Cost of Living Comparison Between Ubud, Bali and Tsumeb Cost of Living Comparison Between Ubud, Bali and Tsumeb

Monthly Cost of Living

A single person spends $1,404 per month in Ubud, Bali vs $752 in Tsumeb, rent included.

A couple spends around $2,549 per month in Ubud, Bali vs $1,237 in Tsumeb, rent included.

A family of three spends $3,694 per month in Ubud, Bali vs $1,722 in Tsumeb, rent included.

Ubud, Bali costs about 87% more than Tsumeb, driven mainly by Eating Out.

Ubud, Bali sits 4% above the global median, while Tsumeb is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.0K

$16.42 NAD 267

-78.26%

Three-Course Dinner for Two, Mid-Range

$32.50 Rp 582.3K

$36.31 NAD 591

-10.49%

Fast Food Meal (McDonalds, etc)

$4.86 Rp 87.1K

$9.13 NAD 149

-46.77%

Cappuccino

$2.75 Rp 49.2K

$2.25 NAD 36.67

22.22%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.32 Rp 23.7K

$2.12 NAD 34.54

-37.74%

Water (0.33 liter bottle)

$0.70 Rp 12.6K

$2.21 NAD 35.89

-68.33%

Local Beer (0.5 liter draught)

$2.91 Rp 52.2K

$2.35 NAD 38.27

23.83%

Imported Beer (0.33 liter bottle)

$3.79 Rp 68.0K

$1.25 NAD 20.40

203.20%

Milk (1 liter)

$1.71 Rp 30.6K

$1.31 NAD 21.29

30.53%

White Bread (500g)

$2.47 Rp 44.3K

$0.75 NAD 12.23

229.33%

Rice (white) (1kg)

$1.20 Rp 21.5K

$1.61 NAD 26.12

-25.47%

Eggs

$2.44 Rp 43.8K

$2.71 NAD 44.12

-9.96%

Local Cheese (1kg)

$14.38 Rp 257.7K

$13.17 NAD 214

9.19%

Chicken Fillets (1kg)

$4.31 Rp 77.1K

$3.25 NAD 52.9

32.62%

Beef Round Steak (1kg)

$12.21 Rp 218.7K

$9.79 NAD 159

24.72%

Apples (1kg)

$3.68 Rp 66.0K

$2.33 NAD 37.85

57.94%

Banana (1kg)

$1.55 Rp 27.8K

$2.61 NAD 42.42

-40.61%

Oranges (1kg)

$2.79 Rp 49.9K

$2.53 NAD 41.21

10.28%

Tomato (1kg)

$2.33 Rp 41.8K

$2.06 NAD 33.55

13.11%

Potato (1kg)

$1.97 Rp 35.3K

$2.12 NAD 34.57

-7.08%

Onion (1kg)

$2.31 Rp 41.4K

$1.60 NAD 26.09

44.38%

Lettuce (1 head)

$1.06 Rp 19.1K

$1.41 NAD 23.03

-24.82%

Water (1.5 liter bottle)

$0.73 Rp 13.1K

$0.98 NAD 16.01

-25.51%

Cigarettes 20 Pack (Marlboro, Camel)

$3.28 Rp 58.8K

$3.04 NAD 49.48

7.89%

Wine (Bottle)

$22.79 Rp 408.4K

Local Beer (0.5 liter bottle)

$2.81 Rp 50.3K

$0.93 NAD 15.12

202.15%

Imported Beer (0.33 liter bottle)

$2.78 Rp 49.9K

$1.19 NAD 19.43

133.61%

One-way Ticket (Public Transport)

$0.29 Rp 5,217

Public Transport Monthly Pass (Regular Price)

$8.06 Rp 144.4K

Taxi Start (Normal Tariff)

$0.45 Rp 8,047

$0.81 NAD 13.24

-44.44%

Taxi (Normal Tariff) (1km)

$0.45 Rp 8,094

$0.78 NAD 12.64

-42.31%

Taxi 1hour Waiting (Normal Tariff)

$6.24 Rp 111.7K

Gasoline (1 liter)

$0.85 Rp 15.2K

$1.15 NAD 18.76

-26.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.0K Rp 465.4M

$28.2K NAD 458.2K

-7.72%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.7K Rp 567.2M

$21.5K NAD 349.4K

47.47%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.06 Rp 72.7K

Internet (50+ Mbps, Unlimited Data)

$24.42 Rp 437.6K

$28.15 NAD 458

-13.25%

Gym Membership (Monthly)

$97.7 Rp 1.7M

$22.40 NAD 364

336.03%

Tennis Court (1 Hour on Weekend)

$6.45 Rp 115.5K

Cinema Ticket

$4.04 Rp 72.4K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$304 Rp 5.4M

$38.95 NAD 634

680.56%

International Primary School, 1 Child (Yearly)

$6,621 Rp 118.6M

Jeans (Levis 501 Or Similar)

$54.2 Rp 971.7K

$41.14 NAD 670

31.82%

Summer Dress (H&M, Zara, etc)

$38.78 Rp 694.7K

$26.39 NAD 429

46.95%

Sport Shoes (Adidas, Nike)

$86.1 Rp 1.5M

$42.35 NAD 689

103.40%

Men's Leather Business Shoes

$76.7 Rp 1.4M

$48.49 NAD 789

58.12%

1-bedroom Apartment, City Center (Monthly)

$986 Rp 17.7M

$267 NAD 4,348

268.88%

1-bedroom Apartment, Outside City Center (Monthly)

$658 Rp 11.8M

$208 NAD 3,391

215.79%

3-bedroom Apartment, City Center (Monthly)

$3,369 Rp 60.4M

$457 NAD 7,439

637.09%

3-bedroom Apartment, Outside City Center (Monthly)

$2,066 Rp 37.0M

$356 NAD 5,798

479.81%

Buy Apartment in City Center (m2)

$2,741 Rp 49.1M

Buy Apartment Outside City Center (m2)

$2,228 Rp 39.9M

Average Monthly Net Salary (After Tax)

$163 Rp 2.9M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: June 9, 2026

Last update for Tsumeb: June 8, 2026

Cost Breakdown

A central one-bedroom costs $986 in Ubud, Bali versus $267 in Tsumeb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $33.00 in Ubud, Bali versus $36.00 in Tsumeb. Groceries tell a different story – $297 in Ubud, Bali vs $205 in Tsumeb – so Tsumeb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tsumeb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,404 in Ubud, Bali, $752 in Tsumeb – roughly 87% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,106 per month in Ubud, Bali and $1,129 in Tsumeb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsumeb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,404 in Ubud, Bali and $752 in Tsumeb. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $304 per month in Ubud, Bali and $38.95 in Tsumeb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tsumeb, where all-in costs run around $752, than in Ubud, Bali at $1,404. In Tsumeb it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $752 in Tsumeb to $1,404 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsumeb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.