Cost of Living Comparison Between Toronto and Ubud, Bali Cost of Living Comparison Between Toronto and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,754 in Toronto versus $1,404 in Ubud, Bali.

Estimated couple costs with rent: $4,090 in Toronto versus $2,549 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,427 in Toronto versus $3,694 in Ubud, Bali.

Living in Toronto is roughly 96% more expensive than Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 105% above, Ubud, Bali 4% above.

Meal at Budget Restaurant

$18.93 CA$26.43

$3.57 Rp 64.0K

430.25%

Three-Course Dinner for Two, Mid-Range

$81.9 CA$114

$32.50 Rp 582.3K

152.09%

Fast Food Meal (McDonalds, etc)

$11.13 CA$15.55

$4.86 Rp 87.1K

129.01%

Cappuccino

$4.00 CA$5.59

$2.75 Rp 49.2K

45.45%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.18 CA$3.05

$1.32 Rp 23.7K

65.15%

Water (0.33 liter bottle)

$1.69 CA$2.36

$0.70 Rp 12.6K

141.43%

Local Beer (0.5 liter draught)

$5.93 CA$8.28

$2.91 Rp 52.2K

103.78%

Imported Beer (0.33 liter bottle)

$6.58 CA$9.18

$3.79 Rp 68.0K

73.61%

Milk (1 liter)

$2.83 CA$3.96

$1.71 Rp 30.6K

65.50%

White Bread (500g)

$2.73 CA$3.81

$2.47 Rp 44.3K

10.53%

Rice (white) (1kg)

$3.65 CA$5.09

$1.20 Rp 21.5K

204.17%

Eggs

$3.54 CA$4.94

$2.44 Rp 43.8K

45.08%

Local Cheese (1kg)

$13.49 CA$18.84

$14.38 Rp 257.7K

-6.19%

Chicken Fillets (1kg)

$13.06 CA$18.24

$4.31 Rp 77.1K

203.02%

Beef Round Steak (1kg)

$16.51 CA$23.05

$12.21 Rp 218.7K

35.22%

Apples (1kg)

$3.99 CA$5.57

$3.68 Rp 66.0K

8.42%

Banana (1kg)

$1.18 CA$1.64

$1.55 Rp 27.8K

-23.87%

Oranges (1kg)

$3.21 CA$4.49

$2.79 Rp 49.9K

15.05%

Tomato (1kg)

$4.04 CA$5.64

$2.33 Rp 41.8K

73.39%

Potato (1kg)

$2.54 CA$3.55

$1.97 Rp 35.3K

28.93%

Onion (1kg)

$2.81 CA$3.92

$2.31 Rp 41.4K

21.65%

Lettuce (1 head)

$2.46 CA$3.43

$1.06 Rp 19.1K

132.08%

Water (1.5 liter bottle)

$1.92 CA$2.68

$0.73 Rp 13.1K

163.01%

Cigarettes 20 Pack (Marlboro, Camel)

$14.85 CA$20.74

$3.28 Rp 58.8K

352.74%

Wine (Bottle)

$14.22 CA$19.86

$22.79 Rp 408.4K

-37.60%

Local Beer (0.5 liter bottle)

$2.69 CA$3.76

$2.81 Rp 50.3K

-4.27%

Imported Beer (0.33 liter bottle)

$3.27 CA$4.57

$2.78 Rp 49.9K

17.63%

One-way Ticket (Public Transport)

$2.40 CA$3.35

$0.29 Rp 5,217

727.59%

Public Transport Monthly Pass (Regular Price)

$113 CA$158

$8.06 Rp 144.4K

1300.87%

Taxi Start (Normal Tariff)

$3.71 CA$5.18

$0.45 Rp 8,047

724.44%

Taxi (Normal Tariff) (1km)

$1.41 CA$1.97

$0.45 Rp 8,094

213.33%

Taxi 1hour Waiting (Normal Tariff)

$25.53 CA$35.65

$6.24 Rp 111.7K

309.13%

Gasoline (1 liter)

$1.14 CA$1.59

$0.85 Rp 15.2K

34.12%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$24.7K CA$34.4K

$26.0K Rp 465.4M

-5.11%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$21.6K CA$30.2K

$31.7K Rp 567.2M

-31.74%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$120 CA$168

$80.8 Rp 1.4M

48.62%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$36.76 CA$51.3

$4.06 Rp 72.7K

805.42%

Internet (50+ Mbps, Unlimited Data)

$54.9 CA$76.7

$24.42 Rp 437.6K

124.86%

Gym Membership (Monthly)

$57.2 CA$79.8

$97.7 Rp 1.7M

-41.48%

Tennis Court (1 Hour on Weekend)

$21.05 CA$29.40

$6.45 Rp 115.5K

226.36%

Cinema Ticket

$11.74 CA$16.40

$4.04 Rp 72.4K

190.59%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$1,142 CA$1,595

$304 Rp 5.4M

275.76%

International Primary School, 1 Child (Yearly)

$18.0K CA$25.1K

$6,621 Rp 118.6M

171.96%

Jeans (Levis 501 Or Similar)

$56.7 CA$79.2

$54.2 Rp 971.7K

4.55%

Summer Dress (H&M, Zara, etc)

$39.80 CA$55.6

$38.78 Rp 694.7K

2.63%

Sport Shoes (Adidas, Nike)

$88.6 CA$124

$86.1 Rp 1.5M

2.83%

Men's Leather Business Shoes

$116 CA$162

$76.7 Rp 1.4M

50.85%

1-bedroom Apartment, City Center (Monthly)

$1,830 CA$2,556

$986 Rp 17.7M

85.71%

1-bedroom Apartment, Outside City Center (Monthly)

$1,580 CA$2,207

$658 Rp 11.8M

140.17%

3-bedroom Apartment, City Center (Monthly)

$2,989 CA$4,174

$3,369 Rp 60.4M

-11.29%

3-bedroom Apartment, Outside City Center (Monthly)

$2,511 CA$3,506

$2,066 Rp 37.0M

21.54%

Buy Apartment in City Center (m2)

$9,084 CA$12.7K

$2,741 Rp 49.1M

231.37%

Buy Apartment Outside City Center (m2)

$6,885 CA$9,614

$2,228 Rp 39.9M

209.06%

Average Monthly Net Salary (After Tax)

$3,555 CA$4,964

$163 Rp 2.9M

2075.19%

20-Year Fixed Mortgage Interest Rate (Annual %)

5.16

13.28

-61.14%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: June 7, 2026

Last update for Ubud, Bali: June 9, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,830 in Toronto and $986 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toronto pays 2075% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $82.0 in Toronto vs $33.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $394 vs $297 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 96% gap adds up to real monthly savings that compound significantly over time.

Toronto pays 2075% more on average, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,830 in Toronto versus $986 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 33% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $33.00 versus $82.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,404 in Ubud, Bali versus $2,754 in Toronto, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toronto. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 96% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.