Cost of Living Comparison Between Ubud, Bali and Toronto Cost of Living Comparison Between Ubud, Bali and Toronto

Monthly Cost of Living

Monthly costs for one person with rent: $1,392 in Ubud, Bali versus $2,843 in Toronto.

Estimated couple costs with rent: $2,557 in Ubud, Bali versus $4,122 in Toronto.

Monthly costs for a family of three with rent: $3,723 in Ubud, Bali versus $5,402 in Toronto.

Living in Ubud, Bali costs roughly 51% less than in Toronto, driven mainly by Eating Out.

Both cities are pricier than the global median: Ubud, Bali 5% above, Toronto 114% above.

Meal at Budget Restaurant

$3.57 Rp 64.5K

$18.86 CA$26.43

-81.07%

Three-Course Dinner for Two, Mid-Range

$32.32 Rp 583.4K

$84.0 CA$118

-61.51%

Fast Food Meal (McDonalds, etc)

$5.01 Rp 90.4K

$11.20 CA$15.70

-55.27%

Cappuccino

$2.82 Rp 51.0K

$3.93 CA$5.51

-28.24%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$1.35 Rp 24.4K

$2.15 CA$3.01

-37.21%

Water (0.33 liter bottle)

$0.73 Rp 13.2K

$1.61 CA$2.26

-54.66%

Local Beer (0.5 liter draught)

$2.93 Rp 53.0K

$5.85 CA$8.20

-49.91%

Imported Beer (0.33 liter bottle)

$3.94 Rp 71.1K

$6.75 CA$9.46

-41.63%

Milk (1 liter)

$1.78 Rp 32.1K

$2.69 CA$3.77

-33.83%

White Bread (500g)

$2.45 Rp 44.2K

$2.74 CA$3.84

-10.58%

Rice (white) (1kg)

$1.15 Rp 20.7K

$3.54 CA$4.96

-67.51%

Eggs

$2.41 Rp 43.6K

$3.48 CA$4.88

-30.75%

Local Cheese (1kg)

$14.33 Rp 258.7K

$13.55 CA$18.98

5.76%

Chicken Fillets (1kg)

$4.19 Rp 75.6K

$13.13 CA$18.40

-68.09%

Beef Round Steak (1kg)

$12.06 Rp 217.7K

$16.52 CA$23.15

-27.00%

Apples (1kg)

$3.64 Rp 65.7K

$4.11 CA$5.76

-11.44%

Banana (1kg)

$1.57 Rp 28.3K

$1.13 CA$1.58

38.94%

Oranges (1kg)

$2.79 Rp 50.3K

$3.39 CA$4.75

-17.70%

Tomato (1kg)

$2.24 Rp 40.5K

$4.04 CA$5.66

-44.55%

Potato (1kg)

$1.98 Rp 35.7K

$2.56 CA$3.59

-22.66%

Onion (1kg)

$2.28 Rp 41.1K

$2.82 CA$3.96

-19.15%

Lettuce (1 head)

$1.05 Rp 19.0K

$2.47 CA$3.47

-57.49%

Water (1.5 liter bottle)

$0.79 Rp 14.2K

$1.92 CA$2.69

-58.85%

Cigarettes 20 Pack (Marlboro, Camel)

$3.19 Rp 57.6K

$14.66 CA$20.54

-78.24%

Wine (Bottle)

$23.49 Rp 424.1K

$13.89 CA$19.46

69.11%

Local Beer (0.5 liter bottle)

$2.90 Rp 52.3K

$2.71 CA$3.80

7.01%

Imported Beer (0.33 liter bottle)

$2.76 Rp 49.7K

$3.17 CA$4.45

-12.93%

One-way Ticket (Public Transport)

$0.27 Rp 4,813

$2.46 CA$3.44

-89.02%

Public Transport Monthly Pass (Regular Price)

$8.37 Rp 151.1K

$114 CA$160

-92.68%

Taxi Start (Normal Tariff)

$0.45 Rp 8,167

$3.60 CA$5.05

-87.50%

Taxi (Normal Tariff) (1km)

$0.46 Rp 8,298

$1.36 CA$1.91

-66.18%

Taxi 1hour Waiting (Normal Tariff)

$6.07 Rp 109.6K

$25.82 CA$36.18

-76.49%

Gasoline (1 liter)

$0.86 Rp 15.6K

$1.14 CA$1.59

-24.56%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$26.6K Rp 480.0M

$24.7K CA$34.6K

7.74%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$32.5K Rp 587.6M

$21.2K CA$29.8K

53.23%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$79.0 Rp 1.4M

$119 CA$166

-33.41%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$4.09 Rp 73.9K

$36.98 CA$51.8

-88.94%

Internet (50+ Mbps, Unlimited Data)

$23.85 Rp 430.5K

$54.3 CA$76.1

-56.05%

Gym Membership (Monthly)

$98.8 Rp 1.8M

$56.0 CA$78.4

76.49%

Tennis Court (1 Hour on Weekend)

$6.35 Rp 114.7K

$20.56 CA$28.82

-69.11%

Cinema Ticket

$4.01 Rp 72.3K

$11.59 CA$16.24

-65.40%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$297 Rp 5.4M

$1,155 CA$1,618

-74.26%

International Primary School, 1 Child (Yearly)

$6,602 Rp 119.2M

$17.9K CA$25.1K

-63.11%

Jeans (Levis 501 Or Similar)

$53.4 Rp 964.5K

$58.3 CA$81.7

-8.34%

Summer Dress (H&M, Zara, etc)

$38.11 Rp 688.1K

$39.15 CA$54.9

-2.66%

Sport Shoes (Adidas, Nike)

$88.7 Rp 1.6M

$87.5 CA$123

1.30%

Men's Leather Business Shoes

$76.6 Rp 1.4M

$115 CA$161

-33.48%

1-bedroom Apartment, City Center (Monthly)

$1,020 Rp 18.4M

$1,785 CA$2,501

-42.87%

1-bedroom Apartment, Outside City Center (Monthly)

$680 Rp 12.3M

$1,543 CA$2,162

-55.90%

3-bedroom Apartment, City Center (Monthly)

$3,469 Rp 62.6M

$2,918 CA$4,089

18.87%

3-bedroom Apartment, Outside City Center (Monthly)

$2,090 Rp 37.7M

$2,471 CA$3,462

-15.41%

Buy Apartment in City Center (m2)

$2,729 Rp 49.3M

$8,725 CA$12.2K

-68.73%

Buy Apartment Outside City Center (m2)

$2,295 Rp 41.4M

$6,800 CA$9,528

-66.24%

Average Monthly Net Salary (After Tax)

$164 Rp 3.0M

$3,476 CA$4,871

-95.29%

20-Year Fixed Mortgage Interest Rate (Annual %)

13.28

5.16

157.36%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Ubud, Bali: July 28, 2026

Last update for Toronto: July 26, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,020 in Ubud, Bali and $1,785 in Toronto. Housing cost is often the main lever when comparing two cities.

Toronto pays 2024% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $32.00 in Ubud, Bali vs $84.0 in Toronto for a mid-range dinner for two. Groceries echo the gap at $298 vs $393 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Ubud, Bali vs Toronto: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Clothing & Footwear, Eating Out, Monthly Utilities & Internet, Getting Around. The 104% gap adds up to real monthly savings that compound significantly over time.

On paper, salaries run 2024% lower in Toronto. That's worth factoring in alongside costs, though remote workers earning in a stronger currency may not notice the difference at all.

Rent for a central apartment: $1,020 in Ubud, Bali versus $1,785 in Toronto. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 32% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $32.00 versus $84.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,392 in Ubud, Bali versus $2,843 in Toronto, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toronto. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Ubud, Bali and Toronto are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 104% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.