.61 €29.89

66.08%

Tennis Court (1 Hour on Weekend)

$18.11 Rp 326.0K

$22.70 €20.19

-20.22%

Cinema Ticket

$4.38 Rp 78.9K

$13.44 €11.95

-67.41%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

$441 €393

11.69%

International Primary School, 1 Child (Yearly)

$5,754 Rp 103.6M

$13.0K €11.6K

-55.88%

Jeans (Levis 501 Or Similar)

$46.19 Rp 831.4K

$90.3 €80.3

-48.83%

Summer Dress (H&M, Zara, etc)

$35.33 Rp 636.0K

$55.2 €49.08

-35.97%

Sport Shoes (Adidas, Nike)

$79.1 Rp 1.4M

$89.4 €79.6

-11.57%

Men's Leather Business Shoes

$78.4 Rp 1.4M

$148 €131

-46.94%

1-bedroom Apartment, City Center (Monthly)

$1,142 Rp 20.6M

$931 €828

22.71%

1-bedroom Apartment, Outside City Center (Monthly)

$676 Rp 12.2M

$749 €666

-9.77%

3-bedroom Apartment, City Center (Monthly)

$3,503 Rp 63.1M

$1,830 €1,628

91.38%

3-bedroom Apartment, Outside City Center (Monthly)

$1,700 Rp 30.6M

$1,471 €1,308

15.56%

Buy Apartment in City Center (m2)

$2,784 Rp 50.1M

$5,901 €5,249

-52.82%

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.3M

$3,961 €3,524

-43.44%

Average Monthly Net Salary (After Tax)

$165 Rp 3.0M

$3,737 €3,324

-95.60%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

3.97

247.10%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 11, 2026

Last update for Ulm: October 13, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$676 49.4%

Ulm

$749 35% 10.8% $73

Groceries & Markets

Ubud, Bali

$290 21.2%

Ulm

$339 15.9% 16.9% $49

Eating Out

Ubud, Bali

$109 8%

Ulm

$279 13% 156% $170

Monthly Utilities & Internet

Ubud, Bali

$108 7.9%

Ulm

$464 21.7% 330% $356

Clothing & Footwear

Ubud, Bali

$108 7.9%

Ulm

$172 8% 60.1% $65

Sport & Entertainment

Ubud, Bali

$65 4.7%

Ulm

$60 2.8% 6.3% $4.1

Getting Around

Ubud, Bali

$13 0.9%

Ulm

$77 * 3.6% 512% $64

Categories marked with * are only partly priced – their share counts the items that do have prices.

Cost Breakdown

A one-bedroom apartment in the center runs $1,142 in Ubud, Bali and $931 in Ulm. Housing cost is often the main lever when comparing two cities.

Ulm pays 2171% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $67.0 in Ulm for a mid-range dinner for two. Groceries echo the gap at $290 vs $339 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇩🇪 Ulm

🕒 Local time

06:03 6:03 AM

00:03 12:03 AM

6 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

121,648

💱 Currency

Indonesian Rupiah IDR Rp

Euro EUR €

📈 Exchange rate

100,000 IDR = 5.56 USD

100,000 IDR = 4.94 EUR

1 EUR = 1.12 USD

Exchange rates and currency converter

EUR, USD to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 19, 2026: 1 USD = 18,000 IDR (100,000 IDR = 5.56 USD). 1 EUR = 20,236 IDR (100,000 IDR = 4.94 EUR).

Euro exchange rates as of October 19, 2026: 1 USD = 0.889 EUR (1 EUR = 1.12 USD).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Ulm 11,840 km ≈ 15 h nonstop flight

From you

Ubud, Bali
Ulm

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Ulm: Cost of Living - Frequently Asked Questions

Ubud, Bali wins on cost – living expenses run 57% lower than in Ulm. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.

On paper, salaries run 2171% lower in Ulm. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,142 in Ubud, Bali versus $931 in Ulm. Housing is usually the single largest factor when comparing overall living costs between the two.

Childcare runs $493 in Ubud, Bali versus $441 in Ulm. Over years of preschool, even a modest monthly gap compounds into a major financial factor for families.

Supermarket bills run roughly 17% higher in Ulm. For households that cook at home regularly, that difference adds up over a month.

At $1,368 in Ubud, Bali versus $2,140 in Ulm, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Ulm. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,368 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.

Safety-wise, Ubud, Bali and Ulm are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 57% less than in Ulm. Beyond cost, consider language, visa policies, and how big the international community is in each city.