Cost of Living Comparison Between Ubud, Bali and Tsumeb Cost of Living Comparison Between Ubud, Bali and Tsumeb

Monthly Cost of Living

A single person spends $1,392 per month in Ubud, Bali vs $751 in Tsumeb, rent included.

A couple spends around $2,557 per month in Ubud, Bali vs $1,238 in Tsumeb, rent included.

A family of three spends $3,723 per month in Ubud, Bali vs $1,725 in Tsumeb, rent included.

Ubud, Bali costs about 85% more than Tsumeb, driven mainly by Eating Out.

Ubud, Bali sits 5% above the global median, while Tsumeb is 44% below – they fall on opposite sides of the world average.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$16.84 NAD 278

-78.80%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$37.47 NAD 620

-13.74%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$9.02 NAD 149

-44.46%

Cappuccino

$2.82 Rp 51.0K

$2.19 NAD 36.17

28.77%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.24 NAD 37.06

-39.73%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$2.12 NAD 35.11

-65.57%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$2.41 NAD 39.88

21.58%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$1.20 NAD 19.86

228.33%

Milk (1 liter)

$1.78 Rp 32.1K

$1.37 NAD 22.73

29.93%

White Bread (500g)

$2.45 Rp 44.2K

$0.76 NAD 12.51

222.37%

Rice (white) (1kg)

$1.15 Rp 20.7K

$1.55 NAD 25.63

-25.81%

Eggs

$2.41 Rp 43.6K

$2.60 NAD 42.95

-7.31%

Local Cheese (1kg)

$14.33 Rp 258.7K

$13.47 NAD 223

6.38%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$3.30 NAD 54.5

26.97%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$9.79 NAD 162

23.19%

Apples (1kg)

$3.64 Rp 65.7K

$2.21 NAD 36.62

64.71%

Banana (1kg)

$1.57 Rp 28.3K

$2.73 NAD 45.24

-42.49%

Oranges (1kg)

$2.79 Rp 50.3K

$2.64 NAD 43.60

5.68%

Tomato (1kg)

$2.24 Rp 40.5K

$2.06 NAD 34.13

8.74%

Potato (1kg)

$1.98 Rp 35.7K

$2.13 NAD 35.25

-7.04%

Onion (1kg)

$2.28 Rp 41.1K

$1.63 NAD 26.98

39.88%

Lettuce (1 head)

$1.05 Rp 19.0K

$1.43 NAD 23.61

-26.57%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$0.94 NAD 15.54

-15.96%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$3.04 NAD 50.3

4.93%

Wine (Bottle)

$23.49 Rp 424.1K

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$0.86 NAD 14.16

237.21%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$1.21 NAD 19.96

128.10%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$0.82 NAD 13.64

-45.12%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$0.83 NAD 13.74

-44.58%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.20 NAD 19.84

-28.33%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$27.9K NAD 461.5K

-4.71%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.2K NAD 349.9K

53.86%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$28.13 NAD 465

-15.22%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$22.02 NAD 364

348.59%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

Cinema Ticket

$4.01 Rp 72.3K

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$39.53 NAD 654

651.94%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$40.97 NAD 678

30.41%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$26.56 NAD 439

43.49%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$42.78 NAD 708

107.22%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$48.91 NAD 809

56.66%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$260 NAD 4,293

292.95%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$209 NAD 3,459

225.27%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$458 NAD 7,570

658.08%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$357 NAD 5,909

485.05%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

47.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Tsumeb: July 27, 2026

Cost Breakdown

A central one-bedroom costs $1,020 in Ubud, Bali versus $260 in Tsumeb. Rent is usually the largest line item in a monthly budget, so the gap here sets the tone for the overall comparison.

A mid-range dinner for two costs $32.00 in Ubud, Bali versus $37.00 in Tsumeb. Groceries tell a different story – $298 in Ubud, Bali vs $206 in Tsumeb – so Tsumeb wins on supermarket bills even if dining out costs more.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Tsumeb: Cost of Living - Frequently Asked Questions

Monthly costs with rent: $1,392 in Ubud, Bali, $751 in Tsumeb – roughly 85% apart. Ubud, Bali costs more across the board, with Eating Out showing the biggest gap.

For a comfortable life, plan on about $2,088 per month in Ubud, Bali and $1,126 in Tsumeb. That covers rent, food, utilities, transport, and enough left over to feel settled – not just surviving.

Rent is clearly cheaper in Tsumeb, especially for central apartments. Housing is actually the single biggest factor behind the overall cost gap between these two cities.

Monthly expenses with rent come to $1,392 in Ubud, Bali and $751 in Tsumeb. The difference isn't just one category – it shows up across housing, food, transport, and services.

Kindergarten costs $297 per month in Ubud, Bali and $39.53 in Tsumeb. For families with young kids, this one expense can tip the scales when choosing between the two cities.

A $2,000 monthly budget goes further in Tsumeb, where all-in costs run around $751, than in Ubud, Bali at $1,392. In Tsumeb it covers expenses comfortably, while in Ubud, Bali it requires careful planning or may not stretch far enough.

It depends on your priorities. Ubud, Bali has an edge in some lifestyle areas, with costs from $751 in Tsumeb to $1,392 in Ubud, Bali. Climate, culture, job market, and personal taste all factor in.

Both have safer and rougher neighborhoods, but overall safety is comparable to other large cities. Neighborhood choice matters more than the city-level comparison – central, well-trafficked areas feel secure in both.

If budget matters most, go with Tsumeb. If higher salaries, better infrastructure, or specific career opportunities are the priority, Ubud, Bali makes more sense. Both are solid long-term options with distinct trade-offs.