Cost of Living Comparison Between Toronto and Ubud, Bali Cost of Living Comparison Between Toronto and Ubud, Bali

Monthly Cost of Living

Monthly costs for one person with rent: $2,620 in Toronto versus $1,378 in Ubud, Bali.

Estimated couple costs with rent: $3,866 in Toronto versus $2,327 in Ubud, Bali.

Monthly costs for a family of three with rent: $5,111 in Toronto versus $3,275 in Ubud, Bali.

Living in Toronto is roughly 90% more expensive than in Ubud, Bali, driven mainly by Eating Out.

Both cities are pricier than the global median: Toronto 90% above, Ubud, Bali 0% above.

Meal at Budget Restaurant

$17.85 CA$24.75

$3.33 Rp 58.7K

436.04%

Three-Course Dinner for Two, Mid-Range

$86.8 CA$120

$35.82 Rp 630.7K

142.29%

Fast Food Meal (McDonalds, etc)

$10.94 CA$15.17

$5.63 Rp 99.1K

94.32%

Cappuccino

$4.01 CA$5.57

$2.82 Rp 49.7K

42.20%

Coke/Pepsi/Fanta/Sprite (0.33 liter bottle)

$2.19 CA$3.04

$1.75 Rp 30.8K

25.14%

Water (0.33 liter bottle)

$1.69 CA$2.34

$0.80 Rp 14.0K

111.25%

Local Beer (0.5 liter draught)

$6.45 CA$8.94

$3.04 Rp 53.6K

112.17%

Imported Beer (0.33 liter bottle)

$7.05 CA$9.77

$4.30 Rp 75.7K

63.95%

Milk (1 liter)

$2.71 CA$3.77

$1.61 Rp 28.3K

68.32%

White Bread (500g)

$2.92 CA$4.05

$2.27 Rp 39.9K

28.63%

Rice (white) (1kg)

$2.48 CA$3.44

$1.17 Rp 20.6K

111.97%

Eggs

$3.85 CA$5.34

$2.17 Rp 38.2K

77.42%

Local Cheese (1kg)

$10.10 CA$14.01

$17.63 Rp 310.5K

-42.71%

Chicken Fillets (1kg)

$12.02 CA$16.66

$4.05 Rp 71.4K

196.79%

Beef Round Steak (1kg)

$15.61 CA$21.65

$12.18 Rp 214.5K

28.16%

Apples (1kg)

$3.90 CA$5.41

$3.62 Rp 63.7K

7.73%

Banana (1kg)

$1.24 CA$1.72

$1.64 Rp 28.8K

-24.39%

Oranges (1kg)

$3.78 CA$5.24

$2.31 Rp 40.6K

63.64%

Tomato (1kg)

$4.38 CA$6.08

$1.96 Rp 34.5K

123.47%

Potato (1kg)

$1.93 CA$2.67

$1.84 Rp 32.5K

4.89%

Onion (1kg)

$1.50 CA$2.08

$2.37 Rp 41.7K

-36.71%

Lettuce (1 head)

$2.28 CA$3.17

$1.05 Rp 18.5K

117.14%

Water (1.5 liter bottle)

$1.46 CA$2.02

$0.54 Rp 9,560

170.37%

Cigarettes 20 Pack (Marlboro, Camel)

$14.52 CA$20.14

$2.30 Rp 40.6K

531.30%

Wine (Bottle)

$14.42 CA$20.00

$23.08 Rp 406.4K

-37.52%

Local Beer (0.5 liter bottle)

$2.26 CA$3.14

$2.34 Rp 41.2K

-3.42%

Imported Beer (0.33 liter bottle)

$2.59 CA$3.60

$3.07 Rp 54.0K

-15.64%

One-way Ticket (Public Transport)

$2.36 CA$3.28

$0.25 Rp 4,365

844.00%

Public Transport Monthly Pass (Regular Price)

$114 CA$159

$9.42 Rp 165.9K

1113.48%

Taxi Start (Normal Tariff)

$3.16 CA$4.38

$0.49 Rp 8,631

544.90%

Taxi (Normal Tariff) (1km)

$1.26 CA$1.74

$0.47 Rp 8,349

168.09%

Taxi 1hour Waiting (Normal Tariff)

$22.57 CA$31.30

$5.60 Rp 98.6K

303.04%

Gasoline (1 liter)

$1.24 CA$1.72

$0.81 Rp 14.2K

53.09%

Midsize Hatchback 1.4l (Volkswagen Golf, Toyota Prius, Honda Civic, etc)

$27.3K CA$37.9K

$25.0K Rp 440.3M

9.26%

Compact Sedan 1.6l (Toyota Corolla, Mazda3, Kia K4, Hyundai Elantra, etc)

$20.7K CA$28.8K

$31.1K Rp 547.0M

-33.21%

Utilities for 2 People in 2-bedroom Apartment (Heating, Electricity, Gas, Water, Garbage) (85m2)

$124 CA$172

$82.7 Rp 1.5M

49.60%

SIM Card Monthly Plan (Calls and 10GB+ Data)

$32.72 CA$45.38

$6.49 Rp 114.2K

404.16%

Internet (50+ Mbps, Unlimited Data)

$48.79 CA$67.7

$18.79 Rp 330.8K

159.66%

Gym Membership (Monthly)

$40.27 CA$55.9

$55.2 Rp 972.6K

-27.10%

Tennis Court (1 Hour on Weekend)

$23.84 CA$33.06

$18.21 Rp 320.6K

30.92%

Cinema Ticket

$12.82 CA$17.77

$4.30 Rp 75.7K

198.14%

Preschool or Kindergarten, Full Day, Private, 1 Child (Monthly)

$787 CA$1,092

$494 Rp 8.7M

59.32%

International Primary School, 1 Child (Yearly)

$24.5K CA$34.0K

$5,917 Rp 104.2M

314.72%

Jeans (Levis 501 Or Similar)

$54.2 CA$75.2

$46.28 Rp 814.8K

17.20%

Summer Dress (H&M, Zara, etc)

$43.10 CA$59.8

$36.44 Rp 641.6K

18.28%

Sport Shoes (Adidas, Nike)

$97.9 CA$136

$80.7 Rp 1.4M

21.31%

Men's Leather Business Shoes

$126 CA$175

$78.8 Rp 1.4M

59.91%

1-bedroom Apartment, City Center (Monthly)

$1,660 CA$2,303

$1,114 Rp 19.6M

49.03%

1-bedroom Apartment, Outside City Center (Monthly)

$1,483 CA$2,057

$693 Rp 12.2M

113.96%

3-bedroom Apartment, City Center (Monthly)

$2,800 CA$3,883

$3,639 Rp 64.1M

-23.05%

3-bedroom Apartment, Outside City Center (Monthly)

$2,157 CA$2,991

$1,712 Rp 30.1M

25.94%

Buy Apartment in City Center (m2)

$8,381 CA$11.6K

$2,761 Rp 48.6M

203.60%

Buy Apartment Outside City Center (m2)

$6,842 CA$9,489

$2,293 Rp 40.4M

198.43%

Average Monthly Net Salary (After Tax)

$3,799 CA$5,269

$167 Rp 2.9M

2173.71%

20-Year Fixed Mortgage Interest Rate (Annual %)

4.47

13.78

-67.56%

CityCost data is based on AI and user input – minor inaccuracies may occur.

Last update for Toronto: September 6, 2026

Last update for Ubud, Bali: September 6, 2026

Cost Breakdown

A one-bedroom apartment in the center runs $1,660 in Toronto and $1,114 in Ubud, Bali. Housing cost is often the main lever when comparing two cities.

Toronto pays 2174% more on average. The extra income cushions the higher costs, though housing choices and lifestyle decide how much of the gap is truly closed.

Dining out: $87.0 in Toronto vs $36.00 in Ubud, Bali for a mid-range dinner for two. Groceries echo the gap at $364 vs $294 per month, with Ubud, Bali cheaper across the board.

City Median Internet Speeds Comparison (Updated April 2026)

The chart highlights the Precision Threshold for mobile and fixed broadband internet speeds, updated quarterly.

Digital Nomad Cost of Living Index

Toronto vs Ubud, Bali: Cost of Living - Frequently Asked Questions

Ubud, Bali is cheaper overall, especially in Groceries & Markets, Eating Out, Clothing & Footwear, Getting Around, Monthly Utilities & Internet. The 90% gap adds up to real monthly savings that compound significantly over time.

Average pay runs 2174% higher in Toronto, which matters when comparing affordability. Whether that higher income actually nets you more depends on your spending habits and housing choices.

Rent for a central apartment: $1,660 in Toronto versus $1,114 in Ubud, Bali. Housing is usually the single largest factor when comparing overall living costs between the two.

Supermarket bills run roughly 24% higher in Toronto. For households that cook at home regularly, that difference adds up over a month.

Dining out is cheaper in Ubud, Bali – a meal for two runs $36.00 versus $87.0 in Toronto. If you eat out regularly, this makes a real dent in your monthly spending.

At $1,378 in Ubud, Bali versus $2,620 in Toronto, a $1,000 budget is realistic in Ubud, Bali but tight or insufficient in Toronto. The gap between the two cities makes Ubud, Bali the clear choice for anyone on this budget.

For families, Ubud, Bali is more practical. Housing and childcare are both notably cheaper than in Toronto, and the savings on those two alone free up budget for education, activities, and family trips.

Safety-wise, Toronto and Ubud, Bali are on par. Petty crime is typical for cities this size, and most residents feel comfortable going about their daily routines in either place.

Expats usually find Ubud, Bali gentler on the wallet – expenses run 90% less than in Toronto. Beyond cost, consider language, visa policies, and how big the international community is in each city.