Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Tumon

For one person, living is cheaper in Tumon: $429 a month against $1,353 in Ubud, Bali, rent and utilities included – about $11,100 less a year. Rent and utilities account for most of the difference.

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Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,353

/mo nomad

Tumon

🇬🇺 Guam

$429

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Tumon

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Tumon actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,353 in Ubud, Bali versus $429 in Tumon.

Ubud, Bali $1,353
Tumon $429

Estimated couple costs with rent: $2,297 in Ubud, Bali versus $2,002 in Tumon.

Ubud, Bali $2,297
Tumon $2,002

Monthly costs for a family of three with rent: $3,241 in Ubud, Bali versus $3,574 in Tumon.

Ubud, Bali $3,241
Tumon $3,574

Living in Ubud, Bali is roughly 216% more expensive than in Tumon, and outside of rent the biggest gap is in groceries.

The two cities straddle the global median: Ubud, Bali is 0% above, Tumon is 68% below.

Meal at Budget Restaurant

$3.23 Rp 58.3K

$25.37 $25.37

-87.27%

Three-Course Dinner for Two, Mid-Range

$34.88 Rp 629.5K

$51.7 $51.7

-32.52%

Fast Food Meal (McDonalds, etc)

$5.70 Rp 102.8K

$12.95 $12.95

-55.98%

Cappuccino

$2.62 Rp 47.2K

$6.01 $6.01

-56.41%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.72 Rp 31.1K

$3.05 $3.05

-43.61%

Water (0.33 liter bottle)

$0.81 Rp 14.6K

$3.03 $3.03

-73.27%

Local Beer (0.5 liter draught)

$2.65 Rp 47.8K

$7.12 $7.12

-62.78%

Imported Beer (0.33 liter bottle)

$4.37 Rp 78.8K

$8.88 $8.88

-50.79%

Milk (1 liter)

$1.57 Rp 28.4K

White Bread (500g)

$2.19 Rp 39.6K

Rice (white) (1kg)

$1.18 Rp 21.2K

Eggs

$2.16 Rp 38.9K

Local Cheese (1kg)

$17.65 Rp 318.5K

Chicken Fillets (1kg)

$3.78 Rp 68.2K

Beef Round Steak (1kg)

$11.95 Rp 215.7K

Apples (1kg)

$3.60 Rp 65.0K

Banana (1kg)

$1.59 Rp 28.7K

Oranges (1kg)

$2.31 Rp 41.7K

Tomato (1kg)

$1.91 Rp 34.4K

Potato (1kg)

$1.78 Rp 32.1K

Onion (1kg)

$2.33 Rp 42.0K

Lettuce (1 head)

$1.00 Rp 18.0K

Water (1.5 liter bottle)

$0.53 Rp 9,536

Cigarettes 20 Pack (Marlboro, Camel)

$2.29 Rp 41.3K

Wine (Bottle)

$22.07 Rp 398.4K

Local Beer (0.5 liter bottle)

$2.35 Rp 42.4K

Imported Beer (0.33 liter bottle)

$2.98 Rp 53.7K

One-way Ticket (Public Transport)

$0.23 Rp 4,123

$6.87 $6.87

-96.65%

Public Transport Monthly Pass (Regular Price)

$8.90 Rp 160.6K

Taxi Start (Normal Tariff)

$0.47 Rp 8,490

Taxi (Normal Tariff) (1km)

$0.43 Rp 7,759

$1.94 $1.94

-77.84%

Taxi 1hour Waiting (Normal Tariff)

$5.47 Rp 98.7K

Gasoline (1 liter)

$0.83 Rp 14.9K

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$23.9K Rp 431.0M

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.8K Rp 591.8M

$29.1K $29.1K

12.57%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.56 Rp 118.4K

Internet (50+ Mbps, Unlimited Data)

$18.60 Rp 335.8K

Gym Membership (Monthly)

$54.1 Rp 976.8K

Tennis Court (1 Hour on Weekend)

$18.28 Rp 329.9K

Cinema Ticket

$4.25 Rp 76.8K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$493 Rp 8.9M

International Primary School, 1 Child (Yearly)

$5,597 Rp 101.0M

Jeans (Levis 501 Or Similar)

$45.58 Rp 822.6K

Summer Dress (H&M, Zara, etc)

$34.96 Rp 631.1K

Sport Shoes (Adidas, Nike)

$77.7 Rp 1.4M

Men's Leather Business Shoes

$78.5 Rp 1.4M

1-bedroom Apartment, City Center (Monthly)

$1,131 Rp 20.4M

1-bedroom Apartment, Outside City Center (Monthly)

$673 Rp 12.1M

3-bedroom Apartment, City Center (Monthly)

$3,613 Rp 65.2M

3-bedroom Apartment, Outside City Center (Monthly)

$1,702 Rp 30.7M

$2,433 $2,433

-30.06%

Buy Apartment in City Center (m2)

$2,717 Rp 49.0M

Buy Apartment Outside City Center (m2)

$2,241 Rp 40.5M

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 19, 2026

Last update for Tumon: October 19, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$673 49.7%

Tumon

–

Groceries & Markets

Ubud, Bali

$287 21.2%

Tumon

–

Clothing & Footwear

Ubud, Bali

$107 7.9%

Tumon

–

Eating Out

Ubud, Bali

$106 7.9%

Tumon

–

Monthly Utilities & Internet

Ubud, Bali

$105 7.8%

Tumon

–

Sport & Entertainment

Ubud, Bali

$63 4.6%

Tumon

–

Getting Around

Ubud, Bali

$12 0.9%

Tumon

–

Cost Breakdown

Dining out at a mid-range restaurant: $35.00 in Ubud, Bali vs $52.0 in Tumon for two.

Good to know

🇮🇩 Ubud, Bali

🇬🇺 Tumon

🕒 Local time

23:46 11:46 PM

01:46 1:46 AM

2 h ahead of Ubud, Bali

🌤 Weather

👥 Population

74,800

44,943

💱 Currency

Indonesian Rupiah IDR Rp

United States Dollar USD $

📈 Exchange rate

100,000 IDR = 5.54 USD

100,000 IDR = 4.93 EUR

1 USD = 0.89 EUR

Exchange rates and currency converter

USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 25, 2026: 1 USD = 18,050 IDR (100,000 IDR = 5.54 USD). 1 EUR = 20,292 IDR (100,000 IDR = 4.93 EUR).

United States Dollar exchange rates as of October 25, 2026: 1 EUR = 1.12 USD (1 USD = 0.89 EUR).

USD to IDR in detail →

On the map

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Between locations

Ubud, Bali Tumon 4,080 km ≈ 6 h nonstop flight

From you

Ubud, Bali
Tumon

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tumon: Cost of Living - Frequently Asked Questions

Ubud, Bali and Tumon differ by about 216% in total monthly costs ($1,353 vs $429 including rent). Tumon is meaningfully more affordable – a gap that matters a lot on a fixed or modest income.

You'd need roughly $2,030 in Ubud, Bali and $643 in Tumon to live well. The gap comes down to housing and overall price levels. Both cities are liveable on less, but these numbers represent actual comfort.

Dining out is cheaper in Tumon – a meal for two runs $52.0 versus $35.00 in Ubud, Bali. If you eat out regularly, this makes a real dent in your monthly spending.

All in, you'll spend $1,353 per month in Ubud, Bali versus $429 in Tumon – a 216% gap that adds up to real savings over time for anyone picking the cheaper option.

At $429 in Tumon versus $1,353 in Ubud, Bali, a $2,000 budget is realistic in Tumon but tight or insufficient in Ubud, Bali. The gap between the two cities makes Tumon the clear choice for anyone on this budget.

Both cities offer a good standard of living with different trade-offs. Neither is objectively better – the right pick depends on what matters most: affordability, career, cultural scene, or climate.

Safety-wise, Ubud, Bali and Tumon are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Tumon gentler on the wallet – expenses run 216% less than in Ubud, Bali. Beyond cost, consider language, visa policies, and how big the international community is in each city.