Last update: Oct 2026

Cost of Living Comparison Between Ubud, Bali and Toronto

For one person, living is cheaper in Ubud, Bali: $1,348 a month against $2,530 in Toronto, rent and utilities included – about $14,200 less a year. Rent and utilities account for most of the difference.

66

Cost of Living Index in Ubud, Bali
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Ubud, Bali Living Index
125

Cost of Living Index in Toronto
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Toronto Living Index

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Ubud, Bali

🇮🇩 Indonesia

$1,348

/mo nomad

Toronto

🇨🇦 Canada

$2,530

/mo nomad

Monthly Cost of Living

How much you'll spend in Ubud, Bali and in Toronto

Real prices from locals and on-the-ground checks – rent, groceries, transit and the daily extras. Here's what a month in Ubud, Bali and in Toronto actually costs, broken down by who's living it.

Monthly costs for one person with rent: $1,348 in Ubud, Bali versus $2,530 in Toronto.

Ubud, Bali $1,348
Toronto $2,530

Estimated couple costs with rent: $2,312 in Ubud, Bali versus $3,646 in Toronto.

Ubud, Bali $2,312
Toronto $3,646

Monthly costs for a family of three with rent: $3,276 in Ubud, Bali versus $4,761 in Toronto.

Ubud, Bali $3,276
Toronto $4,761

Living in Ubud, Bali costs roughly 47% less than in Toronto, and outside of rent the biggest gap is in eating out.

Both cities are pricier than the global median: Ubud, Bali 1% above, Toronto 89% above.

Meal at Budget Restaurant

$3.33 Rp 59.6K

$17.67 CA$25.19

-81.15%

Three-Course Dinner for Two, Mid-Range

$35.42 Rp 633.1K

$77.4 CA$110

-54.23%

Fast Food Meal (McDonalds, etc)

$5.76 Rp 102.9K

$10.47 CA$14.93

-44.99%

Cappuccino

$2.63 Rp 47.0K

$4.08 CA$5.81

-35.54%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.74 Rp 31.0K

$2.12 CA$3.02

-17.92%

Water (0.33 liter bottle)

$0.77 Rp 13.8K

$1.76 CA$2.51

-56.25%

Local Beer (0.5 liter draught)

$2.71 Rp 48.4K

$6.17 CA$8.80

-56.08%

Imported Beer (0.33 liter bottle)

$4.52 Rp 80.8K

$6.89 CA$9.82

-34.40%

Milk (1 liter)

$1.53 Rp 27.4K

$2.43 CA$3.46

-37.04%

White Bread (500g)

$2.20 Rp 39.2K

$2.75 CA$3.92

-20.00%

Rice (white) (1kg)

$1.22 Rp 21.8K

$2.23 CA$3.18

-45.29%

Eggs

$2.14 Rp 38.2K

$3.45 CA$4.91

-37.97%

Local Cheese (1kg)

$17.73 Rp 316.9K

$8.93 CA$12.73

98.54%

Chicken Fillets (1kg)

$3.86 Rp 68.9K

$11.44 CA$16.31

-66.26%

Beef Round Steak (1kg)

$12.03 Rp 215.0K

$14.61 CA$20.83

-17.66%

Apples (1kg)

$3.61 Rp 64.5K

$3.75 CA$5.34

-3.73%

Banana (1kg)

$1.51 Rp 27.1K

$1.15 CA$1.64

31.30%

Oranges (1kg)

$2.32 Rp 41.4K

$3.55 CA$5.06

-34.65%

Tomato (1kg)

$2.00 Rp 35.8K

$4.28 CA$6.10

-53.27%

Potato (1kg)

$1.81 Rp 32.4K

$1.85 CA$2.63

-2.16%

Onion (1kg)

$2.39 Rp 42.7K

$1.67 CA$2.38

43.11%

Lettuce (1 head)

$0.99 Rp 17.8K

$2.22 CA$3.16

-55.41%

Water (1.5 liter bottle)

$0.52 Rp 9,373

$1.21 CA$1.72

-57.02%

Cigarettes 20 Pack (Marlboro, Camel)

$2.18 Rp 39.0K

$13.88 CA$19.78

-84.29%

Wine (Bottle)

$22.98 Rp 410.7K

$14.25 CA$20.31

61.26%

Local Beer (0.5 liter bottle)

$2.40 Rp 42.8K

$2.20 CA$3.13

9.09%

Imported Beer (0.33 liter bottle)

$3.00 Rp 53.6K

$2.42 CA$3.45

23.97%

One-way Ticket (Public Transport)

$0.24 Rp 4,255

$2.42 CA$3.44

-90.08%

Public Transport Monthly Pass (Regular Price)

$6.99 Rp 125.0K

$111 CA$158

-93.69%

Taxi Start (Normal Tariff)

$0.44 Rp 7,876

$2.90 CA$4.13

-84.83%

Taxi (Normal Tariff) (1km)

$0.42 Rp 7,582

$1.26 CA$1.80

-66.67%

Taxi 1hour Waiting (Normal Tariff)

$5.45 Rp 97.4K

$22.03 CA$31.40

-75.26%

Gasoline (1 liter)

$0.84 Rp 15.1K

$1.22 CA$1.74

-31.15%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.3K Rp 434.8M

$27.6K CA$39.4K

-11.96%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$31.9K Rp 570.0M

$19.8K CA$28.3K

60.88%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$80.8 Rp 1.4M

$122 CA$174

-33.68%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$6.58 Rp 117.6K

$32.03 CA$45.66

-79.46%

Internet (50+ Mbps, Unlimited Data)

$18.24 Rp 326.1K

$47.92 CA$68.3

-61.94%

Gym Membership (Monthly)

$55.1 Rp 985.4K

$38.90 CA$55.5

41.72%

Tennis Court (1 Hour on Weekend)

$18.51 Rp 330.9K

$23.24 CA$33.12

-20.35%

Cinema Ticket

$4.24 Rp 75.9K

$12.61 CA$17.97

-66.38%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$486 Rp 8.7M

$834 CA$1,189

-41.76%

International Primary School, 1 Child (Yearly)

$5,676 Rp 101.5M

$23.3K CA$33.3K

-75.68%

Jeans (Levis 501 Or Similar)

$45.18 Rp 807.6K

$52.6 CA$75.0

-14.11%

Summer Dress (H&M, Zara, etc)

$34.57 Rp 617.9K

$40.26 CA$57.4

-14.13%

Sport Shoes (Adidas, Nike)

$79.2 Rp 1.4M

$96.2 CA$137

-17.72%

Men's Leather Business Shoes

$77.6 Rp 1.4M

$123 CA$175

-36.86%

1-bedroom Apartment, City Center (Monthly)

$1,127 Rp 20.1M

$1,598 CA$2,278

-29.50%

1-bedroom Apartment, Outside City Center (Monthly)

$674 Rp 12.1M

$1,435 CA$2,045

-53.02%

3-bedroom Apartment, City Center (Monthly)

$3,618 Rp 64.7M

$2,657 CA$3,787

36.19%

3-bedroom Apartment, Outside City Center (Monthly)

$1,735 Rp 31.0M

$2,096 CA$2,988

-17.25%

Buy Apartment in City Center (m2)

$2,829 Rp 50.6M

$8,033 CA$11.5K

-64.78%

Buy Apartment Outside City Center (m2)

$2,307 Rp 41.2M

$6,557 CA$9,347

-64.82%

Average Monthly Net Salary (After Tax)

$166 Rp 3.0M

$3,743 CA$5,335

-95.57%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.78

4.47

208.28%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: October 5, 2026

Last update for Toronto: October 4, 2026

Monthly budget structure

Share of the monthly basket for one person, rent included.

Accommodation & Living

Ubud, Bali

$674 49.6%

Toronto

$1.4K 55.4% 113% $761

Groceries & Markets

Ubud, Bali

$290 21.4%

Toronto

$340 13.1% 17.3% $50

Eating Out

Ubud, Bali

$108 8%

Toronto

$282 10.9% 161% $174

Clothing & Footwear

Ubud, Bali

$106 7.8%

Toronto

$140 5.4% 31.9% $34

Monthly Utilities & Internet

Ubud, Bali

$106 7.8%

Toronto

$202 7.8% 91% $96

Sport & Entertainment

Ubud, Bali

$64 4.7%

Toronto

$64 2.5% 0.8% $0.5

Getting Around

Ubud, Bali

$11 0.8%

Toronto

$130 5% 1134% $119

Cost Breakdown

A one-bedroom apartment in the center runs $1,127 in Ubud, Bali and $1,598 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 2159% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $35.00 in Ubud, Bali vs $77.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $290 vs $340 per month, with Ubud, Bali cheaper across the board.

Good to know

🇮🇩 Ubud, Bali

🇨🇦 Toronto

🕒 Local time

21:05 9:05 PM

09:05 9:05 AM

12 h behind Ubud, Bali

🌤 Weather

👥 Population

74,800

2,731,571

💱 Currency

Indonesian Rupiah IDR Rp

Canadian Dollar CAD $

📈 Exchange rate

100,000 IDR = 5.59 USD

100,000 IDR = 4.99 EUR

1 CAD = 0.702 USD

1 CAD = 0.626 EUR

Exchange rates and currency converter

CAD, USD, EUR to IDR – Indonesian Rupiah Converter

🇺🇸 United States Dollar ($)

🇮🇩 Indonesian Rupiah (Rp)

Indonesian Rupiah exchange rates as of October 10, 2026: 1 USD = 17,875 IDR (100,000 IDR = 5.59 USD). 1 EUR = 20,030 IDR (100,000 IDR = 4.99 EUR).

Canadian Dollar exchange rates as of October 10, 2026: 1 USD = 1.43 CAD (1 CAD = 0.702 USD). 1 EUR = 1.6 CAD (1 CAD = 0.626 EUR).

USD to IDR in detail →

On the map

Lowest

Highest

Between locations

Ubud, Bali Toronto 15,860 km ≈ 20 h nonstop flight

From you

Ubud, Bali
Toronto

Distances are measured in a straight line. Your location is detected approximately.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toronto: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in groceries, eating out, and clothing. The 88% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2159% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,127 in Ubud, Bali versus $1,598 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 17% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $35.00 versus $77.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,348 in Ubud, Bali versus $2,530 in Toronto, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toronto. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 88% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.