Cost of Living Comparison Between Ubud, Bali and Traverse City, MI Cost of Living Comparison Between Ubud, Bali and Traverse City, MI

Monthly Cost of Living

Monthly costs for one person with rent: $1,396 in Ubud, Bali versus $2,724 in Traverse City, MI.

Estimated couple costs with rent: $2,334 in Ubud, Bali versus $4,035 in Traverse City, MI.

Monthly costs for a family of three with rent: $3,273 in Ubud, Bali versus $5,346 in Traverse City, MI.

Living in Ubud, Bali costs roughly 49% less than in Traverse City, MI, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 2% above, Traverse City, MI 98% above.

Currency
🍽 Eating Out
Ubud, Bali
Traverse City, MI
Difference
Meal at Budget Restaurant
$3.37 Rp 59.5K
$21.76 $21.76
-84.51%
Three-Course Dinner for Two, Mid-Range
$38.59 Rp 680.4K
$78.0 $78.0
-50.54%
Fast Food Meal (McDonalds, etc)
$5.52 Rp 97.3K
$11.26 $11.26
-50.98%
Cappuccino
$2.64 Rp 46.6K
$4.73 $4.73
-44.19%
Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)
$1.67 Rp 29.5K
$2.49 $2.49
-32.93%
Water (0.33 liter bottle)
$0.77 Rp 13.6K
$2.16 $2.16
-64.35%
Local Beer (0.5 liter draught)
$2.63 Rp 46.4K
$4.93 $4.93
-46.65%
Imported Beer (0.33 liter bottle)
$4.28 Rp 75.5K
$6.17 $6.17
-30.63%
🛒 Groceries & Markets
Ubud, Bali
Traverse City, MI
Difference
Milk (1 liter)
$1.55 Rp 27.3K
$0.77 $0.77
101.30%
White Bread (500g)
$2.22 Rp 39.2K
$2.86 $2.86
-22.38%
Rice (white) (1kg)
$1.13 Rp 19.8K
$4.79 $4.79
-76.41%
Eggs
$2.09 Rp 36.8K
$2.77 $2.77
-24.55%
Local Cheese (1kg)
$17.39 Rp 306.7K
$19.12 $19.12
-9.05%
Chicken Fillets (1kg)
$3.87 Rp 68.2K
$16.71 $16.71
-76.84%
Beef Round Steak (1kg)
$12.55 Rp 221.3K
$22.01 $22.01
-42.98%
Apples (1kg)
$3.62 Rp 63.8K
$6.78 $6.78
-46.61%
Banana (1kg)
$1.56 Rp 27.5K
$1.29 $1.29
20.93%
Oranges (1kg)
$2.35 Rp 41.5K
$3.90 $3.90
-39.74%
Tomato (1kg)
$2.06 Rp 36.2K
$6.97 $6.97
-70.44%
Potato (1kg)
$1.90 Rp 33.5K
$2.72 $2.72
-30.15%
Onion (1kg)
$2.34 Rp 41.2K
$3.25 $3.25
-28.00%
Lettuce (1 head)
$1.03 Rp 18.2K
$2.40 $2.40
-57.08%
Water (1.5 liter bottle)
$0.55 Rp 9,781
$2.64 $2.64
-79.17%
Cigarettes 20 Pack (Marlboro, Camel)
$2.25 Rp 39.7K
$5.92 $5.92
-61.99%
Wine (Bottle)
$23.81 Rp 419.8K
$15.08 $15.08
57.89%
Local Beer (0.5 liter bottle)
$2.31 Rp 40.8K
$2.01 $2.01
14.93%
Imported Beer (0.33 liter bottle)
$2.80 Rp 49.4K
$7.19 $7.19
-61.06%
🚌 Getting Around
Ubud, Bali
Traverse City, MI
Difference
One-way Ticket (Public Transport)
$0.27 Rp 4,803
$5.98 $5.98
-95.48%
Public Transport Monthly Pass (Regular Price)
$8.66 Rp 152.7K
$29.80 $29.80
-70.94%
Taxi Start (Normal Tariff)
$0.48 Rp 8,490
-
-
Taxi (Normal Tariff) (1km)
$0.45 Rp 7,865
-
-
Taxi 1hour Waiting (Normal Tariff)
$5.72 Rp 100.8K
-
-
Gasoline (1 liter)
$0.76 Rp 13.4K
$1.01 $1.01
-24.75%
Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)
$24.5K Rp 431.7M
$36.2K $36.2K
-32.31%
Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)
$32.1K Rp 566.4M
$25.4K $25.4K
26.50%
🧾 Monthly Utilities & Internet
Ubud, Bali
Traverse City, MI
Difference
Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)
$83.6 Rp 1.5M
$119 $119
-29.85%
SIM Card Monthly Plan (Calls and 10GB+ Data)
$6.46 Rp 113.8K
$36.89 $36.89
-82.49%
Internet (50+ Mbps, Unlimited Data)
$18.99 Rp 334.9K
$67.4 $67.4
-71.82%
🎉 Sport & Entertainment
Ubud, Bali
Traverse City, MI
Difference
Gym Membership (Monthly)
$56.0 Rp 987.0K
$64.4 $64.4
-13.08%
Tennis Court (1 Hour on Weekend)
$18.62 Rp 328.3K
-
-
Cinema Ticket
$4.28 Rp 75.5K
$9.41 $9.41
-54.52%
🧸 Childcare & Education
Ubud, Bali
Traverse City, MI
Difference
Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)
$487 Rp 8.6M
$1,027 $1,027
-52.64%
International Primary School, 1 Child (Yearly)
$5,856 Rp 103.3M
$11.1K $11.1K
-47.43%
👕👟 Clothing & Footwear
Ubud, Bali
Traverse City, MI
Difference
Jeans (Levis 501 Or Similar)
$45.56 Rp 803.3K
$58.6 $58.6
-22.29%
Summer Dress (H&M, Zara, etc)
$36.38 Rp 641.5K
$42.41 $42.41
-14.22%
Sport Shoes (Adidas, Nike)
$82.0 Rp 1.4M
$102 $102
-19.98%
Men's Leather Business Shoes
$80.4 Rp 1.4M
$85.5 $85.5
-5.93%
🏠 Accommodation & Living
Ubud, Bali
Traverse City, MI
Difference
1-bedroom Apartment, City Center (Monthly)
$1,117 Rp 19.7M
$2,012 $2,012
-44.51%
1-bedroom Apartment, Outside City Center (Monthly)
$701 Rp 12.4M
$1,415 $1,415
-50.45%
3-bedroom Apartment, City Center (Monthly)
$3,537 Rp 62.4M
$3,832 $3,832
-7.72%
3-bedroom Apartment, Outside City Center (Monthly)
$1,762 Rp 31.1M
$2,322 $2,322
-24.11%
Buy Apartment in City Center (m2)
$2,826 Rp 49.8M
$5,036 $5,036
-43.88%
Buy Apartment Outside City Center (m2)
$2,292 Rp 40.4M
$3,619 $3,619
-36.68%
💵 Salaries & Financials
Ubud, Bali
Traverse City, MI
Difference
Average Monthly Net Salary (After Tax)
$170 Rp 3.0M
$2,749 $2,749
-93.82%
20-Year Fixed Mortgage Interest Rate (Annual %)
13.78
6.04
128.15%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: August 31, 2026

Last update for Traverse City, MI: August 29, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,117 in Ubud, Bali and $2,012 in Traverse City, MI. Housing cost is often the main lever when comparing two cities.

Traverse City, MI pays 1519% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $39.00 in Ubud, Bali vs $78.0 in Traverse City, MI for a mid-range dinner for two. Groceries echo the gap at $293 vs $476 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.
Digital Nomad Cost of Living Index
Ubud, Bali vs Traverse City, MI: Cost of Living - Frequently Asked Questions
Which city is more expensive, Ubud, Bali or Traverse City, MI?
Ubud, Bali wins on cost – living expenses run 95% lower than in Traverse City, MI. Housing and daily spending are where you'll feel the difference most, making Ubud, Bali the obvious pick if budget is a priority.
Are salaries higher in Ubud, Bali or in Traverse City, MI?
On paper, salaries run 1519% lower in Traverse City, MI. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.
How much does a 1-bedroom apartment cost in Ubud, Bali compared to Traverse City, MI?
Rent for a central apartment: $1,117 in Ubud, Bali versus $2,012 in Traverse City, MI. Housing is usually the single largest factor when comparing overall living costs between the two.
Are groceries more expensive in Ubud, Bali or in Traverse City, MI?
Supermarket bills run roughly 63% higher in Traverse City, MI. For households that cook at home regularly, that difference adds up over a month.
How do dining costs compare in Ubud, Bali and in Traverse City, MI?
Dining out is cheaper in Ubud, Bali – a meal for two runs $39.00 versus $78.0 in Traverse City, MI. If you eat out regularly, this makes a real dent in your monthly spending.
Can you live on $1,000/month in Ubud, Bali or in Traverse City, MI?
At $1,396 in Ubud, Bali versus $2,724 in Traverse City, MI, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Traverse City, MI. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.
Which city is better for digital nomads, Ubud, Bali or Traverse City, MI?
Both work as nomad bases, but Ubud, Bali delivers better value – similar infrastructure at $1,396 monthly. If stretching your runway or maximizing savings is the goal, the price difference makes Ubud, Bali hard to pass up.
How safe is Ubud, Bali compared to Traverse City, MI?
Safety-wise, Ubud, Bali and Traverse City, MI are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.
Which city is more affordable for expats?
Expats usually find Ubud, Bali gentler on the wallet – expenses run 95% less than in Traverse City, MI. Beyond cost, consider language, visa policies, and how big the international community is in each city.

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